1 00:03:19,980 --> 00:03:24,080 So again, we don't have a quorum to conduct business. Oh, there's still enough we can do. 2 00:03:26,340 --> 00:03:27,420 So nothing for all business. 3 00:03:29,590 --> 00:03:41,810 Tation from Ms. Rose Neal. She's a certified licensed professional with World Financial Group. And how do you say that? Then they were the company, an 4 00:03:48,270 --> 00:03:49,110 agon company. 5 00:15:03,330 --> 00:15:30,410 We are not able to pay your medical bills and things of that age. You're going to use all of your savings. You're going to use all of your emergency funds. And you're going to also go and reach out to somebody else to ask them for a go-fund meet or something of that age. You can see it all the time. But can we prevent that? Absolutely. We should be able to prevent that. And if we have at least 10 times at annual salary, we should not have 6 00:15:30,410 --> 00:15:35,450 have any issues so let's just put it in the figure if I make $50,000 a year 7 00:15:35,450 --> 00:15:39,490 multiplied at times ten that's gonna give you a cool pack of a million at least I 8 00:15:39,490 --> 00:15:43,890 need at least a half a million dollars and life insurance and disability long-term 9 00:15:43,890 --> 00:15:48,270 care critical care terminal and that's what it's out there we have to get it we 10 00:15:48,270 --> 00:15:52,390 have to have it and it's out there for us to get we just have to know the right 11 00:15:52,390 --> 00:15:56,850 vehicles and what to get that and that's where I come in and help families 12 00:15:56,850 --> 00:15:59,610 understand where to get that, how to get that. 13 00:15:59,750 --> 00:16:01,230 Because that million is a lot of money. 14 00:16:01,990 --> 00:16:03,230 And it's scary to me. 15 00:16:03,930 --> 00:16:05,910 You know, when I'm sure it was scary to somebody else, 16 00:16:06,130 --> 00:16:08,070 but then when my son started working with me 17 00:16:08,070 --> 00:16:10,950 and putting the how to it, and giving me the confidence 18 00:16:10,950 --> 00:16:13,050 that I needed to understand that I could do this, 19 00:16:13,310 --> 00:16:14,550 everything else was just fine. 20 00:16:14,650 --> 00:16:16,550 And I believe that's the way it is with the people. 21 00:16:16,970 --> 00:16:19,910 If we give them confidence, if we give them concepts 22 00:16:20,510 --> 00:16:24,730 on how to do this, that will be doable for them. 23 00:16:24,730 --> 00:16:27,930 and they'll say, next, check, next. 24 00:16:28,450 --> 00:16:29,970 And so then we look at that management. 25 00:16:30,330 --> 00:16:31,670 Your current current current situation, 26 00:16:31,890 --> 00:16:34,370 you may have seven, eight, 12,000 more, 27 00:16:34,870 --> 00:16:36,830 or more in debt. 28 00:16:37,250 --> 00:16:38,810 Well, we say we want you to have zero. 29 00:16:39,190 --> 00:16:40,770 So how would I help you with that management? 30 00:16:40,970 --> 00:16:42,330 We have a debt roll-up program 31 00:16:42,330 --> 00:16:44,290 where we will personal financial strategy 32 00:16:44,290 --> 00:16:48,990 and we'll share with you how to take an extra set of $100 33 00:16:49,510 --> 00:16:53,170 and we'll help you find that within your spending habits. 34 00:16:53,170 --> 00:16:57,990 will say you're spending or you're saving and we'll help you find that and then we'll take 35 00:16:57,990 --> 00:17:03,890 that money and we will put it towards that management. Meaning we'll take an action 36 00:17:03,890 --> 00:17:08,390 hundred dollars, put it towards your lowest bill, your lowest credit card and then instead 37 00:17:08,390 --> 00:17:13,130 of it being twenty-five dollars that you pay a money, pay a hundred and twenty-five dollars 38 00:17:13,130 --> 00:17:18,230 and instead of being nineteen months we need to complete that payment of management. It will 39 00:17:18,230 --> 00:17:24,550 take you two months and then you take that $125 edit up to roll it up to the next bill and 40 00:17:24,550 --> 00:17:30,770 before you know like a 30 year bill which happens because we don't pay it off in a time 41 00:17:30,770 --> 00:17:38,110 in fashion because of life that will be reduced into pack if we are able to share the concept 42 00:17:38,110 --> 00:17:43,790 about that whole lot so that's another one of our strategies that is a workshop that we 43 00:17:43,790 --> 00:17:49,550 do and we can do separate workshops with any time you'd like for us to come back and do that and then we'll talk about 44 00:17:49,550 --> 00:17:57,390 emergency fund. A lot of people do not have $500 in and a account separate from the house account to do 45 00:17:57,390 --> 00:18:02,110 with emergency fund. I just got my car fixed. My mother used to just sell the songs basically on the 46 00:18:02,110 --> 00:18:08,130 highway, swap and stuff. He had the truck, I had the car and I need to bring the car down here so I can do my 47 00:18:08,130 --> 00:18:13,150 stuff that I want you to do. So he put my stuff originally in the truck and I was like 48 00:18:13,150 --> 00:18:17,250 I'm wearing this truck down here and in the family they call and say your car is great. 49 00:18:17,310 --> 00:18:17,810 I was like, yes. 50 00:18:19,050 --> 00:18:24,630 So I went to the car place and he was on the one side and I was on the side of the 51 00:18:24,630 --> 00:18:30,410 street for a stop out of my, out of this truck into my car because I had to get my car 52 00:18:30,410 --> 00:18:30,710 fixed. 53 00:18:30,890 --> 00:18:32,210 I had old car but she did. 54 00:18:32,750 --> 00:18:33,150 Anyway. 55 00:18:35,690 --> 00:18:36,470 Who knows? 56 00:30:00,940 --> 00:30:04,720 Or anything, the scan come when we don't have the proper education. 57 00:30:07,130 --> 00:30:22,210 And I believe that's our flight for a lot of areas. It's just, I don't trust anybody in finances because they took my money. I don't trust you because you in finances. 58 00:30:24,320 --> 00:30:34,440 Oh, we got to use learn and then we won't be scanned. Anything else? Any other time? I like the air. I think what they do need to be 59 00:30:34,440 --> 00:30:40,900 the principles and without those four principles our financial house is not 60 00:30:40,900 --> 00:30:42,500 gonna stay because 61 00:30:56,490 --> 00:30:59,620 at least when in the bed 62 00:31:02,660 --> 00:31:04,300 that's the role of some who your 63 00:31:04,300 --> 00:31:07,800 church right but this is something they can feed them for the rest of their life 64 00:31:07,800 --> 00:31:12,920 absolutely yeah I love the way you said that I love that yes and I like that we do 65 00:31:12,920 --> 00:31:18,940 want to be considered the community resource provider or the eighth on whatever 66 00:31:18,940 --> 00:31:25,960 you want to call it. And again, this is free. Okay. My education, my sharing, these workshops, 67 00:31:26,360 --> 00:31:33,180 and this, that, and the other, it's all free. And I do want to say, at the end of our workshop 68 00:31:33,180 --> 00:31:39,200 students, we have six workshops, and those are the ones that's on this here. I'll give you a card. 69 00:31:39,700 --> 00:31:48,000 But after that, everyone is a beautiful certificate of completion. And it has their name on it. 70 00:31:48,000 --> 00:31:53,300 it has our name on it. I've signed it or whoever does the lead of the event, you know, 71 00:31:53,440 --> 00:31:59,280 of the workshop. Signs it, but this is what you get. Are you surprised? People get so excited 72 00:31:59,280 --> 00:32:05,020 when they see these title certificates. This is my life. And yes, you complete it. And they 73 00:32:05,020 --> 00:32:11,240 start applying that education to their life when they go out with the work. So it is 74 00:32:11,240 --> 00:32:16,560 equitable. And so again, thank you so much and I'm going to leave this for you all as well. 75 00:32:16,560 --> 00:32:19,600 So, we do these workshops, but not by ourselves. 76 00:32:19,760 --> 00:32:22,360 We have this booklet called Safety of Future. 77 00:32:22,480 --> 00:32:23,940 It means what we just talked about, 78 00:32:24,020 --> 00:32:25,340 everything that we just talked about, 79 00:32:25,440 --> 00:32:27,100 and then some is in here. 80 00:32:27,220 --> 00:32:28,540 So, security is in here. 81 00:32:29,060 --> 00:32:31,400 Insurance is in here, the difference between long-term. 82 00:32:32,020 --> 00:32:34,320 I was like, there's a twin term and permanent, 83 00:32:34,780 --> 00:32:35,720 all of that is in here. 84 00:32:35,900 --> 00:32:38,000 And then we have a gorgeous workbook 85 00:32:38,660 --> 00:32:41,040 where you can become your own money manager 86 00:32:41,040 --> 00:32:43,000 while you complete the workshops. 87 00:32:43,420 --> 00:32:44,880 You're completing the information 88 00:32:44,880 --> 00:32:50,560 and material in this form, which now makes it more practical for individuals. 89 00:32:51,060 --> 00:32:56,460 So, these work folks are used as well, and they are definitely recommended for the workshops. 90 00:32:56,840 --> 00:33:00,240 So, I did present a proposal for consideration. 91 00:33:00,240 --> 00:33:08,460 I don't know if you received it, but I can send it again, just to share with you how we can have conversations 92 00:33:08,460 --> 00:33:15,440 start about the workshops and how they can be implemented into whatever areas you feel 93 00:33:15,440 --> 00:33:20,680 best that you know see it okay. May I approach and give this information? 94 00:33:21,800 --> 00:33:22,420 Equal 95 00:33:27,220 --> 00:33:32,540 recipes for the best of the individuals who didn't quite make it to see you then. 96 00:33:32,740 --> 00:33:33,820 It's fun. I'll leave. 97 00:34:17,900 --> 00:34:18,580 I'm here. 98 00:34:21,570 --> 00:34:22,490 You got me. 99 00:34:28,250 --> 00:34:35,310 The additional presentations are due today and there's no need to adjourn because we don't have a body to adjourn.