[0:01] Welcome to our meeting [0:03] on Thursday, September 3, 2026 [0:05] at Handel Village Park. [0:08] Christy, please. Let's begin the [0:10] meeting. Christy, [0:12] please. [0:12] 702. [0:14] Yes. With you is Trusty [0:15] Brocolino. [0:16] This is Trusty Alpha. [0:17] This is Trusty [0:18] Gutierrez. This is [0:19] Trusty Porter. [0:20] This is Trusty [0:21] Congle. And [0:21] with you is [0:22] Trusty Benol. [0:23] Please join [0:25] me in reciting the oath of [0:26] allegiance. To the flag of the United States of [0:32] America and [0:34] to the stands, one nation [0:36] , indivisible, [0:38] enjoying liberty and [0:39] justice for all. [0:43] excellent. We have a proposal [0:45] to accept the agenda. [0:47] The proposal has been made. We have a [0:49] suggestion. I agree. I agree. [0:51] Thanks. [0:53] I would like to delete item 12 [0:56] from the agenda. 78 [1:01] 12. [1:02] Oh, a specific session. [1:04] Yes, we will not have a [1:05] specific session [1:07] . Therefore, there is [1:07] no executive meeting [1:09] . [1:11] Thanks. [1:12] Christie, please mention [1:14] the names. With you is Trusty [1:15] Alba. [1:16] no. Yes. Yes. [1:18] This is [1:18] Trusty Gutierrez. Yes. [1:20] This is [1:21] Trusty Porter. [1:22] Yes. [1:22] Trusted Conongel. [1:23] Yes. [1:24] Benoli is reliable. [1:25] Yes. [1:25] Reliable Balino? [1:26] Yes. Thank you all. [1:28] Excellent presentations. Announcement of [1:31] Spanish Heritage Month. [1:40] Hispanic Heritage Month is celebrated [1:41] annually from September 15 [1:43] to October 15, in recognition [1:45] and honor of the rich history, culture, [1:47] traditions, [1:49] and contributions of [1:51] Americans of [1:52] Hispanic and Latino descent. [1:55] Cannor Parks Village believes [1:57] that our community is [1:59] stronger when we unite, [2:01] appreciate our differences, [2:03] celebrate our [2:04] shared values, and work together [2:06] for a better future [2:08] for all. [2:11] Hispanic and [2:13] Latino communities have played an important role [2:14] in shaping our [2:16] nation’s history, character, [2:17] and future, and have made [2:19] significant contributions in [2:20] government, [2:22] education, business, science, the [2:23] arts, [2:25] public service, [2:26] and many [2:27] other fields. [2:30] Hoover Park Village is proud of [2:32] its diverse community [2:33] and appreciates the many [2:40] Hispanic and [2:41] Latino residents, families, businesses, employees, and community organizations who [2:43] contribute to the vibrancy and [2:44] success of our village. Since [2:49] Hispanic Heritage Month provides an opportunity for [2:51] the residents of Hanover [2:52] Park Village to celebrate [2:54] the [2:57] diverse cultures, traditions, languages, and experiences that enrich [2:59] our community, while recognizing the [3:01] shared values ​​that [3:03] unite us, and since [3:04] Hanover Park Village is committed to fostering a [3:06] community in which [3:08] all residents are valued, respected, and [3:09] encouraged to [3:11] participate fully [3:13] in the civic, cultural, and economic life of [3:16] our community [3:17] , and since we encourage all [3:19] residents to take advantage of this [3:21] opportunity to learn about, celebrate, and [3:33] appreciate the history, heritage, and achievements of Hispanic and Latino Americans, I, [3:35] Rodney Spray, President of [3:37] Hanover Park Village, [3:38] hereby declare that the [3:40] period from September 15 [3:42] to October 15, 2026, is [3:44] Hispanic Heritage Month in [3:46] Hanover Park Village, and [3:47] I encourage all residents to [3:49] celebrate the diverse cultures, [3:51] traditions, achievements, and [3:53] contributions of [3:55] our [3:57] Hispanic and Latino community. [3:59] This announcement was issued [4:01] on September 3, 2026, and [4:04] I present it to you, [4:06] trustees. Thank you [4:10] all. The [4:19] following announcement. While [4:23] September 11, 2001 remains [4:25] one of the most significant days in our [4:27] nation’s history, [4:28] our country was [4:30] forever changed by acts of [4:32] terrorism that claimed the lives of [4:34] nearly 3,000 innocent people and [4:36] affected countless [4:38] families and [4:39] communities. As the [4:41] 25th anniversary of the [4:44] September 11 attacks provides an [4:46] important opportunity to remember and [4:47] honor the victims who [4:49] lost their lives, [4:50] including firefighters, [4:52] police officers, [4:54] emergency response teams, [4:55] military personnel, and [4:57] ordinary citizens [4:58] who demonstrated [5:00] exceptional courage and selflessness. [5:02] As Americans, [5:04] in the days and years [5:06] following the events of [5:08] September 11, united by a [5:10] renewed sense of unity, [5:12] empathy, and [5:14] mutual commitment, they demonstrated our [5:15] nation's strength and resilience in [5:17] the face of an unbelievable tragedy [5:19] . Hull [5:22] Park Village appreciates the sacrifices [5:24] made by [5:25] first responders and [5:28] public safety officers who continue to [5:30] put themselves at risk [5:32] to protect our communities every [5:33] day. As we commemorate the [5:36] 25th anniversary of [5:38] the events of [5:39] September 11, [5:41] 2011, it is [5:42] our responsibility to preserve the [5:44] memory of those we lost, [5:45] honor the heroes who [5:47] answered the call, support [5:48] the families of the victims and the [5:50] survivors whose [5:51] lives were changed forever, [5:53] and ensure that future generations understand the [5:54] significance of this [5:56] day. Since [5:58] Hanover Park Village encourages all its [6:00] residents to observe a [6:01] moment of silence on [6:03] September 11, [6:04] 2026, to remember the lives [6:06] lost, [6:07] acknowledge the courage [6:09] shown, and reflect [6:11] on the importance of our unity, [6:12] service, compassion, and the [6:15] enduring strength of our American people. Therefore, [6:18] I, Rodney Craig, Head of [6:20] Hanover Park Village, declare [6:21] September 11th as 9/ [6:25] 11th Day [6:27] in Hanover Park Village, and [6:28] encourage all residents to come together [6:30] to commemorate the [6:32] nearly 3,000 lives [6:34] lost 25 years ago, and to [6:36] honor the heroes [6:37] and [6:38] first responders who answered the [6:40] call of duty. I feel it is my [6:42] duty to make [6:44] this announcement to our [6:45] managers, [6:46] firefighters, police, [6:48] public works, [6:49] and to all citizens. We [6:51] will provide copies to the police, [6:52] fire department and [6:54] public works. Although I won't be [6:55] satisfied with just one copy [6:57] tonight, I will [6:59] reflect for a few moments. I was [7:00] in the middle of all this when I [7:02] was working for the [7:03] Federal Aviation Administration, as [7:05] the director of [7:06] aircraft accidents in the [7:08] Great Lakes region. [7:09] When we received the first [7:11] call, we couldn't believe what had happened. [7:15] This is unbelievable. How do we lose [7:17] control of an airplane? [7:19] When the second incident occurred, the [7:22] denial completely ended. I was [7:26] in a meeting [7:28] downstairs with Mark Hemel [7:30] and some staff, and [7:31] we heard a loud bang. They [7:33] all looked at me, [7:35] and I said, "Yes, that's [7:37] absolutely right. We're protecting [7:40] our airspace over [7:41] Chicago. We [7:44] knew we'd lost [7:45] control of a plane [7:47] headed for the Sears Tower." [7:51] I remember calling [7:53] my sons who were [7:54] working in the [7:56] neighboring buildings and telling them: " [7:57] Get out of this building. [7:59] Get out of the training. [8:01] Get out of the city center [8:02] ." "Those were [8:04] tough times. I remember when the [8:06] airspace opened, I [8:07] was traveling to Washington, [8:09] D.C., to work with the FAA administrator [8:12] . I was [8:13] there, God, for five [8:15] or six weeks, and the [8:17] sirens were going off [8:19] all the time. I saw [8:22] planes flying over the [8:24] Pentagon, and I saw it on [8:26] fire. I saw some [8:29] videos of planes [8:30] crashing into [8:31] the Pentagon. It was [8:32] terrifying. That's a [8:35] bit of my history. I was away for a [8:41] long time because I was transferred to [8:44] Kansas City for seven [8:46] months to run a facility that oversaw the [8:49] infrastructure, radars, and [8:51] other things for a third of the country. [8:55] They wanted me to stay, and [8:56] I said, 'I can't [8:57] retire in Kansas [8:59] City; I want to retire in my home country [9:00] .'" "So, they found a [9:02] replacement for me after months." [9:04] But it was an interesting period [9:06] in my career [9:08] . Mr. President, [9:11] I am pleased that we will be holding an [9:12] event on the eleventh [9:14] of this month, and I would be [9:16] happy to speak at it. [9:29] Okay, [9:30] now we have a presentation [9:32] from Jake, regarding the Small Business Administration's [9:33] Disaster Loan Program [9:36] . Many [9:37] thanks, Jake, for bringing your [9:39] team here. And thanks to the [9:42] fire chief who [9:44] convinced you of that. I see that you [9:46] arranged everything quickly. [9:49] Help yourself. Okay. Okay. Okay. Okay, that's fine [9:54] . I would say this is a newly [9:58] approved presentation. This is the [10:00] first time I've [10:01] reviewed this show [10:03] . But it's the same information. [10:05] Well, first and foremost [10:06] , thank you to the [10:07] mayor and the members of the Board of [10:08] Trustees for allowing me to [10:09] speak. The fire chief was [10:10] fantastic. He [10:12] placed me in the [10:13] appropriate halls. "I'd like to [10:14] share the program with you, [10:16] and everyone I met [10:17] in Hanover Park was [10:20] incredibly friendly and welcoming. So, today we're going to talk [10:21] about the U.S. [10:23] Small Business Administration [10:24] , the Office of [10:25] Disaster Recovery, [10:27] and our Disaster Loan Program [10:28] , in response to [10:30] the severe storms that [10:32] hit the area from [10:35] July 2nd to 4th. I'm Jesse Cain, a [10:39] Public Affairs Specialist [10:40] with the [10:42] U.S. Small Business Administration, or [10:45] SBA. We work in [10:47] the Office of [10:48] Disaster Recovery. There are two main [10:50] jobs in the field [10:51] : the Customer Service Representatives [10:53] , who are [10:54] located at the [10:55] nearby Hanover Park Police Department, [10:57] where the [10:59] Disaster Loan Outreach Center is located. They do a [11:00] fantastic job [11:02] , and that's true. [11:03] They're there during [11:05] business hours, which I [11:06] believe is from [11:08] 9:00 a.m. to 6:00 [11:09] p.m. at that location. [11:11] They're the [11:12] real heroes, [11:13] helping survivors and [11:15] applicants. During the [11:18] Disaster Loan application process, as a [11:21] Public Affairs Specialist, our [11:22] primary responsibility [11:23] is communication and engagement. [11:25] We give presentations to [11:27] local officials, as well as [11:29] engaging with the [11:30] media, and so on." [11:32] The work is divided. It might [11:35] sound a bit complicated [11:37] , but our [11:38] primary mission at the Office of [11:39] Disaster Management and [11:40] Natural Resources ( [11:41] ODRNR) is to connect individuals, businesses, and private [11:44] nonprofits with the [11:48] Small Business Administration's (SBA) disaster assistance programs and improve [11:50] disaster recovery and [11:51] economic resilience by [11:53] helping communities [11:54] prepare for, [11:56] respond to, [11:57] recover from, and [11:58] mitigate the effects of all types of disasters. I ca [11:59] n't believe they didn't [12:00] come up with an acronym [12:01] for that! But what we [12:03] essentially do is share [12:05] information about [12:06] our disaster loan program and [12:08] how it can [12:09] help people [12:11] recover and [12:12] rebuild in light of disasters [12:14] . Before we [12:19] get into the [12:20] different types of loans [12:22] available, I'll first explain [12:24] why I'm here and how it [12:26] happened. How are SBA [12:28] disaster loans activated [12:31] ? There are two [12:33] main types of [12:34] announcements. The first is... a [12:36] presidential announcement. This announcement may include [12:39] individual and general assistance. We [12:41] usually see [12:43] individual assistance. That's what happened with the [12:44] Los Angeles wildfires, right [12:45] ? And the [12:46] Corville floods in [12:48] Texas. Well, a lot [12:49] of these [12:50] large disasters—it's hard to [12:52] quantify the scale of the disaster— [12:53] but a lot of them, [12:54] well, they get announced. As [12:56] presidential declarations. The [12:58] other type is a [12:59] declaration from the [13:00] Small Business Administration (SBA) or an [13:01] administrative declaration. That's what we [13:03] currently have here in [13:04] DuPage County, [13:05] Cook County, and the [13:06] surrounding areas. [13:08] One of the [13:09] main differences between a [13:11] presidential declaration and an [13:12] agency declaration is—I don't know if you [13:14] can see this [13:16] map—that we target a [13:17] primary county, and then [13:19] all the adjacent counties—that is, the [13:21] counties that share a [13:23] border—are eligible for our [13:24] assistance. In a [13:26] presidential declaration, [13:28] only the primary county is eligible [13:29] for loans for both [13:31] physical damage and [13:32] economic injuries [13:33] . The [13:34] adjacent counties are [13:36] only available or eligible [13:37] for disaster loans [13:38] related to [13:39] economic injuries in the case of a [13:40] presidential declaration. The [13:41] good news is that in an [13:43] agency declaration, which is what [13:44] we have here, all [13:46] the counties are eligible [13:47] for both [13:48] physical damage and [13:50] economic disaster loans. I'll talk [13:53] a little bit about agencies, [13:55] because that's what we're going through. The [13:58] governor asks us to either have the [14:02] SBA [14:04] respond and accept the [14:05] disaster declaration, but the [14:07] final decision comes from the [14:08] governor's office. We declare a [14:10] disaster through the [14:11] agency when the [14:12] damage isn't sufficient for a [14:14] presidential declaration from [14:15] the agency. The Federal [14:17] Emergency Management Agency (FEMA) is involved, [14:19] but it still meets the [14:20] minimum threshold of [14:22] 25 [14:23] homes or businesses being damaged by [14:25] 40% or more. In short, [14:27] without going into the specifics of [14:28] the process, [14:30] the request comes from the governor, [14:31] the agency declares a [14:33] disaster, and we send a [14:34] team to conduct an [14:36] initial damage assessment. This is where [14:39] coordination between [14:42] local, regional, and [14:43] state emergency management agencies comes in. As [14:47] the statistics show, the number of [14:48] agency declarations [14:49] far exceeds the number of [14:50] presidential declarations. [14:52] So, how can the [14:53] Small Business Administration (SBA) [14:54] help? I'll go into [14:55] the details of the loans, then I'll [14:57] wrap things up and answer [14:58] any questions you may have, [14:59] because my main goal is to [15:01] answer [15:02] your inquiries. Let's move on [15:03] to another 50 slides. [15:05] Well, it comes down [15:07] to two main types of [15:09] loans. There are [15:10] physical disaster loans, which are for [15:11] repairing or [15:12] replacing property [15:13] damaged by a disaster. [15:14] We like to use those [15:15] terms; it's the best [15:16] way to define them. Repairing [15:18] or replacing property [15:19] damaged by a disaster. This [15:21] includes homes, [15:22] businesses, even [15:23] renters, and [15:25] nonprofits too. Repairing [15:27] or replacing what's damaged. Then [15:29] there are economic disaster loans [15:30] . These are [15:32] working capital loans. They are for [15:34] small businesses. [15:36] Nonprofit organizations. [15:37] These loans are used to pay [15:38] fixed debts, [15:39] salaries, accounts payable [15:40] , and [15:41] other bills [15:42] that couldn't be [15:43] paid because of the disaster. [15:45] Disasters affect [15:46] everyone, and perhaps even [15:48] more so the [15:49] business community. It's usually not [15:50] apparent until months [15:52] , or even years, after the [15:54] disaster. That's where [15:57] economic disaster loans come in. (Some [15:59] images are missing here.) [16:01] We'll explain in detail. [16:02] They are affordable, [16:04] reliable, and flexible. We have [16:06] loans with a low, fixed interest rate [16:07] . There is no [16:09] accruing interest and no [16:10] monthly payments. The [16:12] first twelve months after [16:13] you receive the [16:14] initial payment are covered. We'll talk about [16:16] these low interest rates later. They are [16:18] also reliable. No [16:20] collateral is required for [16:21] loans up to [16:22] $50,000. [16:24] These loans are typically from the [16:25] Presidential Agency and [16:26] go up to $14,000. [16:27] The funds can be disbursed even [16:28] before insurance companies pay out [16:29] . [16:30] Many people prefer to wait [16:31] until insurance companies cover [16:32] treatment costs. We don't allow [16:33] double benefits, [16:35] but we strongly encourage everyone [16:36] to apply because [16:37] insurance companies may not [16:39] cover the costs. I [16:40] followed the Los Angeles wildfires. [16:42] Los Angeles [16:44] has been affected for a long time, almost two years, and [16:46] I think it will continue to be [16:48] . Insurance companies have yet to settle [16:50] claims with residents [16:51] affected by the fires. [16:53] So, again, we've been able [16:54] to provide significant assistance [16:56] in the recovery process [16:57] because we don't rely on [16:58] insurance companies. Let's [17:00] briefly review this. [17:02] We also offer loans for [17:03] physical [17:04] and economic damage. [17:06] Physical damage loans [17:07] for businesses. These loans are for [17:08] businesses, [17:09] private organizations, and [17:10] nonprofits, and go up [17:11] to $2 million. [17:12] Again, for repairing or [17:13] replacing real estate. [17:15] This also includes machinery, [17:16] equipment, inventory, and [17:17] other business assets [17:19] damaged by the [17:20] declared disaster. The [17:22] interest rate for businesses is 4%, and for [17:25] nonprofits, it's 3.625%. [17:28] Economic damage. I explained [17:30] that the amount goes up to [17:31] $2 million. This is [17:33] also available to [17:34] small businesses and [17:35] private nonprofits, [17:37] even very small businesses [17:38] . These are [17:40] working capital loans. I like [17:41] what's in this segment. [17:43] They help meet [17:45] normal and necessary financial obligations [17:47] that can't be met [17:48] because of the disaster. So [17:49] , it's a great way to [17:51] continue supporting and revitalizing [17:52] businesses that may have been [17:54] affected. And frankly, [17:56] often [17:57] these are small businesses This is for those who [17:58] cannot [18:00] resume their business without [18:01] financial assistance. Then you have property [18:02] damage loans for [18:04] homes. These are for [18:05] homeowners up to [18:07] $500,000 to repair or [18:08] replace their [18:09] primary residence damaged by a [18:11] declared disaster. The [18:13] interest rate is 2.875%. Then there are [18:16] personal property loans. [18:18] These are for homeowners [18:19] . [18:20] Renters can get a [18:21] loan of up to [18:22] $100,000 to repair [18:23] or replace their [18:24] personal property, which includes [18:25] clothing, furniture, [18:26] appliances, and, [18:27] importantly, [18:28] vehicles. So, [18:29] even renters, you [18:30] obviously don't own the [18:31] place you live [18:33] , but you can't [18:34] go to work because a [18:35] tree fell on your car [18:36] , right? [18:37] Your car was damaged. Therefore, [18:39] you may qualify [18:40] for this loan. [18:41] We also have [18:43] damage mitigation loan options. [18:44] Basically, you will go through [18:47] this process once [18:48] your application is approved. [18:50] If you are looking for [18:51] damage mitigation efforts, [18:52] you can get up [18:54] to 20% of [18:55] your total [18:56] documented losses in that [18:57] process. You will talk to [18:58] your loan officer and [18:59] several [19:00] other people to explain [19:02] more about these [19:02] options because it [19:04] varies. From case to [19:05] case. But I have more [19:06] information on this [19:07] topic if that [19:08] interests you. This is [19:10] basically right after this [19:11] slide. There are [19:13] three requirements. [19:15] Eligibility: [19:17] Your business or property must be in a [19:19] county affected by the [19:21] disaster in a [19:23] declared county. Now, [19:24] regarding credit, there isn't a [19:26] perfect minimum [19:27] credit score for these loans. [19:29] I think the [19:30] Small Business Administration (SBA) is [19:31] very considerate compared to [19:32] other lenders, [19:33] especially [19:33] traditional lenders. But [19:34] your credit history must still meet the [19:37] SBA's standards. I always [19:38] say: Apply, and let's see if you can [19:39] refuse. If you're [19:40] unsure about your [19:41] creditworthiness, or even your [19:42] eligibility, apply. There [19:43] are no downsides to [19:45] applying. There's no [19:46] application fee. Let's see how [19:48] we can help you, and then [19:49] we'll discuss repayment. [19:51] Show your ability to repay [19:52] the loan. Here's some [19:54] information on how to [19:55] contact us. I have [19:56] more slides. I'm happy to [19:58] go into more [19:59] detail if [20:00] needed. I don't want to [20:01] take up any more of [20:02] your time. Do you have any [20:04] specific questions for the board [20:06] at this time? You can [20:08] also contact me [20:09] another time. Do you have [20:11] any questions for the board? Please go ahead [20:14] . [20:15] Thank you for this [20:16] presentation. It was [20:17] very helpful. [20:19] What is the processing time [20:21] from the time you submit your [20:22] application until you receive [20:24] approval or rejection? [20:27] There is no [20:29] set timeframe. They don't even [20:31] want to share a [20:32] hypothetical timeframe because each [20:34] case is reviewed individually. [20:36] The process may take as little as [20:38] two weeks, or it may take another [20:40] two weeks, which [20:42] highlights the importance of applying as soon as [20:43] possible. [20:45] Another thing I'd like to mention [20:47] is that you have been [20:49] wonderful hosts for the nearby Disaster Loan Support Center [20:50] , [20:52] which will be closing [20:53] permanently on September 5th. [20:55] Next Saturday, [20:56] the center will be open [20:57] from 9:00 AM [20:58] to 6:00 PM. Let me double- [21:00] check, as the hours [21:01] vary. Excuse me, it will be [21:03] open from [21:04] 8:00 AM to [21:05] 6:00 PM, and then from [21:06] 9:00 AM to [21:07] 2:00 PM. Again, [21:09] Saturday is the last day, [21:10] but the deadlines [21:11] still [21:12] apply. Physical damage coverage extends [21:14] until October 5th, [21:16] while economic damage coverage extends [21:19] until May 5th, 2027. So, [21:20] your residents still have time to apply. It's [21:22] time to apply. [21:23] They can apply [21:25] online at [21:27] sba.gov/desaster, or call [21:29] us toll-free at [21:31] 800-659-2955. Or, [21:33] you can simply search for us. [21:35] Okay, I wanted to [21:36] address this [21:37] earlier, but [21:39] that was partly due to [21:41] time constraints. [21:41] This is helpful. Follow-up question: [21:44] Many of [21:45] our residents receive a lot of [21:47] information, or [21:48] rather, stay up-to-date on [21:51] village affairs through Facebook. Does the [21:55] Small Business Administration (SBA) provide [21:57] shareable infographics [21:58] or [21:59] similar materials that we can [22:00] use for [22:02] information? [22:03] Yes, we have [22:04] many types of [22:05] infographics, and [22:06] many types of [22:07] flyers as well, depending on [22:08] how you use them. [22:10] So, I would like to share this [22:11] information with the most [22:13] appropriate person to contact. [22:14] Ultimately, what [22:16] we're trying to do is spread [22:17] the word. And it's great that [22:19] villagers are [22:20] aware of the website and [22:22] social media accounts. Have [22:23] you sent them to us [22:24] already? I have [22:26] sent some, but I'd like to [22:27] review them. We have [22:28] more infographics. [22:30] So, if you're looking [22:31] for something specific, I can [22:32] send you several of our [22:33] infographics, [22:35] right? I believe some are [22:36] on the website. [22:37] Also. [22:40] That's great. [22:42] Okay. Thank you. [22:43] That's all. [22:45] You mentioned the [22:47] local office will be closed on [22:48] Saturday, but what's the [22:51] application timeframe? Is there a deadline [22:53] for [22:54] these loan applications? [22:55] Yes. For [22:57] physical damages, the [22:59] deadline is October 5th of [23:00] this year. [23:01] For [23:02] economic damages, which are for [23:04] businesses, the [23:05] deadline [23:07] is May 5th, 2027. I don't advise [23:09] people to wait [23:10] to apply, but they [23:12] can still apply [23:13] online, by email, by phone [23:16] , or however [23:17] they prefer. But yes, I don't [23:19] want people to feel [23:19] like the Small Business Administration [23:20] has closed [23:21] just because the office is closed. [23:22] In fact, I'll be here [23:23] next week as well. [23:25] There are several ways [23:26] to apply. Is [23:27] it through the website portal [23:29] ? Is there a [23:30] portal? The [23:31] website portal [23:31] is the best [23:32] way if you're familiar with [23:34] it. [23:34] Is it through the QR code [23:36] there? [23:40] Yes, I'm [23:40] not entirely sure, [23:42] but the website is [23:44] there. You have [23:45] two different [23:47] websites. [23:48] You can also contact them [23:49] by [23:50] email. You can even [23:52] contact me. [23:53] Oh, I see now, the [23:56] sba.govd disaster. [23:57] Yes. Okay. Then the [23:59] specific portal is lending.sba.gov. [24:01] If you go to either of those [24:03] , you'll be directed to how to [24:04] apply and the [24:05] application process. This is [24:06] also in many of [24:07] our shared graphics and publications [24:09] . [24:10] So hopefully, [24:11] people in your area can find [24:12] this information [24:13] there too. Is [24:15] this a roadshow [24:16] you're doing in different [24:17] communities to share this [24:18] information? [24:19] Yes. For this [24:20] particular announcement, the [24:22] primary counties [24:23] are Kane County and the [24:23] five [24:24] adjacent counties, and I know [24:25] you [24:26] also border Cook and DeBague Counties. So [24:28] , it depends on your [24:30] local and county emergency management [24:31] and how they prefer [24:32] to do it. You've been [24:34] great to have me give [24:35] this presentation. Sometimes [24:37] I get 3 minutes to 30 [24:39] seconds to share [24:40] the information. But the [24:41] longer the [24:43] better because storms hit [24:45] this area in northern [24:46] Illinois. So, nobody [24:48] knows when they'll come back. It's [24:50] always helpful for you to have [24:52] this information in preparation for [24:53] potential [24:55] future disasters. I have friends [24:57] and relatives in southern [24:58] Cook County, but since it's [25:00] Cook County, they're [25:01] included in this. [25:03] Yes. Okay. [25:05] Cook County [25:06] also recently issued a [25:07] storm announcement on July 27. [25:08] Like I said, you I know better [25:10] than you; you've had [25:11] continuous storms, even [25:12] tornadoes. There are, too. [25:14] So, if you go to our [25:16] website, [25:17] you'll find that our portal [25:18] helps you get the [25:19] correct disaster declaration. [25:21] But just to clarify, all [25:22] those counties qualify [25:24] for [25:25] financial assistance. Thank you. I do [25:26] n't want people to be [25:27] confused because I do [25:29] n't know if the [25:30] storm happened [25:31] on July 3rd or [25:32] July 27th. So, please [25:33] check the information [25:34] and apply, but yes. [25:36] Thank you. Okay, [25:37] thank you. Any [25:39] other questions? Well, [25:41] we appreciate you being here, and [25:42] I know that [25:44] our fire chief, Forbes [25:46] , was instrumental in [25:48] getting you to come, as [25:50] I mentioned earlier, and if [25:51] anyone on the [25:53] council needs any [25:55] additional information, please [25:56] contact Chief [25:58] Forbes. He's been [26:01] instrumental in coordinating everything [26:03] for us. So, thank you for [26:06] coming tonight, and we [26:07] appreciate your team. I was [26:09] so glad to see [26:11] four of them there. [26:12] I took a picture with [26:13] all of them. [26:14] Yes. So, [26:15] yes, [26:16] that's very nice. [26:17] Thank you so much for [26:18] coming. Thank you [26:19] too, Chief. [26:20] Forbes. All of you. You've been [26:22] amazing. [26:23] Thank you so much. [26:26] Great job. Thanks. [26:28] Nice presentation. Okay, [26:30] where's my agenda? [26:32] Open discussion. Is anyone [26:34] here for the session? [26:35] No one's signed up. Is [26:37] anyone here for [26:38] the session? [26:39] No. [26:39] Okay. Forever. [26:41] Quiet. Okay, the [26:44] chairman's report. Okay [26:45] , Christie likes me to [26:47] take notes. So I should [26:49] read them, and hopefully [26:51] she can read them. [26:53] I'll figure it out. Okay, the [26:55] school year has started, [26:57] and I certainly want to urge [26:59] everyone to drive [27:01] safely, drive [27:02] smart, and keep [27:04] our young people safe on the [27:06] road. Okay, I've [27:07] visited all of our schools, [27:09] including Einstein [27:11] last Friday where [27:13] I read to three classes of Year [27:14] 3s. They [27:16] all enjoyed [27:18] coming, and it was a [27:20] great opportunity to talk to them. [27:23] Okay, on Monday [27:24] I was with Year [27:25] 6s at Fox [27:27] Handover Highlands. I have a [27:29] plan [27:31] to meet with the [27:33] ambassadors of that group on Tuesday morning. [27:35] Ambassadors, I don't remember. [27:37] Ambassadors. So, every [27:39] Tuesday on a rotation, [27:41] I'll be with the ambassadors for a few [27:43] hours in the morning before [27:44] school, and who knows what [27:46] We'll get to it. I [27:48] always love it when [27:50] young people start taking the lead in deciding what the [27:51] mayor should [27:53] do. I shared [27:59] FIFA soccer balls with over [28:01] nine elementary schools and [28:04] met with the principals of [28:05] Elsie Johnson, [28:06] Horizon, Greenbrook [28:08] , Ontario Hillville, [28:10] Laurel Hill, Parkwood [28:11] , and the three schools [28:13] I mentioned earlier. [28:14] I gave each school two balls [28:17] . I even inflated [28:18] one for them and told them [28:19] to use it however they saw [28:21] fit. I didn't have [28:23] enough balls [28:24] to give to everyone, [28:25] but they will be using them in [28:27] their programs. Some schools [28:29] will be using them for a [28:31] student raffle and how to [28:33] distribute them. So, there are [28:35] some great ideas [28:37] in the works, and they [28:38] all appreciate it. I also [28:39] met with the principal of [28:41] Springwood [28:42] Middle School, as well as [28:44] two [28:45] directors of education from [28:47] District 20 and District 29. [28:49] 54 school districts [28:50] will have a [28:52] new director at the end of this [28:53] school year. I know her [28:57] personally; I've worked with the [28:59] organization my whole time [29:00] there, and she has a [29:02] deep understanding of the [29:04] specific needs of our families [29:06] and young people. So, she's an [29:10] excellent choice. Thanks [29:12] again, Mr. Mayor. Forrest [29:14] for organizing the Small [29:15] Business Administration's presence [29:16] here for a few [29:19] weeks. And Jesse did a [29:21] fantastic job. I called you Jake [29:23] before; I may have misheard [29:25] when I first met you [29:27] , I apologize [29:28] , but your report [29:30] tonight was brilliant. [29:34] Cook County tax bills came out this [29:35] week, and the [29:37] 30% home value increase had a [29:39] significant impact on [29:40] our tax bills here [29:42] in Cook County. I know [29:44] that in California, [29:45] several years ago, they passed [29:47] Proposition 13, which [29:49] states that you can't [29:51] raise taxes by more than a [29:53] certain percentage, [29:54] whatever it is, on an [29:56] annual basis—30%. That's a bit of a [29:59] burden. We didn't [30:01] ask for more [30:02] money. We're going to see [30:04] increases this year, which kind of [30:06] bothers me. So [30:08] I'm going to talk to the legislators [30:10] to make it clear to them that they need to understand that they ca [30:11] n't impose this [30:13] kind of impact on [30:15] residents who may have owned [30:16] their homes in this [30:18] community a long time ago. [30:19] Many of them have. [30:21] I moved here in 1974 and [30:23] bought a house in [30:25] 1979. At this point in [30:28] my life, to get a [30:29] 30% increase, you [30:30] know, makes you stop [30:31] and think, 'What the [30:33] hell?' So, especially [30:34] Those who work [30:36] hard, we shouldn't increase the [30:37] tax bill, we shouldn't [30:39] increase the burden on the residents [30:40] . Anyway, the [30:43] IML conference is coming up soon, and I'll be [30:45] there, as will [30:47] Porter and Trusty Albec, [30:50] they'll be coming on Saturday. [30:52] ICMA will be honoring, I hope I'm [30:54] right, [30:56] Juliana Mellor for her [31:00] many years of service [31:02] and contributions to the MMA. [31:04] So, I'll be there with her, I [31:06] think. [31:08] Gentlemen, will you be there [31:10] Saturday morning or after? [31:11] Lunch? [31:13] Yes. Okay, good. I won't [31:15] be there alone. [31:17] And water is a problem, and [31:19] there's a meeting planned for [31:21] the members of JAWA. You [31:24] all have a meeting on the [31:25] 23rd of [31:27] this month. I think it's [31:31] important that we [31:32] all be there and attend. [31:34] This message. It has the [31:35] seal of Christ on it. So [31:39] please plan to attend. [31:42] I think it's important that the [31:45] seven members of JAWA, our direction for [31:47] the future, are [31:48] all aware of it, [31:50] and that we listen to the [31:52] presentation. I, let's [31:55] see, am still active with the [31:59] Dubigh Rail Safety Board. Their [32:01] conference is in November. The [32:04] Dubigh Rail Safety Board isn't [32:06] just in Dubigh County, It [32:07] 's global. [32:09] People come to the conference. [32:10] We care about [32:12] rail safety. It's been a [32:13] motivating factor. I [32:15] love doing this in [32:16] our town and in [32:18] other municipalities. During the [32:20] morning rush hour, [32:22] we do awareness demonstrations, and everything is [32:24] fine. I [32:26] hate that lives are lost [32:28] because of their inattention. And [32:30] I want to commend the [32:31] great work we've done in [32:33] Hoover Park through my [32:34] involvement in the [32:35] rail project over the [32:39] past twelve and a half years, where [32:40] we've installed crossings with lights and bells [32:43] to enhance the safety of [32:47] our residents who [32:48] use the train. I'm [32:51] looking forward to the [32:52] Open House event on [32:53] October 3rd, [32:55] Mr. President, which is [32:56] always a great event. I'm [32:57] looking forward to speaking at the [33:00] 911 conference about this event [33:02] . I have a small memory I'd like to [33:05] share. Nick [33:09] Rossberg is retiring after 29 years of [33:11] service with the [33:13] Hoover Park Village Fire Department. [33:15] They all work [33:17] full-time, but I know the [33:18] Rossbergs. I think [33:20] three of them have worked [33:22] in the fire department over the [33:23] years. And I know one of them wasn't [33:24] happy [33:26] when we moved to [33:27] the village, but with Nick, [33:33] we're celebrating his leadership in [33:34] working with [33:36] hazardous materials and helping to [33:38] start This project. [33:40] I think we're going to lose a [33:41] capable man because of [33:43] his retirement. He'll probably [33:45] move on to [33:46] another job with double the salary. [33:48] By the way, in case you haven't [33:50] noticed, [33:52] Mitra has chosen one of its [33:54] giant locomotives, the [33:56] SD70 Mach, to run [33:58] on our line painted in [34:00] celebration of its [34:02] 250th anniversary. So, [34:04] if you see it, [34:06] give it a shout-out. Finally, on [34:09] these sweltering days [34:10] , I want to thank the [34:12] police, firefighters, and [34:15] public works personnel who are doing their [34:17] best to support our [34:19] city. Thank you [34:21] for your dedication on these very [34:22] hot days. [34:24] It's quite unpleasant. [34:26] Today I worked in my yard, was gone [34:28] for an hour, came back [34:30] to rest, and then went out again for another [34:32] hour. But [34:34] this means working hard [34:36] for the people, and that's [34:38] appreciated, and I want to [34:39] thank you, so please [34:41] inform our staff. [34:43] Returning to the [34:44] agenda, I have proposed [34:46] approving by vote the [34:47] items listed in The [34:49] approved agenda [34:51] . So, [34:52] we have a proposal, is there a [34:54] discussion session? nothing. [35:02] correct. [35:02] Mr. Gutierrez: [35:04] Yes. Mr. Porter: [35:06] Yes. Mr. Congle: Yes. [35:07] Mr. [35:07] Finoli: [35:08] Yes. [35:09] Mr. Barcelino: [35:10] Yes. [35:10] Mr. Alfok: [35:11] Yes. [35:12] Thank you all. [35:13] Good. Mr. continued. [35:15] Approved. [35:16] Thank you all. [35:17] Congratulations. [35:18] I appreciate that. Good. [35:22] 789. Proposal to approve [35:24] Authorisation Order No. 93 [35:27] of 2026 for the amount of [35:29] $777,984.88. [35:32] secondly. [35:33] We have a second proposal. [35:35] Discussion session. nothing. [35:37] Christie, The Call of Names. [35:38] Mr. [35:39] Porter: [35:40] Yes. Mr. Bankl: [35:41] Yes. Mr. Benoli: [35:42] Yes. Mr. [35:44] Barcelino: [35:44] Yes. [35:45] Mr. Alba: Yes. [35:46] Mr. Gutierrez: [35:47] Yes. Thanks. [35:48] Proposal No. [35:50] 7810. Proposal to [35:52] approve an advance payment order. From [35:54] August 14, 2026 to August 26, [35:57] 2026, for the amount of $338,136. [36:03] So, let's begin. support. [36:05] We have a proposal and support. Is there any [36:06] discussion? nothing. Let [36:08] Mr. [36:09] Conongel call out the names. [36:10] Yes. Yes. Yes. Yes. Yes. [36:20] Thanks. Okay, [36:22] village managers, please submit your [36:23] reports. President 911. [36:27] Did I miss anyone? Good. [36:29] I have a way of doing that [36:31] . It was a pleasure seeing [36:32] you, man. Thank [36:34] you all. Thank you [36:35] very much. [36:35] excellent. Proposal No. [36:37] 7811. Proposal to approve the [36:40] Physical Education cards for July 2026 [36:42] in the amount of $28,000 ( [36:44] $923.71). [36:45] So, let's begin. support. [36:46] We have a proposal and [36:47] support. Is there any discussion? nothing [36:49] . Let [36:50] Mr. Christie call out the names. [36:51] Reliable Benoli. [36:52] Yes. [36:53] Reliable. [36:54] Yes. Alba is reliable. [36:55] Yes. [36:56] Gutierrez is reliable. [36:57] Yes. [36:57] Porter is reliable. [36:58] Yes. And be [37:00] trustworthy. Yes. Thanks. [37:02] Village Manager's Report [37:03] . Mr. Johnson, [37:05] do you have any comments? [37:06] Just congratulations to [37:07] retired village manager [37:08] Maler on being honored [37:09] by the Illinois City Managers Association [37:11] , and no further [37:12] reports. [37:13] Good. Thanks. The [37:16] council's clerk. Okay, [37:19] some [37:20] upcoming events. [37:21] We have a joint event [37:23] with the Parks Department, a [37:24] Marshmallow Toast Night and a [37:25] screening of our film in [37:26] the park that was [37:27] cancelled due to rain [37:28] two weeks ago. We will be moving it to [37:29] that night with the [37:31] Parks Department, and it will be the movie " [37:33] Hotel Transylvania" [37:35] to prepare for the [37:36] Halloween season on September 26, and [37:37] it will be at the [37:41] baseball sports complex. So [37:44] there will be. As [37:46] the mayor mentioned, we have a [37:47] special event commemorating the events of [37:48] September 11 at the [37:49] fire station at 9:00 [37:50] a.m., and then [37:52] another event open to the public [37:53] on October 3 from [37:54] 10 a.m. to 2 p.m. [37:56] Join us! The [37:57] Girl Scouts troop will be [37:58] present. We are [37:59] extremely excited. On [38:00] what night did you mention [38:01] the movie's release date? [38:02] On September 26th. [38:04] We will be serving [38:05] toasted marshmallows, [38:07] hot chocolate, and the movie. It [38:08] will be a fun time [38:09] at the football field. [38:10] On the football field. Good. [38:16] City Council Report. [38:19] Thank you all. Reports from [38:22] council members. Dear [38:23] Member, I would like to inform [38:27] everyone that I will be in the [38:29] park area every [38:30] Tuesday morning throughout [38:33] September at 9:00 [38:34] AM, training for the [38:35] marathon, and I would like [38:36] residents to join me. [38:38] They can run, [38:39] walk, or cycle on a [38:41] short, three-mile course [38:42] . I would also like to thank [38:44] Courtney and Sue for [38:45] the post and the information they [38:47] compiled, as well as for [38:48] their efforts in preparing [38:49] all of this for the public. Okay [38:53] , thank you, and good luck [38:56] in your race, and I will follow you [38:58] again. I will not participate in [38:59] the race, but I will do [39:00] as I did last year [39:02] . I was sending you messages [39:03] constantly. [39:04] What is her name? It was [39:05] somewhat enjoyable. [39:07] Doesn't it have a distinctive name? [39:08] Run with Jenny. [39:09] Run with Trusty. [39:11] Oh, I thought it was [39:12] another name. [39:12] Good. The fire is in [39:14] my office. [39:14] good. It's still a [39:16] good name. [39:17] very good. [39:18] Treasurer O. There is [39:19] no report. Thank [39:20] you, Mayor. [39:22] Thank you. This makes up for [39:24] your lengthy report. [39:27] Treasurer Gutier. [39:29] Thank you, Mayor [39:31] . Happy Spanish Heritage Month [39:32] . We have a [39:34] very large Latino community [39:35] here in Hanip Park, and [39:37] it is thriving, growing, and [39:38] helping us move [39:40] forward. So, from [39:42] September 15th to October 15th, it's [39:44] strange. It's in [39:46] the middle of the month. It is [39:47] Spanish Heritage Month. [39:49] Initially, it was celebrated [39:50] on the fifteenth [39:51] and sixteenth of September [39:53] , which is Mexico's Independence Day [39:54] . [39:55] Many other countries gained their independence [39:57] during that period, [39:58] and therefore the celebration was extended [39:59] throughout that [40:01] time. To celebrate this [40:02] occasion, here is this [40:04] lovely newsletter. The [40:06] credit for its [40:07] design goes not to me, but to our [40:08] human resources department [40:09] . Hanover Park is celebrating [40:12] Spanish Heritage Month, under the theme " [40:14] Why are we important?", a [40:16] celebration of [40:17] Spanish heritage in the face of [40:18] adversity. We hope you will join us [40:21] , and [40:22] we will enjoy our time during the [40:24] folk dances. [40:26] But guys, CC restaurant is [40:28] really great, I have to [40:30] say it is. So, [40:33] if you want to [40:34] eat delicious food, [40:35] come to this event and [40:37] invite your friends. It [40:38] will be a [40:39] wonderful, fun, and [40:40] colorful celebration. Then the [40:42] hysterical committee [40:44] will organize two [40:46] archiving events in the fall. [40:48] We need your help because [40:49] we have over [40:51] 60 years' worth of materials that we are [40:52] reviewing, and we want to [40:54] preserve and organize them. [40:55] The events will be on Saturdays. [40:57] Attendance is not required from [40:58] 10 am to 12 [40:59] pm; you can attend [41:00] for half an hour. There is a [41:01] QR code for registration here in the [41:03] village hall. The [41:06] Historical Committee event will also be held here. The [41:08] archiving event will be [41:11] from 10 am [41:12] to 12 pm on [41:14] October 17 and November 21. This [41:16] committee forces me to [41:17] work on Saturdays. Therefore [41:19] , there is no room for sleep. I [41:21] just wanted to thank our secretary [41:23] , Moral, because [41:24] our wardrobe for [41:26] people of color [41:27] received a very large donation [41:29] of [41:30] new clothes. It pleased me greatly to [41:33] see people who [41:35] desperately needed it [41:36] leaving in luxurious clothes that I [41:40] probably couldn't [41:42] afford. They were extremely [41:44] happy and excited about it. [41:47] When I think about it, [41:48] I get very excited because [41:50] all the clothes [41:51] we need for the next [41:52] six or seven generations have already been [41:54] made [41:55] . Clothes [41:56] made of nylon [41:58] take 20 years to decompose [41:59] , and polyester 200 years, [42:01] right? The higher the [42:02] percentage of acrylic, the [42:04] longer it takes to decompose. Therefore, it is very [42:05] important that we make use of [42:07] what we have. [42:08] This wardrobe is available to [42:09] anyone who needs it, not [42:10] necessarily someone with a [42:11] limited income, it is [42:12] enough to be [42:13] conscious about the clothes you [42:14] wear. From [42:15] Monday to Thursday, from [42:17] 9 am to 4:30 [42:18] pm, please [42:19] come in. If you would [42:20] like to donate [42:21] new clothes, we [42:22] need boys' clothes [42:23] now. For some reason, we don't get [42:24] much [42:26] boys' clothing. [42:26] Boys' clothes for [42:27] boys. [42:28] You boys wear out [42:30] your trousers so quickly, [42:31] you tear them. Therefore, they are [42:32] rarely donated [42:34] . I remember when [42:36] my child was little. So, [42:37] I would also like to thank the [42:39] village manager, Courtney [42:41] Sage, who I know is [42:42] not here, for her cooperation [42:44] with the Parks Department, as we [42:46] got rid of most of those [42:50] school supplies [42:51] that were bothering me. We still have [42:53] some of them at the [42:54] childcare center, [42:56] but we got rid of them. [42:57] I'm pretty sure [42:58] every child in Hanover [42:59] Park has a [43:00] neon green, purple [43:02] or red backpack, so they're [43:03] all ready for the [43:04] school year. So, a big thank you to the [43:05] village manager [43:07] and the parks department. And with that, [43:08] my report ends. Thank [43:10] you all. [43:11] Okay, [43:13] Trusty Porter. [43:15] Thank you, Trusty Con. [43:17] Yes, September is [43:20] also Suicide Prevention Awareness Month. I know we didn't [43:21] address [43:22] this topic at the [43:23] beginning. Please, [43:24] if you are thinking of [43:25] suicide, call [43:27] 988. Please [43:28] call. There are those who care [43:29] about you. Think of your [43:31] brothers and sisters, [43:32] your mother, and your father if [43:34] you have no brothers and sisters [43:35] . However, this has become [43:37] very common in the United States [43:39] . [43:41] Also, Saturday is the [43:42] autumn fun festival. [43:44] It is Saturday from [43:46] 2:00 to 7:00 [43:47] PM. It has everything for [43:49] children and adults [43:50] who still [43:51] retain the spirit of childhood. [43:53] There are handicrafts, [43:54] face painting, [43:56] bouncy houses, beer, [43:57] hay carts, and [43:59] ride-on toys. There will be [44:01] local restaurants, [44:02] local vendors, and two [44:04] real fans. That's all I have [44:06] . [44:07] Good. Thank you, John [44:09] . I appreciate that. And, Trusty [44:12] Beno. [44:13] Yes. Thank you, Mayor. [44:16] Once again, thanks to [44:18] Police Chief Burz and all [44:20] the staff who [44:21] facilitated the presence of the [44:28] Small Business Administration in [44:29] Hanover Park in [44:30] connection with the storms [44:31] and flooding [44:32] we experienced throughout the summer. And [44:34] another reminder to our residents [44:35] that you can [44:37] apply for this [44:38] assistance. There are two types [44:40] of loans you can [44:41] apply [44:42] for. As you know, the [44:44] liaison office [44:45] that Mr. mentioned will close at [44:46] the end of this week, [44:47] but you can still [44:49] apply online. [44:56] I encourage anyone who needs [44:57] this help to [44:58] take advantage of it. [45:02] Recently, [45:03] for the benefit of the residents of [45:06] Dobig County, two articles were published [45:08] by the Dobig County Clerk [45:09] indicating that the [45:20] Clerk's Office, which is responsible [45:22] for the Department of Elections [45:23] and all [45:25] ongoing elections, does not have sufficient funding to conduct the [45:26] November elections. Two [45:29] articles on this subject were published in the [45:30] Daily Herald [45:32] . A few days ago [45:36] , the [45:38] Dubeg County Council passed a resolution to [45:44] provide additional funding [45:46] for the [45:47] November elections. They explained that the [45:53] writer's office and [45:55] his election department office [45:57] had [45:58] sufficient funding. There appears to be a [46:01] disagreement on this [46:02] issue between the [46:04] DuPage County Council and the [46:06] DuPage County Clerk's Office, which is [46:07] responsible for the [46:08] elections department. I say this to [46:10] make it clear that there is some [46:12] concern about [46:13] the election, and if [46:14] you are a resident of [46:16] DuPage County, the election will be held [46:17] in November. The [46:19] elections will be run [46:21] properly, and there will be [46:22] enough money. If [46:24] you are voting by [46:27] mail, ballot papers will be sent [46:29] to you, and a [46:31] free and fair election will be held [46:32] in Dubeg County. I [46:34] just wanted to make sure [46:35] our residents were aware of that [46:36] . That's all I have. Thank [46:38] you all. [46:39] Thank you, and I appreciate [46:40] this report. There is no [46:42] closed session this evening [46:43] . We have a proposal to adjourn [46:45] the session. [46:45] Therefore, please [46:46] agree. Does anyone [46:48] agree? [46:48] Well, I wish you [46:49] all a good evening. [46:51] 7:49. Okay [46:55] .