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good morning come on give me some
energy we are at capacity so we're going

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to go ahead and start four minutes early
um my name is Lisa Hendrickson I have

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the honor of serving as your mayor and I
also would like to introduce our

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District 3 commissioner Miss Aaron

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Shu morning so if you live in District 3
Aaron is your commissioner um did I miss

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any other Commissioners in the room
Readington Beachton Beach I'm sorry Tim

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Thompson Tim Thompson from Readington
Beach thank you so much for being here

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any other Commissioners or Mayors in the
room all right very good um if you could

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please silence your phones so that we
can have a productive meeting that would

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be great we do have a signin sheet um
it's important for us to know who would

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here so that we have any developing
information in the future we can reach

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out to you directly on this topic thank
you our staff is working extremely hard

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we asked for this open Forum today so
that we could be face to face with you

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and answer your questions without the
formalization of a commission meeting so

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there's no formal actions today even
though we have two Commissioners here

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this is no the commission meeting we are
not bound by the three minute rule for

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formality this is an open Forum with our
building official the only thing I ask

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is that we all please be respectful to
each other and of course to our staff

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and our building official who is working
many hours per meet this meeting is

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being recorded and we will post it on
our website so that residents who are

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not able to attend this morning's
meeting can review it at a later time

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convenient for them or if you miss
something and you'd like to re feel free

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um I'd like to gauge the audience a
little bit how many residents are here

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from Readington Shores can you raise
your

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handoo yes how many from Readington
Beach all right we got we got a good a

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good mix from both towns thank you all
for getting up early and being

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here um of those in the audience who has
received your substantial damage

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letter okay good good and I'm going to
assume the rest of you have not received

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your substantial damage letter go ahead
and raise your hand I get a feel okay

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all right it it kind of looks like we're
F on both towns and

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yeah okay um who in this room has filed
for an appeals

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process okay good good well Rob is going
to talk about all of these items um

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certainly just to be respectful to Rob
and everyone else if you have a question

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just raise your hand and allow Rob to
call on you we have one hour allotted

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and I want to be respectful to
everyone's time today so we are going to

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get started and I'd like to introduce
our intern building official Mr Rob

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pagles all right well I uh appreciate
you all coming out this morning I know

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you have a lot of questions I'm going to
try to address some of those right off

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the bat uh so we can get down to to
other business um the elephant in the

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room substantial damage letters where
are they what's going on with them let

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me address a few topics on that we have
a list two lists one for Readington

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00:04:02,200 --> 00:04:08,319
beach one for Readington Shores on the
clipboard over here if your address is

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00:04:06,280 --> 00:04:12,200
on that list then you have received a
letter or let me clarify a letter has

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00:04:10,439 --> 00:04:16,759
been sent to your property
address if you haven't received if your

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00:04:14,640 --> 00:04:19,759
address is on the list and you haven't
received the letter let us know you can

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00:04:18,519 --> 00:04:23,440
contact the building department you
contact town hall and we can email that

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00:04:21,440 --> 00:04:28,280
to you because we have that a record of
that if your address is not on the list

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you haven't received the letter that
means we haven't gotten the data from

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from Title
Basin we get the in fact on Wednesday

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night while we were in the commission
meeting just after 6:00 I received some

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data from Title Basin and we were able
to send out another 164 letters this

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week they went out yesterday afternoon
takes about two days to process and get

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all that organized so we to date for
both municipalities Beach and shortes

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00:04:54,000 --> 00:05:00,759
we've sent out 885 Letters Out of
approximately 1,400 we expect to send so

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we're about
63% in letters being sent okay so if

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you're here you haven't gotten a
letter and your address is on that list

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00:05:10,479 --> 00:05:16,960
that may be in your mailbox today maybe
on Monday if you are not substantially

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damaged once you receive your letter
then we can issue you your permit to

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00:05:19,639 --> 00:05:26,560
rebuild if you are substantially damaged
per the letter then we do an appeal

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00:05:24,880 --> 00:05:30,759
process you give be a market appraisal
you call Mike Twitty you have him come

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00:05:28,319 --> 00:05:34,479
do a bbrr you do bbrr request and he'll
do a reappraisal of your home increase

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00:05:32,880 --> 00:05:40,120
the property value you can have a
contractor submit cost

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estimate the idea is we're working with
a simple ratio what's the home worth not

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the property but the structure what is
the structure worth and what does it

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cost to repair if we increase the
structure value and we decrease the cost

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to repair then we change the ratio bring
you under the 49 for for the shores and

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50% for the beach and once we get you
under that Mark then you can get a

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00:06:04,520 --> 00:06:14,520
permit and rebuild your
home let me be perfectly clear not one

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00:06:10,599 --> 00:06:18,919
person in this building expects or
demands or wants you to have to tear

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00:06:16,680 --> 00:06:23,479
down your house and rebuild it that's
not what's going on

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00:06:21,160 --> 00:06:29,960
here we want to get you back in your
home as quickly as possible but it does

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have to be a safe home to move back into
so we have to follow this process it's

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00:06:33,080 --> 00:06:40,880
outlined and codified we're going to
follow the process to a te I cannot

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00:06:37,960 --> 00:06:45,599
issue a permit until I issue a letter
and I cannot issue a letter until I get

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00:06:43,160 --> 00:06:51,039
the data from title B what I what I need
you to hear is as soon as they send us

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00:06:48,400 --> 00:06:54,800
data we immediately go to work I spent
all day Thursday locked away in my

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00:06:53,280 --> 00:07:00,319
office some of you tried to call some of
you may have wanted to come by and and

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00:06:57,120 --> 00:07:04,599
visit uh I locked myself away the staff
leave me alone let me work on these

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00:07:02,160 --> 00:07:09,720
letters because the most important thing
to do that day was get those letters out

80
00:07:07,759 --> 00:07:14,840
and I was able to get all processed in
about 6 hours got it all processed got

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00:07:12,280 --> 00:07:18,319
it to the town clerk does her thing and
then we were able to get those out

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00:07:16,039 --> 00:07:25,840
yesterday so feel good about that
another 164 going out we're here working

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00:07:22,360 --> 00:07:30,440
our tales off to serve your needs uh and
to me that was the most important thing

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00:07:28,400 --> 00:07:34,680
now we're coming back on the letters
that we sent and we're re reviewing

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00:07:32,879 --> 00:07:40,199
those permit applications that you put
in if you're not substantially damaged

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00:07:37,800 --> 00:07:44,840
we are working to issue those permits
they'll start coming out Monday Tuesday

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00:07:42,960 --> 00:07:47,919
um you should get notification by email
you or your contractor will get

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00:07:46,000 --> 00:07:52,199
notification by email that the uh it
actually has a permit F gr as an

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00:07:49,879 --> 00:07:57,280
attachment to the email so that happens
automatically when we do that any

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00:07:54,720 --> 00:08:00,879
questions about letters yes yes ma'am
what's the difference between the

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00:07:58,800 --> 00:08:05,520
exercise your working on now versus the
female letter that's on the property tax

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00:08:02,840 --> 00:08:08,440
records already good question so uh just
I don't know if everybody heard that she

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has what's the difference between the
substantial damage letter and the FEMA

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letter the FEMA letter is an estimate
from Mike qut's office it's really the

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00:08:16,280 --> 00:08:22,080
the property value typically doesn't
change much it's the cost estimate that

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the title Bas provides that makes the
difference there I saw a hand over yes

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00:08:24,680 --> 00:08:34,399
sir yes um in my case my cost of repairs
for for a too low as under $400 to fix

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00:08:30,759 --> 00:08:38,240
everything M and I fix it myself so I
based on our discussions on January 24th

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00:08:36,599 --> 00:08:42,800
I went ahead and sent you a list of
materials that used to fix the house

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00:08:40,919 --> 00:08:47,720
have heard back from you since went
ahead and followed the process that's on

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00:08:44,839 --> 00:08:53,640
the portal and contact building
department on the 25th it's been over

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two weeks no response back or Okay so
let's let me let me just address one

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thing real quick and I appreciate that
and uh we'll deal we can deal with that

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specific issue um uh later in this
format with this number of people and

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with our time limit it is going to be
absolutely impossible to deal with each

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person's specific circumstance everybody
is generally the same but you all have

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little bitty tweaks that are a little
bit different so it's not going to be

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possible to to sit here and and if I
don't have my computer I don't have

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00:09:25,480 --> 00:09:32,480
access to to to research stuff uh you
know we're we're doing our best working

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as hard as we can to to resolve those
issues that specific issue is really a

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00:09:34,839 --> 00:09:41,040
non-issue we just need to get you
cleared up and I

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00:09:38,880 --> 00:09:45,279
understand yeah no and I understand and
I understand that but um yeah this this

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won't be the form for that yes ma'am
well like she was saying FEMA gave us a

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different percentage this Title Basin is
given us a different percentage even my

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insurance company had to give a
percentage when they submitted in to be

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reimbursed
and there none of them match right right

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the only one that I'm concerned about is
the what's on the substantial damage

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letter that's the only one that makes a
difference between whether you're

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substantially damaged or not so you're
saying then all I need is an updated

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00:10:14,800 --> 00:10:24,240
appraisal on my home and just submit
that that's all I need so we've

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uh maybe most likely so what I've
discovered and and I've done a few

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appeals and some of you raised your
hands that you've done an appeal um what

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I've discovered is nine times out of 10
when you submit a reappraisal of your

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home the value of the structure almost
doubles it's a range of 40 to 60%

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increase in the structure value and when
that happens it it effectively cuts that

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cost of repair part in half right and
increases that ratio so we get you non-s

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substantially damaged and it's typically
that appraisal that makes the biggest

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difference so that's all we need you you
well so you can email the building

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00:11:01,920 --> 00:11:09,120
department you can bring it to our
window just get us the property

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appraisal and and and uh we now we now
have a a request form for appeal and

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then you reissue another letter do but
we can do that for you right at the

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window or we can email that to you and
you reissue another letter hand sir you

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had your hand for a little bit so that
the reappraisal process that where you

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mentioned it likely doubles is that
coming out of Twitty's office or is that

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coming out of a private adjustment
private I haven't I have not seen

136
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anything from Twitty's office on a
reappraisal yet okay the ones I'm

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00:11:36,360 --> 00:11:43,720
looking at are private appraises i' so
just the followup so you can't tell us

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00:11:41,839 --> 00:11:48,720
how long that process takes when we if
we submit the 20's office you I just

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00:11:45,959 --> 00:11:53,200
have no idea uh this gentleman said
possibly two to three weeks want make

140
00:11:51,320 --> 00:11:56,800
some clarification on the process if
that's the case I'm willing to bet

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00:11:55,120 --> 00:12:00,959
that's faster than private appraisal cuz
I know those folks are super busy yes

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00:11:59,040 --> 00:12:06,000
ma'am so yesterday I got my letter as I
was sitting in the Appraiser's office

143
00:12:02,720 --> 00:12:10,079
and I was at 50.6 so when I asked them
so I need some clarification on where I

144
00:12:07,959 --> 00:12:14,839
go they told me that the lady there who
was very helpful said send her an email

145
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containing my letter my substantial
damage letter pictures of my home before

146
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the storm which I purchased in
May okay she said send that and I sent

147
00:12:23,760 --> 00:12:29,560
her my MLS which had all the pictures to
see what the upgrades were but my

148
00:12:28,079 --> 00:12:32,600
question is am I going to get a new
letter saying that I wasn't

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substantially D don't send you a new
letter typically I don't so then what do

150
00:12:35,240 --> 00:12:40,440
I
do what do you mean so when I send her

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all this information and they said it
takes two to three weeks CU I talked to

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the guy she transferred me over to the
guy in Mike Twitty's office and I said

153
00:12:46,320 --> 00:12:52,399
what do I do what's the process now
because I'm at 50.6 and I'm in

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Readington Beach you know I'm like
$2,000 okay so I'm like what do I do and

155
00:12:55,320 --> 00:13:00,480
he said that you submit all this
information then I will get back to you

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00:12:58,560 --> 00:13:04,240
in 2 to three weeks am I getting a
letter and do I have bring that to you

157
00:13:02,560 --> 00:13:08,320
so you're you're asking questions about
what Twitty's doing and I have no idea

158
00:13:06,279 --> 00:13:11,839
you you bring the appraisal to me bring
the reappraisal to me when you get it

159
00:13:09,760 --> 00:13:14,519
from him from them sure oh so they'll
send me a new appraisal I don't know

160
00:13:13,320 --> 00:13:20,800
what they're going to do I can't answer
for to so you need what do I need to

161
00:13:17,880 --> 00:13:25,560
bring to you either a reappraisal from a
from a private appraiser or from my

162
00:13:22,519 --> 00:13:31,120
Twitty's office okay or a cost estimate
that reduces the cost to repair T's

163
00:13:27,880 --> 00:13:31,120
going to give you

164
00:13:35,320 --> 00:13:41,320
somebody for can hear the people asking
questions let's keep the chatter down

165
00:13:39,240 --> 00:13:46,279
please don't have the substantial letter
or damage letter yet but you got a

166
00:13:44,480 --> 00:13:51,320
contractor that comes in and he's coming
in under what Twitty's letter says with

167
00:13:48,639 --> 00:13:54,079
the theme of 50% doesn't matter with
respect it doesn't matter until you have

168
00:13:52,959 --> 00:13:57,880
the letter you're not going to get a
permit but our permit according to the

169
00:13:56,240 --> 00:14:01,399
sample letter that you guys provided on
your website say that the permits have

170
00:13:59,839 --> 00:14:05,680
to be submitted by April 6 are we going
to get an extension because it's taken 4

171
00:14:03,279 --> 00:14:09,959
months to get a subst I'll review that
uh I'll review that but I don't believe

172
00:14:08,320 --> 00:14:13,440
we're going to come anywhere close to
that to that deadline I don't believe

173
00:14:12,399 --> 00:14:18,040
that's going to be an issue but I'll
review

174
00:14:15,759 --> 00:14:21,959
that one sec we got a lot of folks
behind you go ahead

175
00:14:30,079 --> 00:14:37,000
you should submit you should
definely what's his question uh he said

176
00:14:34,480 --> 00:14:40,839
he came to the window with a private
appraisal and they told him to submit

177
00:14:39,240 --> 00:14:46,600
the private appraisal with the
application for for the rebuild permit I

178
00:14:43,320 --> 00:14:49,959
haven't got
sureid so I have

179
00:14:52,320 --> 00:14:59,320
to okay what I do um have you re have
you received your letter yet okay none

180
00:14:57,880 --> 00:15:02,279
of it matters until you receive your
letter so let's get your letter because

181
00:15:00,759 --> 00:15:07,920
if you're not substantially damaged I
don't need your appraisal I don't need

182
00:15:04,839 --> 00:15:07,920
we just need to get your permit to

183
00:15:10,320 --> 00:15:16,519
built everybody's going to get a letter
everybody's going to get a letter in the

184
00:15:15,279 --> 00:15:23,720
grave with
person two questions one is that the

185
00:15:19,720 --> 00:15:29,160
cost is based on the structure damage
structures so the point is that the cost

186
00:15:27,079 --> 00:15:36,319
before head
just have to one of the

187
00:15:32,800 --> 00:15:42,920
cost the cost to repair and bring it
back to preh Hurricane status I think

188
00:15:39,440 --> 00:15:47,519
answered your first question yeah uh yes
ma'am can you tell me again I'm the

189
00:15:46,079 --> 00:15:52,639
building official for the town of red
Geor second question once we get that

190
00:15:50,319 --> 00:15:56,839
letter and we have an El and we have a
demo how long will it take for us to get

191
00:15:55,040 --> 00:16:01,920
the
renovation you have to complete

192
00:15:59,440 --> 00:16:05,440
the interior demolition part of the deal
so you got to get your rough electric

193
00:16:03,360 --> 00:16:11,160
safe secure sanitary right you've heard
that term you drywall out studge dry you

194
00:16:09,279 --> 00:16:16,480
have to be in a place where you're ready
to cover things up and move on once you

195
00:16:14,839 --> 00:16:19,560
have your non-substantial damage letter
and your interior demolition permit is

196
00:16:18,040 --> 00:16:23,120
cleared out then we can issue your
renovation permit how long will that

197
00:16:23,800 --> 00:16:33,120
take couple days we just have to RW days
it just depend all depends on

198
00:16:29,519 --> 00:16:38,279
all depends on volum yes sir hey talking
about the the rough in of the electric

199
00:16:36,680 --> 00:16:43,240
it sounds like you're making that sound
that's part of the demo

200
00:16:40,480 --> 00:16:47,720
permit that's not part of the rebuild
permit I I would think that we're trying

201
00:16:45,319 --> 00:16:53,600
to get everything to Safe secure and
sanitized right that you know we we got

202
00:16:50,759 --> 00:17:00,480
our electric secured okay but I don't
it's nowhere near saying oh we did the

203
00:16:56,480 --> 00:17:04,240
rough in ready for the rebuild now
we didn't do a compl we didn't do a

204
00:17:02,279 --> 00:17:08,959
complete rough in on our so to clarify
safe secure sanitary what I've what I've

205
00:17:06,640 --> 00:17:12,439
instructed folks who who called me or or
sat on and talk to me we want you to

206
00:17:10,600 --> 00:17:16,000
bring your home to a minimal what we
what we call a minimal habitable

207
00:17:13,679 --> 00:17:19,000
standard you can do all of the
electrical including installing outlets

208
00:17:17,720 --> 00:17:22,919
and putting covers on them you can't
hang drywall but we want you to put a

209
00:17:21,120 --> 00:17:25,400
cover on that you can use that outlet
but I don't want you to accidentally

210
00:17:24,000 --> 00:17:29,559
touch something that's going to shock
you you can complete all of that stuff

211
00:17:28,120 --> 00:17:32,559
that way you can plug in in a stove and
you can cook in your own home no there's

212
00:17:31,400 --> 00:17:36,480
no drywall and you don't have
countertops to work with but you can

213
00:17:34,360 --> 00:17:41,160
cook on the stove you can have a a
toilet a tub a sink so you can wash your

214
00:17:38,720 --> 00:17:46,280
hands and wash dishes and take a shower
uh brush your teeth make sure your AC is

215
00:17:43,679 --> 00:17:49,840
working uh uh so you got plumming you
got AC you got your electrical

216
00:17:47,840 --> 00:17:53,880
everything is safe you can live in your
home there are no walls there are no

217
00:17:52,080 --> 00:17:58,960
walls I get it you're laying in your bed
and you're waving at somebody across the

218
00:17:55,760 --> 00:18:03,520
across the building I understand it's
not it's not living in your home it's

219
00:18:01,480 --> 00:18:07,559
camping in your own home but you can
with the Demolition permit you can bring

220
00:18:05,919 --> 00:18:11,520
your home to a minimal habitable
standard you can do your roof you can do

221
00:18:09,000 --> 00:18:15,840
windows and doors uh exterior doors not
interior doors everything but all of

222
00:18:14,400 --> 00:18:20,799
those parts that
really complete the home right all of

223
00:18:19,320 --> 00:18:25,440
that can be done on your interior
demolition permit so you just add if you

224
00:18:23,320 --> 00:18:29,919
need to do your roof add your roofer to
your inter interior demolition permit if

225
00:18:27,240 --> 00:18:33,799
you need to do electrical he may want to
your electrician may want to pull their

226
00:18:31,480 --> 00:18:37,280
own permit and that's fine but you can
add them to your end your demolition

227
00:18:35,360 --> 00:18:43,520
permit same with your plumber same with
your hbac put it all on there windows

228
00:18:39,400 --> 00:18:47,240
and doors put it all on that that permit
so that somebody can't break into your

229
00:18:45,080 --> 00:18:52,679
home so you can actually live in your
home you can sit down you're watching

230
00:18:49,360 --> 00:18:56,400
Oprah you're eating microwave popcorn
but you know you can see the entirety of

231
00:18:54,799 --> 00:19:00,720
your home from your living
room yes question

232
00:19:09,039 --> 00:19:15,159
that's not that's that'se repeat the
question speak up he asked about he

233
00:19:13,000 --> 00:19:20,520
asked about the tax implications of
raising or demolishing and rebuilding a

234
00:19:17,159 --> 00:19:24,600
home totally not totally not my mom
named me Robert they call because

235
00:19:22,320 --> 00:19:30,440
Robert's a doctor a lawyer an accountant
but everybody calls me

236
00:19:26,880 --> 00:19:35,200
Rob and I the thing is when I went over
there over here here over there you're

237
00:19:34,080 --> 00:19:39,760
going to have to talk an accountant
about

238
00:19:36,200 --> 00:19:42,960
that assesses taxes when sir I don't
have anything to do with it I can't help

239
00:19:41,080 --> 00:19:48,200
you with that question I'm so sorry it's
just out my just out of my wheelhouse

240
00:19:46,080 --> 00:19:52,960
yes ma'am I another question on this
demo

241
00:19:49,640 --> 00:19:58,799
permit direct right no I don't it's the
property of just not

242
00:19:55,760 --> 00:20:05,480
my I'm a builder I'm a builder yes ma'
so the demo permit say we just pulled

243
00:20:01,960 --> 00:20:10,720
that for the pulling out all the debris
out of the house can we add to it to add

244
00:20:08,240 --> 00:20:14,200
then all this stuff you're saying Ro
just said yes ma'am that's what I just

245
00:20:12,120 --> 00:20:17,520
said bring it up to a minimum habitable
standard yes ma'am I it's already

246
00:20:15,600 --> 00:20:24,520
submitted that's right okay that's right
yes ma'am who is title Bon accountable

247
00:20:21,360 --> 00:20:24,520
to I mean

248
00:20:24,640 --> 00:20:36,159
who the governor governor they were
hired by FD County to do

249
00:20:31,520 --> 00:20:40,000
this sir so um previously when we came
in we got our demo permit like you're

250
00:20:37,840 --> 00:20:44,640
saying make the health uh house health
safey and so forth we were dealing with

251
00:20:41,880 --> 00:20:50,520
another building inspector B yeah now
are you going to rotate out

252
00:20:47,640 --> 00:20:53,320
eventually is your last day here so I I
work because what you're saying to all

253
00:20:51,960 --> 00:20:57,799
of us here and then all of a sudden we
see you know Jimmy shows up next month

254
00:20:55,600 --> 00:21:01,440
right I work for safe built okay okay
safe built is a third party contractor

255
00:20:59,720 --> 00:21:05,760
that does a building department or does
a building official position we do all

256
00:21:03,200 --> 00:21:12,080
the inspections as well safe built is
working I live in Orlando okay um I'm

257
00:21:09,280 --> 00:21:18,320
supposed to be there last night my wife
supposed to be in my house 90 days

258
00:21:14,480 --> 00:21:24,039
ago months ago safe built is working on
a local permanent replacement for me uh

259
00:21:22,559 --> 00:21:30,039
some folks going be really happy about
that good um and and so the person that

260
00:21:27,520 --> 00:21:33,919
they bring in
God willing to be the last one okay but

261
00:21:31,799 --> 00:21:37,400
my question is is your predecessor was
just as clar he clarified what you're

262
00:21:35,640 --> 00:21:41,440
saying about how making the house safe
getting your electric that's common

263
00:21:38,840 --> 00:21:46,200
sense okay and we all know that and my
contractor has started to do work based

264
00:21:43,279 --> 00:21:50,200
on those on that uh permit the reality
is is that you have I don't know 75

265
00:21:48,320 --> 00:21:55,679
people in this room because if the next
person that comes in and says something

266
00:21:52,400 --> 00:21:59,240
different you um I will start the class
actual law soon I'm just saying but

267
00:21:57,960 --> 00:22:02,960
because
because the reality is I just want to

268
00:22:00,760 --> 00:22:07,159
make sure we're all good because a lot
of our you know a lot of us are prepared

269
00:22:04,799 --> 00:22:11,799
to do this bill's my supervisor he's
really was super nice and you are for

270
00:22:09,559 --> 00:22:15,400
years Bill's a wonderful man I came in
and worked with Bill for about a week

271
00:22:13,240 --> 00:22:18,720
before he pulled out and he and I went
over all of this stuff what you hear

272
00:22:17,120 --> 00:22:23,760
from me should be very similar to what
you heard from Bill I think it's exact

273
00:22:21,080 --> 00:22:27,120
clarifying no uh variation from that and
the gentleman that they bring in or the

274
00:22:25,720 --> 00:22:32,320
person I should say that they bring in
to replace me we don't I'll sit with

275
00:22:29,240 --> 00:22:37,320
them I still call Bill hey you know what
about this and when when audities come

276
00:22:35,200 --> 00:22:40,679
up and uh and he and I discuss them so
that there's consistency in the

277
00:22:38,679 --> 00:22:45,440
messaging and we'll try to continue that
I can't speak for the future if I could

278
00:22:43,760 --> 00:22:50,159
I'd be a millionaire I'd be a
billionaire but we'll do our best to I

279
00:22:48,960 --> 00:22:56,080
bought my house in May I would have
bought it in October the so I can see

280
00:22:53,159 --> 00:23:01,840
the future thank you what what if I
don't I want to sell my and not okay

281
00:22:59,159 --> 00:23:05,919
what are my choices that do I have to
apply for per I don't want to repair I

282
00:23:04,360 --> 00:23:09,960
don't want to leave in the house what I
do you so you're going to sell it as is

283
00:23:08,039 --> 00:23:12,480
and the and the and the seller just
needs to be a I mean the buyer just

284
00:23:11,440 --> 00:23:17,320
needs to be aware that they're going to
have to pull permits to to do the work

285
00:23:15,240 --> 00:23:21,880
and they are going to knock down the
house and build the whatever they want

286
00:23:18,760 --> 00:23:28,880
to do I mean you know do I have to apply
for a permit now before

287
00:23:24,880 --> 00:23:32,480
April if you sell the home and no work
has been done without a permit then

288
00:23:30,840 --> 00:23:37,679
eventually it falls under Code
Compliance for for neglect and disrepair

289
00:23:35,840 --> 00:23:40,880
but if you sell it to someone and they
immediately go into the process of of

290
00:23:39,400 --> 00:23:47,120
getting that corrected then then there
won't be a problem at all what is the

291
00:23:42,600 --> 00:23:51,159
duration for that neglect I'm can I
every home is going to age and and

292
00:23:49,039 --> 00:23:54,640
deteriorate differently so it it depends
on the amount of damage you took the

293
00:23:52,240 --> 00:23:58,000
amount of water how quickly you know
molds and things grow on the home and

294
00:23:56,080 --> 00:24:02,480
make it unhitable and unsafe in the
community yes ma'am letter or no letter

295
00:24:00,679 --> 00:24:08,480
we had already decided that we wanted to
raise our house okay we got our letter

296
00:24:04,679 --> 00:24:11,799
and we were over there m so uh we do
have all our paperwork all our we've

297
00:24:10,279 --> 00:24:17,120
already done the safety work we are
glamping in our home and when I come

298
00:24:15,159 --> 00:24:22,400
every week I wait in line I call every
week I have emailed multiple times uh

299
00:24:19,799 --> 00:24:26,600
two days ago I did get a call back and
the woman told me that our permit will

300
00:24:24,400 --> 00:24:31,799
be delayed to put up sheetrocking
cabinets until the house is raised your

301
00:24:29,960 --> 00:24:36,960
thought was that things are going to
shift I that's okay that's a specific

302
00:24:34,760 --> 00:24:43,039
question for your house and we do not
have time to deal with each person's

303
00:24:39,880 --> 00:24:47,919
individual specific circumstance I know
about your circumstance and we can talk

304
00:24:44,480 --> 00:24:52,000
after the meeting uh yes sir uh your
replacement you said they going to be a

305
00:24:49,919 --> 00:25:03,240
local person yes are they still going to
be through F yes yes yes ma'am so is it

306
00:24:58,600 --> 00:25:11,000
to do the safety build back
if we have not we got our letter work

307
00:25:07,360 --> 00:25:16,080
100% substantially damaged we sent in
our

308
00:25:12,440 --> 00:25:24,440
appeal we are we don't want to spend the
money on anything until you guys come

309
00:25:19,679 --> 00:25:28,840
out and check it again tell us or may
what would you

310
00:25:25,559 --> 00:25:31,799
do cont you won't be able to do you
won't be able to do any renovation until

311
00:25:30,480 --> 00:25:34,799
you have a permit and I won't issue the
permit until your appeal has been

312
00:25:33,159 --> 00:25:40,880
completed which means we will have
already done all that I get that but is

313
00:25:42,120 --> 00:25:48,760
it that that's up I mean that's up
that's up to you I you know that's up to

314
00:25:47,039 --> 00:25:52,840
you I I can't advise you again we're
talking specific about your home and I

315
00:25:50,559 --> 00:25:59,480
can't advise that I haven't seen it I
don't have data to look at I I really

316
00:25:55,320 --> 00:26:02,600
can't uh it's a if you do that and your
appeal does not go through so let me I

317
00:26:01,320 --> 00:26:08,440
don't know if everybody heard her
question but she's concerned about uh uh

318
00:26:06,279 --> 00:26:15,520
spending money to bring the home to a
safe secure sanitary standard and and

319
00:26:12,440 --> 00:26:19,960
her home is uh damn sub is substantially
damage she's worried about the appeal

320
00:26:17,880 --> 00:26:25,520
process and the question is does it make
sense to spend the money that's a

321
00:26:21,799 --> 00:26:29,200
judgment call on you if we're able to
successfully appeal then you're You're

322
00:26:27,159 --> 00:26:33,840
Building back um if we're not able to
successfully appeal you may have to

323
00:26:30,559 --> 00:26:38,480
demolish or Elevate but um I can't make
the decision for you on on what you do

324
00:26:36,399 --> 00:26:43,360
there I'm just you know it's a tough
call I get

325
00:26:40,200 --> 00:26:49,399
it so we
decide

326
00:26:44,880 --> 00:26:53,840
Toge but not raise up can we just keep
the land and then sell it the question

327
00:26:51,640 --> 00:26:57,960
is uh can we can we demolish the home
and sell the land be absolutely you can

328
00:26:56,320 --> 00:27:02,360
do that you can absolutely I mean you're
you end up paying the demolished costs

329
00:27:00,200 --> 00:27:07,360
it may be to your benefit just sell as
is you may get some structure value I

330
00:27:04,880 --> 00:27:14,559
can't really yes ma'am yes if you
receive a substantial damage um how long

331
00:27:11,360 --> 00:27:19,799
do you have to reply and can you
submit

332
00:27:16,679 --> 00:27:27,320
bra Andes it does the cost of bra have
to be submitt with a detail

333
00:27:23,200 --> 00:27:30,159
report yes yes ma'am yes ma'am so how
long do you have

334
00:27:31,039 --> 00:27:39,200
FEMA says
uh I'm going to misquote the terminology

335
00:27:36,399 --> 00:27:43,760
it's a reasonable time frame is what
they say you have you have to do it

336
00:27:40,760 --> 00:27:49,519
within a reasonable time frame what is
exactly it's

337
00:27:45,720 --> 00:27:53,600
reasonable it's reasonable Can it can it
title Bas time frame what is title Bas

338
00:27:51,760 --> 00:27:57,600
time frame I haven't got my letter so
you tell me it's reasonable

339
00:28:08,559 --> 00:28:13,399
okay okay in the oh I'm sorry yes

340
00:28:13,519 --> 00:28:17,960
ma'am can you step out of there I'm so

341
00:28:18,720 --> 00:28:22,940
sorry
[Music]

342
00:28:26,159 --> 00:28:34,279
City material I look for three data
points four data points on that letter

343
00:28:32,440 --> 00:28:38,919
number one is it substantially damaged
or not number two what is the cost to

344
00:28:37,519 --> 00:28:44,360
repair estimate that they provideed
number three what's the assessed value

345
00:28:42,480 --> 00:28:49,799
and what's the percentage and that's
that's what forms the letter I'm happy

346
00:28:46,399 --> 00:28:49,799
to send that data out if you

347
00:28:54,840 --> 00:29:03,240
want why are we all supposed to
the established procedure that's the

348
00:28:59,679 --> 00:29:03,240
feema guidelines that's what we have to

349
00:29:07,240 --> 00:29:16,080
follow right I
agree I agree tell us again we

350
00:29:14,559 --> 00:29:22,399
got
make all that without a letter yes yes

351
00:29:20,080 --> 00:29:26,159
yes yes yes interior demolition permit
right now get it done get the drywall

352
00:29:24,159 --> 00:29:31,399
out get it cleaned out get the
electrical safety uh get the yeah the

353
00:29:28,640 --> 00:29:35,480
electrical system safe do your AC if you
need to do your AC stuff Plumbing

354
00:29:33,200 --> 00:29:38,399
whatever so the only is the drivew you
can't close can't hang drywall can't put

355
00:29:37,200 --> 00:29:42,399
up cabinets can't finish off your
plumbing until you get until you get the

356
00:29:40,600 --> 00:29:48,679
letter you can finish off the
letter yeah

357
00:29:45,000 --> 00:29:55,080
we again yes without the letter without
the letter yes yes yes yes you can have

358
00:29:50,720 --> 00:29:59,559
a toilet a shower and a sink okay yes
sir the the question is what is what

359
00:29:58,200 --> 00:30:04,360
what is the process for getting the
interior demolition permit you can apply

360
00:30:01,679 --> 00:30:08,679
for that online uh through our portal
and you can apply for it here uh there's

361
00:30:06,840 --> 00:30:13,480
some documents that need to be notorized
uh and the we have a couple of notaries

362
00:30:11,320 --> 00:30:19,200
in here so we do that for you for free U
but honestly I I don't deal with

363
00:30:16,840 --> 00:30:25,919
permitting part of it so I really don't
know all the stuff they're asking I done

364
00:30:22,720 --> 00:30:29,080
in one day oh absolutely absolutely we
and and then it goes through A Brief

365
00:30:27,320 --> 00:30:34,600
Review process we turn that out pretty
quick um yes sir that what what do we

366
00:30:32,519 --> 00:30:39,039
need do we need a liced contractor can
we pull you can pull a yeah you can pull

367
00:30:37,159 --> 00:30:43,159
a the question is what again what do we
need you can pull an owner Builder

368
00:30:41,039 --> 00:30:47,279
permit you just have to sign an
affidavit that says you understand that

369
00:30:44,919 --> 00:30:51,279
work done on your home under that permit
means that you cannot rent or sell your

370
00:30:49,840 --> 00:30:57,519
home within a
year yes sir I think you just said that

371
00:30:54,320 --> 00:31:00,200
you can do a a demolition permit online
try that

372
00:30:58,600 --> 00:31:05,519
I think what you mean to say is you can
submit a completed

373
00:31:03,000 --> 00:31:12,240
application correct it's not a writable
form you can't click on something corre

374
00:31:09,279 --> 00:31:15,799
I I don't know be honest I
have one second

375
00:31:16,679 --> 00:31:27,960
yes'am perhaps it be easier Rie step
byep once someone receives a substantial

376
00:31:24,320 --> 00:31:33,440
bamage letter what is the appeal process
was we've done the appeal process

377
00:31:30,399 --> 00:31:36,880
waiting for your answer but now I
understand coming to this meeting

378
00:31:34,799 --> 00:31:40,279
there's another form that was created
that also has to be I'm not going to go

379
00:31:38,720 --> 00:31:44,440
back and and ask people who have already
submitted their stuff to do that form

380
00:31:42,799 --> 00:31:50,799
that was just
dropped at the window because you know

381
00:31:47,760 --> 00:31:55,519
for all neighbors talking I'm telling my
neighbor how progressing and then this

382
00:31:53,919 --> 00:32:02,639
isown into
the it won't it won't affect you what

383
00:31:58,039 --> 00:32:07,919
are the steps I think everyone so you
receive a a letter she asked what what

384
00:32:05,120 --> 00:32:11,440
are the steps to do your appeal you get
your substantial Dam you get a letter

385
00:32:09,600 --> 00:32:17,000
that says you're substantially
damaged you send to us or get in our

386
00:32:14,840 --> 00:32:23,039
hands we do have a form for you to fill
out it also contains a a waiver um but

387
00:32:21,279 --> 00:32:28,120
you get it you get that information to
us and we put you in the queue I send

388
00:32:25,480 --> 00:32:31,159
out uh our inspectors to to do a
reassessment of your home they're going

389
00:32:29,440 --> 00:32:35,279
to come in and take pictures inside and
out make sure there's nothing that

390
00:32:33,320 --> 00:32:39,240
somebody missed some structural damage
that might be there something hidden

391
00:32:37,159 --> 00:32:44,080
they double check that they bring those
pictures back to me we start an appeal

392
00:32:41,440 --> 00:32:48,720
process the big form I have to fill out
we produce ultimately produce a

393
00:32:46,519 --> 00:32:55,720
report
um I'm so sorry I skipped a step um fill

394
00:32:52,919 --> 00:33:02,840
out the form and do the request we will
need either a cont contractor's cost

395
00:32:59,320 --> 00:33:08,159
estimate that lowers the Title Basin
cost estimate or a market appraisal you

396
00:33:06,039 --> 00:33:13,440
can get that for free from Twitty you
can hire your own appraiser you get that

397
00:33:11,240 --> 00:33:19,360
appraisal or costate or both or cost
estimate or both to us and we we begin

398
00:33:17,159 --> 00:33:19,360
your

399
00:33:22,440 --> 00:33:33,080
appeal women and you mentioned electric
so that you PL it Spector once the elect

400
00:33:29,679 --> 00:33:38,679
is done told us we not allow to put outl
in until the dry is up yeah that's

401
00:33:36,559 --> 00:33:43,519
incorrect you can put outlets in and put
just put covers over those yes sir just

402
00:33:41,399 --> 00:33:48,360
one more question um thank you for doing
all this I know you're getting beat up

403
00:33:45,159 --> 00:33:52,960
um but the fact is this is fun okay can
can you do me one favor in the

404
00:33:50,000 --> 00:33:56,279
leadership in the room can we do prepare
for the next

405
00:33:54,120 --> 00:34:01,880
one so this never I'm doing another
Saturday meeting no saying unfortunately

406
00:33:59,240 --> 00:34:07,879
unfortunately my wife will move out this
will I hope not and I pray this never

407
00:34:04,799 --> 00:34:12,560
happens again but can we learn from this
experience oh we yeah everybody well

408
00:34:10,440 --> 00:34:16,320
like I said usually in business I used
to be we used to do what's called an

409
00:34:13,599 --> 00:34:20,800
after action yeah and we used to pretty
much say the do's the don'ts The Good

410
00:34:17,919 --> 00:34:24,040
the Bad the Ugly cuz this is ugly and I
think a lot of this what you're saying

411
00:34:22,520 --> 00:34:28,399
because the confusion and the folks up
front they don't even understand some of

412
00:34:26,240 --> 00:34:32,399
the some of the issues because it's so
off the rails because you're saying

413
00:34:30,040 --> 00:34:36,079
don't do this don't do that but is the
next city over doing that I know it's

414
00:34:34,200 --> 00:34:41,240
different rules different organs I get
it but as confusing as this may be you

415
00:34:39,520 --> 00:34:47,000
know it's chaos and like the old saying
goes measured twice cut once we're we're

416
00:34:44,359 --> 00:34:49,839
measuring we're cutting like 15 times
and the board's still too

417
00:34:53,960 --> 00:35:00,839
short so sorry yes sir have two
questions um

418
00:34:58,200 --> 00:35:05,240
uh one what is the acceptable moisture
percentage in Wood under 20% under 20

419
00:35:03,599 --> 00:35:08,640
okay except for pressure treated which
we'll never make that okay and then the

420
00:35:06,880 --> 00:35:13,720
second question would be mine's not
substantially damaged but my air

421
00:35:11,359 --> 00:35:18,200
conditioner it still works but I want to
change it out I got something from the

422
00:35:15,960 --> 00:35:21,920
company you work for Fort Lauderdale
David Dixon said I have to go up 14 ft

423
00:35:20,480 --> 00:35:28,760
that's right my air conditioner that's
right my air conditioner has to go 14 ft

424
00:35:23,880 --> 00:35:34,320
my house yes you're you're 14 ft SE not
14t above sea level not about

425
00:35:31,040 --> 00:35:39,960
the my 10
T issue so I

426
00:35:37,200 --> 00:35:43,880
got yeah I mean there are options put it
on a pedestal put it on the roof put it

427
00:35:42,520 --> 00:35:48,800
in the back of the house but you got to
get it elevated because we got to get it

428
00:35:45,320 --> 00:35:54,319
out of flood
Elation yes ma'am in the back the

429
00:35:51,839 --> 00:35:58,040
walls let's can we talk about the walls
again you know how you're saying you can

430
00:35:55,960 --> 00:36:01,800
see through the house is there way we
can put one side up and then you can

431
00:36:00,200 --> 00:36:06,520
still see we're not allowing any
construction no rebuild construction

432
00:36:03,760 --> 00:36:09,440
without a renovation permit not even
just for one

433
00:36:22,319 --> 00:36:28,640
siring we go to the County website and
take the percent and app that amount

434
00:36:27,280 --> 00:36:32,000
won't be as accurate as the title
basement I don't know so where do we get

435
00:36:30,240 --> 00:36:35,960
the number you can request the data from
me okay so you'll tell us what that

436
00:36:34,160 --> 00:36:40,200
number is I don't do it automatically
but if you put in a request then I Then

437
00:36:38,000 --> 00:36:43,079
I then I pull that data out of the file
process we're all going to be in the

438
00:36:41,240 --> 00:36:49,680
same boat we're all going to be asking
what is that you may be that's

439
00:36:46,440 --> 00:36:52,400
true yes sir is there a different
process for the commercial I've got

440
00:36:51,359 --> 00:36:56,880
commercial
building3 and I'm getting nowhere yeah

441
00:36:55,200 --> 00:37:01,280
and Title Basin hasn't figured out how
to calculate

442
00:36:58,119 --> 00:37:06,000
substantial damage for commercial okay
building behind well and calling that

443
00:37:04,200 --> 00:37:11,640
commercial so I haven't received
anything on that either I got an empty

444
00:37:09,240 --> 00:37:14,960
building okay that you're talking about
a specific circumstance and I don't have

445
00:37:13,280 --> 00:37:18,520
the ability to look into that right now
so you'll have to question is the

446
00:37:16,720 --> 00:37:22,839
commercial side how when when can I
expect something on that I have no idea

447
00:37:21,240 --> 00:37:26,920
sir I don't know you're again you're
tring specifics and I I I just simply

448
00:37:25,079 --> 00:37:32,599
cannot deal with specifics on on
anything yes yeah I um got my letter

449
00:37:30,680 --> 00:37:37,079
substantial damage letter and it was
real close at

450
00:37:34,000 --> 00:37:43,040
50.7 so I jump that g on the appeals
because I didn't want to

451
00:37:38,920 --> 00:37:47,760
spend appraisal done good so when that
gets submitted if it comes out all right

452
00:37:45,920 --> 00:37:52,400
and I'm able to rebuild on the ground
floor do I still have to do all of that

453
00:37:50,400 --> 00:37:56,319
whole package or do I just get my
contractor to submit a permit and get

454
00:37:54,400 --> 00:37:59,880
work started have your your contractor
can do what what whole package P are you

455
00:37:57,920 --> 00:38:03,440
talking about um that whole uh
permitting package that you have on the

456
00:38:01,960 --> 00:38:08,079
website well either you or your
contractor but it's the same for both

457
00:38:05,200 --> 00:38:13,000
okay and the other every is I
fortunately for me soon as I got on the

458
00:38:10,480 --> 00:38:17,560
island I got a crew to come in and start
pulling out the cabinets and did all of

459
00:38:15,040 --> 00:38:24,520
that before the stocks were for went in
so I need to go now and get after permit

460
00:38:20,560 --> 00:38:32,000
for all I did so can I do that on Monday
just go to the St and get it absolutely

461
00:38:28,359 --> 00:38:37,920
yes sir in the best yeah uh so I have a
substantial damage that of

462
00:38:34,079 --> 00:38:43,920
60% uh that works out at about uh
$190,000 I'm allowed to spend to repair

463
00:38:40,160 --> 00:38:50,319
my house okay the the uh title person
come in with an estimate of $240,000 to

464
00:38:46,560 --> 00:38:54,880
do M right so if I get a contractor
which I have that comes in substantially

465
00:38:52,400 --> 00:38:59,880
less than that less than the 50% around
$100,000 will you accept and can I get a

466
00:38:57,160 --> 00:39:04,760
per based on the contractor's again
quotation again either a property

467
00:39:02,880 --> 00:39:09,119
appraisal that raises the value or a
contractor's estimate that lowers the

468
00:39:06,680 --> 00:39:14,200
cost to bring you below in the
Readington Shores 49% Readington Beach

469
00:39:11,839 --> 00:39:19,079
50% either one but not
necessar either or or both I'll take yes

470
00:39:20,119 --> 00:39:29,839
sir yes they are yes yes sir can you
clarify how you're determining the value

471
00:39:26,880 --> 00:39:36,000
of the where that number is coming from
I'm not determining that at all that's a

472
00:39:32,560 --> 00:39:41,760
it's your property appraiser my are you
using to calculate whether the percent

473
00:39:39,520 --> 00:39:48,319
I'm not doing a calculation on that that
is title based okay what

474
00:39:45,440 --> 00:39:54,960
so when you get that your four dat three
or four data points from title base uh

475
00:39:51,760 --> 00:39:58,839
to to do your letter what are those
points again

476
00:39:57,440 --> 00:40:03,280
best property
value estimated

477
00:40:01,000 --> 00:40:07,599
damage whether or not it's substantially
damaged and the percentage those are the

478
00:40:05,160 --> 00:40:10,720
four okay so that's the property value
or the structure value structure value

479
00:40:09,440 --> 00:40:14,480
thank you okay so you're getting that
number from title

480
00:40:12,200 --> 00:40:21,000
base yes and I believe title base is
getting that from Mike TW okay that's

481
00:40:17,040 --> 00:40:26,520
I you mentioned that if we get that uh
interior demolation demolation permit P

482
00:40:24,720 --> 00:40:33,160
that something about you couldn't rent
for a year if you pull an owner Builder

483
00:40:29,599 --> 00:40:37,640
permit an owner Builder permit that's
right for Florida building code you

484
00:40:34,839 --> 00:40:42,560
cannot rent or sell your home for a year
so if I if I have a contractor do it I

485
00:40:40,200 --> 00:40:46,920
avoid that corre corre completely
correct correct yes ma'am yes ma'am um I

486
00:40:45,240 --> 00:40:50,920
just I haven't received my uh
substantial Dage letter yet but

487
00:40:49,160 --> 00:40:55,800
everybody beside me has in my
neighborhood do you as the building

488
00:40:53,440 --> 00:41:01,960
department know for a fact that Title
Basin has every body's address it in

489
00:40:59,280 --> 00:41:07,599
absolutely okay absolutely yes ma'am yes
sir um as far as the percentage we've

490
00:41:05,480 --> 00:41:13,319
heard some people with some numbers
really close to

491
00:41:09,040 --> 00:41:19,760
49% 50.6 what if it comes in it's 48%
that's just boom okay you're you're not

492
00:41:15,440 --> 00:41:23,040
substantially damaging okay so the if uh
we go through the they come back they

493
00:41:21,400 --> 00:41:26,920
say you're substantially damaged we go
through the process we adjust those

494
00:41:24,640 --> 00:41:31,560
numbers with the appraisal with the with
the cost cost estimate to rebuild

495
00:41:28,560 --> 00:41:36,480
whatever and say the the cost of
estimate to rebuild is

496
00:41:34,520 --> 00:41:39,760
48% then you're not substantially
damaged and you so no one's going to

497
00:41:38,079 --> 00:41:44,680
question that they assume you're coming
in under 48% and what have something

498
00:41:42,599 --> 00:41:48,560
48.9% in the shores means you're not
substantially damage and you get a

499
00:41:45,920 --> 00:41:53,560
permit to rebuild what am I okay all
right because I I didn't know if they

500
00:41:50,680 --> 00:41:57,720
were saying hey yeah your estimate's 48%
but you're so close that you could have

501
00:41:55,119 --> 00:42:04,240
a cost overrun if you have cost what
happen well a 10% contingency on the

502
00:42:00,800 --> 00:42:09,119
cost is added is added just in case to
prevent to 10% overrun is already added

503
00:42:07,680 --> 00:42:14,560
in when they figure that either your
contractor does it or we do it uh

504
00:42:11,599 --> 00:42:18,040
ourselves but a 10% contingency is ated
just I mean I said both commission

505
00:42:16,280 --> 00:42:21,280
meetings on Wednesday if you watch one
episode of Property Brothers you know

506
00:42:19,440 --> 00:42:24,800
they open up a wall they find something
right some reason they hit you with an

507
00:42:22,359 --> 00:42:30,400
extra charge so we do have to add a 10%
con right so either I to let you know my

508
00:42:28,079 --> 00:42:35,839
contractor has put in the 10%
contingency or so you don't add

509
00:42:33,720 --> 00:42:39,800
another yeah I'll see it when I review
their numbers okay am my yes ma'am just

510
00:42:38,280 --> 00:42:44,160
one quick question the ground floor
businesses that have reopened how are

511
00:42:42,079 --> 00:42:47,760
they able to acquire their permits so
quickly and if they to my knowledge we

512
00:42:45,760 --> 00:42:52,160
haven't issued any permits to the ground
floor businesses that reopen I'm working

513
00:42:50,000 --> 00:42:55,119
with a few businesses that are that are
you know trying to get built back and

514
00:42:53,520 --> 00:42:58,200
coming up with some unique ways to to do
some of that stuff but to my knowledge

515
00:42:56,640 --> 00:43:00,359
we have an issue
yes

516
00:43:02,599 --> 00:43:10,960
sir safe bill yeah I have a whole team
yeah I have a whole team in fact they're

517
00:43:07,319 --> 00:43:10,960
doing all of our plan review

518
00:43:11,319 --> 00:43:14,440
now they

519
00:43:20,920 --> 00:43:31,200
have the ru about not able to um owner
build is that demo work the reu part if

520
00:43:29,720 --> 00:43:35,680
you do some demo yourself it's just
going to be the rebuild part it's just

521
00:43:32,480 --> 00:43:39,520
going to be the re so you demo your home
you had to demo your home to make make

522
00:43:38,400 --> 00:43:43,720
so you didn't burn down your neighbor's
home so you're not restricted to not

523
00:43:41,000 --> 00:43:49,160
selling or renting for a do that yes
good that's a good question yes me

524
00:43:47,280 --> 00:43:54,559
you're having to go through the appeal
process substantially damage letter so

525
00:43:52,440 --> 00:43:59,920
if you submit you know a new appraisal
and the list of cost of what it will be

526
00:43:57,440 --> 00:44:05,319
since that's a little bit different like
what kind of time frame to get a

527
00:44:01,880 --> 00:44:09,960
response it it greatly depends uh I have
completed about five or six I didn't get

528
00:44:07,960 --> 00:44:14,319
to do any this week because I'm
inundated with other things uh next week

529
00:44:12,880 --> 00:44:19,960
we're going to get back at it see if we
can see if we can get at it I want to

530
00:44:15,760 --> 00:44:25,880
get folks appeals done uh We've issued I
I think five first let me say that every

531
00:44:23,400 --> 00:44:31,240
appeal I've done so far has been
approved uh not not seen one that was

532
00:44:28,800 --> 00:44:35,760
had one that was 100% substantially
damaged we've done that appeal and

533
00:44:33,800 --> 00:44:40,160
issued that permit I feel like we spent
a lot of time on substantial damage

534
00:44:38,440 --> 00:44:45,160
appeals and that kind of thing let's
move off of that subject because just at

535
00:44:42,599 --> 00:44:49,960
this point I'm just repeating the same
answers do we have questions not related

536
00:44:47,599 --> 00:44:54,640
to substantial dams yes ma'am according
to the this I should have receiv my

537
00:44:52,119 --> 00:44:58,000
letter I haven't okay said that in the
beginning when we when we first started

538
00:44:56,559 --> 00:45:01,480
if your name name is on the list you
haven't gotten the letter yet it is

539
00:44:59,720 --> 00:45:06,559
either in the mail CU we sent some out
yesterday you can contact town hall or

540
00:45:04,520 --> 00:45:14,839
uh email building department and we will
email your to you

541
00:45:09,359 --> 00:45:14,839
yes I want to turn down

542
00:45:17,319 --> 00:45:24,359
I you don't have a
choice so spend all that money and then

543
00:45:22,440 --> 00:45:30,400
you say oh no you can't build that
big I I mean that's a planning zoning

544
00:45:28,079 --> 00:45:35,480
issue yeah we have a Planning and Zoning
guy that reviews all plans he's not here

545
00:45:33,040 --> 00:45:40,880
he's he does all that remote for us if
you demolish and take it to Bare Earth

546
00:45:38,640 --> 00:45:45,640
you now fall under new construction and
your permitting is just like new

547
00:45:42,800 --> 00:45:48,680
construction you go through all of the
all of the protocols for new

548
00:45:47,040 --> 00:45:52,160
construction which is Planning and
Zoning flood plane if you're doing some

549
00:45:50,800 --> 00:45:55,559
sea Waller duck you got to go through
nav me there's a whole bunch yes ma'am

550
00:45:54,040 --> 00:45:59,880
that's not what they said in the last
meeting that we had up here at this town

551
00:45:57,520 --> 00:46:05,880
with the FEMA Representatives they said
if you tear down rebuild you can only go

552
00:46:02,480 --> 00:46:10,520
10% larger than the original structure
that's exactly what they said in that

553
00:46:07,319 --> 00:46:13,599
meeting okay that's for the grant if you
take the grant money from

554
00:46:14,400 --> 00:46:20,880
Fe yourself with no femr money do

555
00:46:29,880 --> 00:46:37,240
uh condos are a mess right now again
having

556
00:46:34,200 --> 00:46:46,559
trouble each condo has be individually
value we to look at the cost to repair

557
00:46:40,920 --> 00:46:46,559
each individual condo I know

558
00:46:50,079 --> 00:46:53,319
insance and

559
00:46:54,440 --> 00:47:03,160
again building
says

560
00:46:58,359 --> 00:47:03,160
that LEL ofage is based

561
00:47:05,000 --> 00:47:12,559
on% then you're level three so Ian
you're asking a specific question I

562
00:47:10,119 --> 00:47:12,559
can't

563
00:47:12,800 --> 00:47:20,599
answer you want to scoot by excuse me
sorry understand but the number of

564
00:47:18,359 --> 00:47:26,359
stories is immaterial BAS on the
individual unit action suit definitely

565
00:47:23,000 --> 00:47:26,359
sounds like

566
00:47:27,640 --> 00:47:30,640
I don't have

567
00:47:35,119 --> 00:47:41,839
abity yes your demo cost your demo cost
are part of the part of the total

568
00:47:49,880 --> 00:47:59,319
cost
solar is in process they hav't offered

569
00:47:56,119 --> 00:48:06,160
out um that hasn't been approved
obviously it works notice takes two

570
00:48:03,119 --> 00:48:11,960
weeks to uh you free them up from where
they are a week to get get the drug test

571
00:48:09,599 --> 00:48:16,160
you know so people who didn't have blood
insurance are they under the the same

572
00:48:14,440 --> 00:48:19,839
requirements of building that's a great
question that's a great question I mean

573
00:48:18,280 --> 00:48:23,880
I here here's the answer to that
question I'm jealous of just because

574
00:48:22,280 --> 00:48:27,160
just because you don't have flood
insurance and you don't want to get

575
00:48:25,079 --> 00:48:33,720
flood insurance doesn't mean you're not
subject to all of these rules and

576
00:48:29,280 --> 00:48:38,359
regulations your home your structure is
part of the nfip whether you accept

577
00:48:36,200 --> 00:48:45,319
flood insurance or not if you don't
follow get your permits do things by the

578
00:48:41,160 --> 00:48:51,359
book then I'll have no choice eventually
ultimately I'm going to file a 1316

579
00:48:49,079 --> 00:48:57,240
letter on your home with the nfip which
excludes your dwelling from the national

580
00:48:54,720 --> 00:49:01,359
flood insurance program which means you
will never be well you'll never be able

581
00:48:59,440 --> 00:49:05,559
to get subsidized for insurance and
anyone who buys your home won't be able

582
00:49:03,799 --> 00:49:10,880
to get subsidized for flood insurance so
you're going to be restricted on who you

583
00:49:07,280 --> 00:49:15,559
can sell your home to so yes you got to
follow same process you have to post

584
00:49:13,520 --> 00:49:21,319
permits in your you got you got to do it
all you got to do it all yes ma'am yes

585
00:49:18,559 --> 00:49:27,720
sir I understand that this has to do
with the theme of discount to the cities

586
00:49:24,119 --> 00:49:31,400
yes so I'm curious out of show of hands
how many people in this room have

587
00:49:29,319 --> 00:49:37,200
actually received money
from that's a good question who received

588
00:49:34,040 --> 00:49:37,200
fale Disaster

589
00:49:37,400 --> 00:49:43,400
Assistance I've received zero and all I
want them to do is get out of the way

590
00:49:42,240 --> 00:49:49,040
and I can't help you with that that's
certainly not not my my perview it's all

591
00:49:46,760 --> 00:49:53,160
over a disc yet the majority of people
are not receiving any money from I don't

592
00:49:51,040 --> 00:49:56,790
control that I don't control that sir
yes sir can you just speak to the

593
00:49:55,079 --> 00:50:00,240
process of
[Music]

594
00:49:58,040 --> 00:50:06,839
you have the home
and you say well I I want to do a little

595
00:50:04,280 --> 00:50:11,079
additional work so I'm I'm I'm bringing
the home back up to its original plus I

596
00:50:09,760 --> 00:50:16,599
want to do a little extra work while
it's all tore up what is the best

597
00:50:13,839 --> 00:50:21,559
process for that send us drawings of
what you're what you're what you're

598
00:50:17,720 --> 00:50:28,000
trying to do when you apply for permit
so the substantially damage how that

599
00:50:24,680 --> 00:50:30,920
relates to that when we're figuring out
it's all included right it's part of

600
00:50:29,359 --> 00:50:34,240
your substantial so if you if you're
thinking okay pie in the sky this is

601
00:50:32,680 --> 00:50:37,920
what I want to do give you the full
thing I'm going to put my house back

602
00:50:35,960 --> 00:50:41,640
here and the other part I'm going to I'm
going to add on to this is my total

603
00:50:39,839 --> 00:50:46,640
number I'm under the substantially
damaged number therefore I should just

604
00:50:44,760 --> 00:50:53,559
Smit it all at one time absolutely and
if it's denied then I can drop back to

605
00:50:49,440 --> 00:50:53,559
not doing that additional work

606
00:50:58,280 --> 00:51:05,839
you are part of the nfip whether you're
getting flood insurance or not so have

607
00:51:18,920 --> 00:51:28,000
this that's your decision to make you
can make that you make that decision if

608
00:51:23,680 --> 00:51:35,280
you make that decision by 13 16 per
anyone yes sir we received a substantial

609
00:51:30,720 --> 00:51:35,280
damage letter with more percentage is

610
00:51:36,280 --> 00:51:39,280
that

611
00:51:40,920 --> 00:51:49,680
maybe situation I have the ability to
research but if it came back in it said

612
00:51:45,920 --> 00:51:54,960
0% awesome congratulations yes
sir not substantially damaged and permit

613
00:51:52,920 --> 00:51:59,319
and process under review and how to past
the holidays and stuff what the current

614
00:51:57,720 --> 00:52:03,440
I think we're I think we're a week away
from from issuing some permits that uh

615
00:52:02,160 --> 00:52:07,359
for stuff that we had during the
holidays and then the ones that we just

616
00:52:05,440 --> 00:52:12,440
sent out on Friday you know we're
probably a week or two from issuing

617
00:52:08,799 --> 00:52:16,280
those okay yes ma'am
um said

618
00:52:14,640 --> 00:52:26,559
about
in if we've already subed our decied we

619
00:52:21,480 --> 00:52:30,079
to make coule changes how does that you
need to you'll need to get redo your

620
00:52:28,200 --> 00:52:32,640
substantial Improvement worksheet to
account for those

621
00:52:32,680 --> 00:52:35,680
changes

622
00:52:38,040 --> 00:52:44,760
we Carrie and uh Carrie and Steve are
doing a great job they they they

623
00:52:42,720 --> 00:52:49,079
complete the workload every day whatever
we have on a daily basis they complete

624
00:52:47,599 --> 00:52:54,119
so it's we definitely don't have an
inspector issue as far as I as far as I

625
00:52:51,000 --> 00:52:58,799
know but you're the only one that's
revie I no I farmed that out to whole

626
00:52:56,760 --> 00:53:03,720
team we've got a bunch of people on on
I'm the only one reviewing appeals you

627
00:53:01,319 --> 00:53:08,960
don't want anyone else reviewing appeals
you want me reviewing appeals I promise

628
00:53:05,799 --> 00:53:13,480
you that that's a very slow process with
all that you have to do but you don't

629
00:53:10,720 --> 00:53:13,480
want to farm that

630
00:53:14,839 --> 00:53:22,480
out well that's why that's why we now
have a team doing uh a plan review

631
00:53:20,760 --> 00:53:28,040
that's why we have inspectors com out
there I'm relieving those parts of my

632
00:53:25,200 --> 00:53:31,960
workload so so that I can focus on the
things that really really matter to

633
00:53:29,359 --> 00:53:34,839
folks which are these appeals real quick
I want to I want to take a quick Str

634
00:53:33,640 --> 00:53:39,280
because we're starting to lose folks and
that and that's fine but I want to take

635
00:53:36,520 --> 00:53:43,200
a quick straw poll on a couple of things
that we've been talking about in our

636
00:53:40,440 --> 00:53:50,040
town so forgive me for for changing
gears here for a second there's been

637
00:53:45,640 --> 00:53:55,960
some um buzz that it would be helpful
for the building department to be open

638
00:53:52,559 --> 00:54:01,720
for um Extended some extended hours we
currently our our window is open and we

639
00:53:58,160 --> 00:54:07,119
answer phones from 8:30 to 4: Monday
through

640
00:54:03,640 --> 00:54:14,720
Friday um so we have a couple of options
for how to extend some hours one would

641
00:54:09,760 --> 00:54:20,200
be to change hours to 8 to
6 the other would be a maybe like a half

642
00:54:17,920 --> 00:54:27,559
day on a Saturday maybe not every
Saturday uh so just kind of want to get

643
00:54:23,000 --> 00:54:34,040
some some thoughts from our residents
um show of hands who thinks 8 to six

644
00:54:31,160 --> 00:54:34,040
would be a better

645
00:54:34,280 --> 00:54:41,200
option
days and then who thinks occasional s

646
00:54:39,240 --> 00:54:45,040
Saturday or an occasional Saturday half
day okay that was eight to

647
00:54:46,079 --> 00:54:50,280
six okay awesome yes

648
00:54:53,000 --> 00:55:00,960
sir no no we'll put that on separate
perment because your docks your pools

649
00:54:58,720 --> 00:55:04,359
your seaw walls they're not part of your
substantial damage or substantial

650
00:55:02,480 --> 00:55:09,119
Improvement we put let's put that on a
separate permit and keep that out of the

651
00:55:06,760 --> 00:55:12,799
calculation for for your damage yes
ma'am are you respons is this department

652
00:55:10,720 --> 00:55:17,280
responsible for new contractors getting
licenses to be able to do work in this

653
00:55:15,119 --> 00:55:23,000
area is that your
department no well pelis County

654
00:55:20,280 --> 00:55:27,319
registers and provides licenses for new
contractors we take that information and

655
00:55:25,200 --> 00:55:30,480
get them registered with us
my question is my neighbor who has a

656
00:55:29,000 --> 00:55:36,079
contracting business in Virginia he's
been to start a business here um he

657
00:55:33,520 --> 00:55:40,520
applied in October and what are we
January and they still haven't approved

658
00:55:38,240 --> 00:55:43,440
it that that's a specific question that
I I just don't have but is that LE

659
00:55:42,200 --> 00:55:48,039
what's the okay here's the general
question what's the general leag time if

660
00:55:45,480 --> 00:55:50,920
you apply for a Contracting license
typic I mean we get contractors that

661
00:55:49,599 --> 00:55:55,760
come in and sit down with our staff on a
daily basis and get get registered yes

662
00:55:53,599 --> 00:56:00,319
ma'am I just want to know I called on
Monday

663
00:55:57,039 --> 00:56:05,960
get one onone with you left a message I
didn't get a call back until Thursday

664
00:56:03,240 --> 00:56:11,000
was the best way to get want to talk
specifics we have been behind on emails

665
00:56:08,720 --> 00:56:17,440
we've been behind on phone so let me uh
let me tell you what we did this week

666
00:56:13,119 --> 00:56:21,599
the town clerk she's amazing we sat down
she and I she said what can we do to

667
00:56:19,200 --> 00:56:27,000
help and we hashed out a couple of
things uh number one we had one phone

668
00:56:25,079 --> 00:56:31,680
line coming into the building Department
we now have three phone lines coming

669
00:56:28,839 --> 00:56:37,520
into the building department if you call
your call rings at three different desks

670
00:56:34,720 --> 00:56:44,520
now before you go to voicemail because
our folks are on the phone all day every

671
00:56:41,240 --> 00:56:50,160
day uh we have if you've been here you
already know there is a line to the door

672
00:56:47,359 --> 00:56:56,920
every day from 8 8 to
4: um 8:15 we open at 8:30 people are

673
00:56:54,520 --> 00:57:02,520
standing on the steps waiting for us
almost daily our folks are

674
00:57:00,119 --> 00:57:08,039
just they're working their fingers to
the to the nub trying to get trying to

675
00:57:04,640 --> 00:57:14,319
get to you um we now if you leave a
voicemail we now get an email with your

676
00:57:11,039 --> 00:57:20,559
voicemail attached so we have a team so
we have about three people in the front

677
00:57:18,039 --> 00:57:24,319
who are dealing directly with the public
and then we always have two people in

678
00:57:22,160 --> 00:57:30,200
the back that are just doing permit
paperwork stuff trying to keep things

679
00:57:27,400 --> 00:57:33,440
organized and moving and they everybody
has access to the email so the folks

680
00:57:32,079 --> 00:57:37,359
that sitting in the back that aren't
dealing direct with the public or are

681
00:57:35,400 --> 00:57:41,160
are checking email and listening to your
voicemails and trying to get answer that

682
00:57:39,200 --> 00:57:49,640
just started this
week on Friday as of Friday we had

683
00:57:46,400 --> 00:57:54,559
cleared Friday at 4: we had cleared the
voicemail to only seven remaining

684
00:57:52,200 --> 00:57:59,359
voicemails that hadn't been attended to
now it's probably already up to 20 we we

685
00:57:57,400 --> 00:58:05,400
couldn't expand the voice box the the
mailbox so it's only 20 um we had it

686
00:58:03,599 --> 00:58:09,520
down to 7 she was really trying to get
it cleared out we we just ran out of

687
00:58:07,520 --> 00:58:13,799
time so uh we'll pick it up again on
Monday and we're just going to keep keep

688
00:58:11,440 --> 00:58:20,599
working through it it's just a process
if anybody has been here you know how

689
00:58:16,280 --> 00:58:25,720
busy we are we're we got six people
working on stuff uh just in this office

690
00:58:23,680 --> 00:58:30,200
not to mention the folks that are remote
that are working on stuff and it's it's

691
00:58:27,839 --> 00:58:35,720
a lot it's a lot yes sir I want to
commend your office we came in Thursday

692
00:58:32,839 --> 00:58:42,200
to finalize our after the fact demo
permit which got uh completed that day I

693
00:58:39,280 --> 00:58:46,359
was asked if when I needed inspection I
said how soon they said tomorrow which

694
00:58:44,280 --> 00:58:49,760
was yesterday they were out they passed
thank you fantastic have you gotten your

695
00:58:48,880 --> 00:58:55,599
letter
yet sub your subst damage assessment

696
00:58:56,240 --> 00:59:00,520
oh you're the Zer yeah you're the zero

697
00:59:01,599 --> 00:59:09,480
Fant we can get you we can get you your
rebuild permit get you

698
00:59:06,440 --> 00:59:14,319
going yes ma'am so I've had AO perm in
since October it's not been

699
00:59:12,240 --> 00:59:23,760
approved should have been I guess uh
what kind of demo dry wall safe secure

700
00:59:17,799 --> 00:59:29,000
BL so we we uh we have a handful and
again specific which I can't I can't

701
00:59:26,400 --> 00:59:33,680
addic but I will tell you that we have a
handful less than

702
00:59:31,079 --> 00:59:40,160
10 that there was
some process we had some temporary uh

703
00:59:37,760 --> 00:59:45,440
contractors uh well all of our people
are contractors but we we had a couple

704
00:59:42,640 --> 00:59:51,720
people in that really kind of did things
out of order in the system and didn't

705
00:59:47,359 --> 00:59:58,319
like it and it was early on and uh we've
gone to the uh company that provides the

706
00:59:55,200 --> 01:00:05,119
software for a solution because we can't
we can't move them through um um it's

707
01:00:02,440 --> 01:00:09,119
just a weird I we don't understand it we
don't understand it but we're not there

708
01:00:06,520 --> 01:00:13,240
are about 10 maybe less than 10 that
we're having trouble with we're working

709
01:00:11,000 --> 01:00:18,039
I don't know if yours is in that stack
but um we don't have a substantial

710
01:00:16,520 --> 01:00:23,079
number of interior demolition permits
that haven't been issued um any that

711
01:00:20,640 --> 01:00:26,359
haven't most likely that's that's the
problem so we're we're trying to work

712
01:00:24,440 --> 01:00:30,880
with them to get a resolution yes ma'am
if we are acting as our own general

713
01:00:28,480 --> 01:00:34,480
contractor do we have to hire all
licensed contract subcontractors do they

714
01:00:33,240 --> 01:00:40,440
all have to be
licensed a GC if you're acting as so let

715
01:00:38,440 --> 01:00:47,039
me clarify if you're acting as owner
Builder right no you can do all the work

716
01:00:44,880 --> 01:00:51,599
yourself it's still subject to Florida
Cod and we will hold you accountable for

717
01:00:49,119 --> 01:00:55,200
doing things per the Florida code okay
but if we buy or but that means if you

718
01:00:53,640 --> 01:00:59,799
do owner Builder that means you cannot
rent or sell

719
01:00:56,799 --> 01:01:04,480
for uh if you hire someone to do some
work we ask that you add them to your

720
01:01:02,480 --> 01:01:09,119
contractor list on your permit so that
we can hold them responsible for the

721
01:01:06,720 --> 01:01:13,039
work uh down the road do they have to
all be licensed yeah oh yeah okay so

722
01:01:11,520 --> 01:01:18,160
they still have to all be licensed in
the State of

723
01:01:14,119 --> 01:01:18,160
Florida yes

724
01:01:18,680 --> 01:01:22,680
talking of

725
01:01:28,000 --> 01:01:36,799
assess it could haven't seen one yet
I've seen something that came close um

726
01:01:34,480 --> 01:01:41,880
I'll give you let me give you an example
uh we had a home that was assessed uh

727
01:01:40,400 --> 01:01:47,799
substantially damaged and they
determined they said that it was slab on

728
01:01:44,359 --> 01:01:55,440
grade and we went into the appeal and we
found that it was a wood frame structure

729
01:01:51,400 --> 01:02:03,200
on a crawl space and there was um uh
substan rot in the floor system okay so

730
01:02:00,760 --> 01:02:07,000
this is exactly what you're ask if you
didn't hear it in the back she asked

731
01:02:04,920 --> 01:02:12,240
what happens if you find something on
the appeal part that messes up the

732
01:02:09,520 --> 01:02:17,799
appeal basically and we found a a
substructure that that had some damage

733
01:02:14,240 --> 01:02:23,480
to it fortunately the repair fell you
know their their property appraisal was

734
01:02:21,440 --> 01:02:28,359
like a one of those 60 centers that
really shot their structure value up

735
01:02:26,400 --> 01:02:33,000
and then their contractor even with
those repairs was under the Title Basin

736
01:02:31,119 --> 01:02:39,640
number so they're still not
substantially damaged but it could it

737
01:02:36,799 --> 01:02:45,279
could change it but the point is safe
secure sanitary right and so if we find

738
01:02:42,440 --> 01:02:49,599
substantial we've seen a number of homes
where you pulled out the drywall and

739
01:02:47,160 --> 01:02:56,000
studs are just termite ridden I
shouldn't say that uh wood born or

740
01:02:52,359 --> 01:02:59,599
organisms have have appear to have eaten
away at the studs so you got to go back

741
01:02:57,760 --> 01:03:06,200
and fix that stuff for the safety of
your home and that adds to the cost uh

742
01:03:02,680 --> 01:03:12,440
to repair but it's it's necessary and if
it's to a level that puts you over the

743
01:03:09,400 --> 01:03:20,000
50% then your home is still not save and
we are going to have to do something

744
01:03:14,440 --> 01:03:24,520
yes get the damage interior demolition
stuff all that stuff completed and then

745
01:03:22,839 --> 01:03:28,760
you come and inspect it and then we
apply for the permit to

746
01:03:26,520 --> 01:03:32,960
the other things or does that fall is
that permit good for the entire no

747
01:03:30,760 --> 01:03:37,760
you'll need a second permit so it's a
two permit process interor demolition

748
01:03:35,200 --> 01:03:44,960
again minimum Hab minimum habitable
standard s c sanitary and then a permit

749
01:03:42,279 --> 01:03:49,240
to rebuild renovation remodel permit
okay and then can you you can't apply

750
01:03:47,200 --> 01:03:54,880
for that until you pass the first one no
you can apply for that oh you can apply

751
01:03:52,240 --> 01:03:58,520
for both at the same time and then that
that second one takes longer I'm

752
01:03:56,720 --> 01:04:03,000
guessing a little bit because we have to
go through a few more checks okay and if

753
01:04:01,039 --> 01:04:08,720
you just use the contractor for that
part the GC then you still have to wait

754
01:04:06,079 --> 01:04:14,400
for that period for the uh the one year
to you use a GC you use a GC to pull the

755
01:04:11,960 --> 01:04:19,520
permit you don't have to wait even if I
do the owner permit for the first part

756
01:04:17,279 --> 01:04:23,880
correct so I can do the owner permit for
the

757
01:04:20,319 --> 01:04:28,079
first for
correct yes ma'am so I want to say thank

758
01:04:26,440 --> 01:04:33,319
you for having the meeting first and
foremost um and but perception is

759
01:04:30,480 --> 01:04:38,880
reality so my perception the previous
week was that I came I stood in line for

760
01:04:35,480 --> 01:04:42,640
45 minutes I came to pay the permits and
the they rang the amount wrong so then I

761
01:04:41,200 --> 01:04:47,640
get an email back saying that I still
owe $3 so I just want you all to be

762
01:04:45,160 --> 01:04:51,119
aware that you know yes your hours are
working hours I'm a working mom I have

763
01:04:49,680 --> 01:04:56,319
three kids so no I'm not living in a
camper in my driveway yet um but you

764
01:04:53,880 --> 01:04:59,319
know I I appreciate you've added more
people it sounds like I appreciate

765
01:04:57,680 --> 01:05:02,640
you've added more phone lines but it's
still our reality that we're not in our

766
01:05:00,760 --> 01:05:07,319
home you know that there's still a
process I want to KN on to rebild I get

767
01:05:05,079 --> 01:05:11,359
all that but I think the inaccuracies of
information is where a lot of the motion

768
01:05:09,880 --> 01:05:14,760
comes from sure that's why we're doing
the town halt trying to eliminate

769
01:05:12,799 --> 01:05:18,279
inaccuracies and information we're all
still human you know people say the

770
01:05:16,640 --> 01:05:21,799
wrong thing they do the wrong thing they
don't have enough coffee in the morning

771
01:05:19,880 --> 01:05:26,200
you know when you send an email and you
say I paid the wrong amount I didn't

772
01:05:23,640 --> 01:05:29,520
type the amount in I my credit yep again
we're all human and and and mistake you

773
01:05:28,079 --> 01:05:33,960
know anybody's capable of making a
mistake so I'm sorry that happened but

774
01:05:31,839 --> 01:05:40,520
um you know we do our best to be EXA we
can yes ma' oh oh

775
01:05:36,440 --> 01:05:47,799
hi first of all you guys have I've been
so impressed with everything I know

776
01:05:43,920 --> 01:05:53,079
overwheling um my question was is there
a certain level for the seaw wall that

777
01:05:50,000 --> 01:05:57,640
you know of can you build up on SE
that's a PNC question I really don't

778
01:06:01,160 --> 01:06:04,160
add

779
01:06:09,160 --> 01:06:15,319
yes we've answered that question three
times and the answer is still no

780
01:06:15,400 --> 01:06:20,680
okay yes ma'am nany you had a question

781
01:06:25,720 --> 01:06:28,480
safe secure

782
01:06:29,400 --> 01:06:39,720
sanary toilet I don't
any I know so I can't do anything little

783
01:06:38,079 --> 01:06:43,599
little little vanity cabinet little
cabinet looks like this you can put a

784
01:06:41,240 --> 01:06:47,319
sink in there slide it up against the
wall Amazon's got a nice little sink for

785
01:06:45,680 --> 01:06:52,640
like a 100 bucks that you can roll
around it's kind of cool I don't listen

786
01:06:50,720 --> 01:06:56,880
I'm not going to bark at you for tiling
a shower okay I'm not going to bark at

787
01:06:55,039 --> 01:07:03,839
you you put your dur Rock up you seal
the pan you do it right you do it right

788
01:07:00,839 --> 01:07:11,359
we'll inspect it to verify
because it's a three-sided structure and

789
01:07:06,839 --> 01:07:17,839
we can see two two sides I'm okay if you
do that yeah nobody's going to get upset

790
01:07:14,079 --> 01:07:17,839
about that great

791
01:07:18,680 --> 01:07:27,000
question do your water here yeah elev
drall

792
01:07:24,160 --> 01:07:31,079
put yeah and and once you put your water
heater up you're not going to be able to

793
01:07:28,000 --> 01:07:33,640
drive all around behind it anyway and it
may be the same thing with your AC

794
01:07:32,440 --> 01:07:40,880
closet I'm not going to get we're not
going to get upset about those things

795
01:07:35,640 --> 01:07:40,880
but it's minimal minimal habitable

796
01:07:46,160 --> 01:07:50,440
standard you know how to

797
01:07:56,960 --> 01:08:00,000
lot terms

798
01:08:00,240 --> 01:08:06,849
of we're all advocates for
[Music]

799
01:08:08,640 --> 01:08:17,960
everybody you're uny with title Bas yeah
who do we talk to that ADV but they're

800
01:08:15,520 --> 01:08:23,759
not going to respond so who do we go to
for advocacy is the mayor going to do

801
01:08:19,880 --> 01:08:27,440
that is uh who who in the township is is
advocating for us

802
01:08:29,920 --> 01:08:38,640
our battery has died on the M the
light's not working um I'm asking about

803
01:08:36,199 --> 01:08:43,279
who's doing advocacy I heard the poliy
yes so who's doing ad advocacy so first

804
01:08:41,640 --> 01:08:50,880
of all the Florida Department of
Emergency Management contracted to bring

805
01:08:46,839 --> 01:08:56,560
tital Basin in okay so if we're having
issues with Title Basin we are to

806
01:08:54,199 --> 01:09:01,080
address those issues with the Florida
Department of Emergency Management

807
01:08:58,839 --> 01:09:07,719
that's fdm
fdem fdm reports to the

808
01:09:04,839 --> 01:09:13,319
governor so if we are having problems
with Title Basin they are not being

809
01:09:09,560 --> 01:09:20,799
addressed by fdm we go directly to the
governor I can tell you that our staff

810
01:09:17,279 --> 01:09:28,880
has had face-to-face meetings with f
directly with title Bing directly they

811
01:09:24,880 --> 01:09:37,600
have both waste the issues that we are
experiencing I myself have sent letters

812
01:09:32,600 --> 01:09:45,400
to our Congress women men Senators the
governor and I have personally spoken to

813
01:09:40,640 --> 01:09:52,920
the White House three times we are doing
advocacy what we are dealing with is a

814
01:09:49,080 --> 01:10:00,280
bureaucracy and we are impacted by that
bureaucracy that is the reality of it

815
01:09:56,719 --> 01:10:07,480
yes um I just want some clarity on one
thing I think you said earlier if a

816
01:10:03,560 --> 01:10:11,600
contractor has a estimate lower than the
property appraisers number that they

817
01:10:10,000 --> 01:10:16,440
assign for
you does can that move forward or do you

818
01:10:14,520 --> 01:10:20,840
still need to go through the appeal
process you have to get your substantial

819
01:10:18,280 --> 01:10:25,920
damage left I have it that is the that
is the appeal process the contractor

820
01:10:23,000 --> 01:10:30,360
estimate is the appeal process if you
are substantially damaged you will not

821
01:10:28,440 --> 01:10:37,239
get a permit until your appeal is
completed the contractor estimate is one

822
01:10:33,800 --> 01:10:41,560
part of the appeal process okay that's
in the appeal process are you getting

823
01:10:39,199 --> 01:10:45,920
any push back from we had a private
apprais will come

824
01:10:42,960 --> 01:10:50,520
out just like you said many times
substantially higher than what Twitty's

825
01:10:48,239 --> 01:10:54,280
office came out with right are you
getting any push back is that accepted

826
01:10:52,560 --> 01:10:57,719
it's a it's a I'm the one that makes the
determination and no one questions my

827
01:10:56,080 --> 01:11:02,520
judgment
great yes

828
01:11:00,199 --> 01:11:08,679
sir what are my
options if I cannot sell my home before

829
01:11:06,000 --> 01:11:14,360
the end of April 202 we've answered that
question for you already sir

830
01:11:11,000 --> 01:11:18,600
right oh if you can't sell your home I I
I I don't know I I I don't know what to

831
01:11:16,719 --> 01:11:24,600
tell you I can't predict Market factors
and I don't know we're talking about

832
01:11:20,159 --> 01:11:24,600
hypotheticals that I just I don't know

833
01:11:25,640 --> 01:11:35,120
process can I appeal after April
9th can you appeal

834
01:11:32,120 --> 01:11:41,600
what I CH my mind now I'm going to
repair the house but I'm pass at April

835
01:11:38,880 --> 01:11:46,320
9th dead so let me just advise you on
that the longer you wait to do the

836
01:11:43,480 --> 01:11:49,400
interior Demolition and
the the

837
01:11:51,800 --> 01:11:59,239
longer the longer you wait to do your
interior Demolition and make your home

838
01:11:57,040 --> 01:12:04,719
safe secure and sanitary the more
expensive it's going to be to do

839
01:12:02,719 --> 01:12:09,960
that understand that you're going to
grow mold you're going to get Critters

840
01:12:07,600 --> 01:12:13,880
wood is going to rot and deteriorate
you're going to create structural damage

841
01:12:11,920 --> 01:12:20,400
eventually Code Compliance is going to
come and say this home now needs to be

842
01:12:16,600 --> 01:12:24,719
condemned for neglect so you can sit and
write it out as long as you want I my

843
01:12:22,920 --> 01:12:29,520
strong recommendation is at least get it
gutted cleaned so that you stop the

844
01:12:27,120 --> 01:12:31,800
damage while you're trying to sell it
but you can do whatever you want it's

845
01:12:31,000 --> 01:12:35,080
your
home second

846
01:12:36,719 --> 01:12:39,719
questioned

847
01:12:48,679 --> 01:12:57,400
the yes yeah you can and and let's get
your demo permit closed out by making

848
01:12:55,360 --> 01:13:02,920
sure that it's safe secure sanitary for
the purpose of sell yeah absolutely yes

849
01:12:59,719 --> 01:13:09,960
sir do you or anybody else have uh any
updated information on U what's got on

850
01:13:07,000 --> 01:13:14,280
with the city applying to FEMA for Grant
to

851
01:13:11,280 --> 01:13:18,920
elevate applying to the to FEA for
Grants excuse me to elevate your house

852
01:13:16,600 --> 01:13:28,360
we have some grant information uh in
packets over here I don't Gr stuff has a

853
01:13:22,880 --> 01:13:28,360
city applied yet because we can't apply

854
01:13:32,320 --> 01:13:41,120
before so Our Town Administrator was
going to address these questions that

855
01:13:38,239 --> 01:13:48,280
came up so I'll do the best that I can
to answer your question um the town did

856
01:13:44,600 --> 01:13:54,239
apply for FMA grants we filed our letter
of intent so that has been done I have

857
01:13:52,080 --> 01:14:00,159
not been informed that the letter of
intent was approved but I think the

858
01:13:57,159 --> 01:14:07,000
reason why that is is because the
governor was working with FEMA to create

859
01:14:03,960 --> 01:14:14,400
a new program which is what is being
called Elevate Florida the premise with

860
01:14:10,320 --> 01:14:21,400
Elevate Florida is that residents can go
directly

861
01:14:16,120 --> 01:14:29,840
to the directly to FEMA without having
the municipality town city county as the

862
01:14:25,520 --> 01:14:36,800
man or liaison or supporter so that I
would focus on Elevate Florida you can

863
01:14:33,840 --> 01:14:43,000
Google it to get additional information
but based on our last commission meeting

864
01:14:39,840 --> 01:14:50,320
Wednesday night we gave direction to the
staff to continue to Advocate and apply

865
01:14:46,679 --> 01:14:56,440
for other grants that are available so
it is our intent to participate in the

866
01:14:53,600 --> 01:15:02,159
grant process but understand in order
for us to do that we have to have

867
01:14:58,880 --> 01:15:07,840
Staffing and or outside Consultants to
help us management manage it because

868
01:15:05,159 --> 01:15:13,440
when we deal with federal grants it's
extremely laborious and there's a lot of

869
01:15:10,360 --> 01:15:19,360
red tape that we have to follow for the
meantime please look at what we have

870
01:15:15,719 --> 01:15:26,120
available for the grants here also pelis
County website is a great

871
01:15:22,120 --> 01:15:32,560
resource um for property information
grant information I do know that our

872
01:15:29,480 --> 01:15:38,159
staff is going to have a meeting uh next
week with pelis County Economic

873
01:15:35,199 --> 01:15:44,920
Development so we'll see what evolves
from that so yes to answer the question

874
01:15:41,199 --> 01:15:49,000
we are working on grants my wife already
contacted Elevate Florida and she

875
01:15:47,679 --> 01:15:54,080
couldn't be here today so I don't know
what the issue was but she said she ran

876
01:15:51,120 --> 01:15:58,239
into problems that basically made the
whole thing work with that she wasn't

877
01:15:56,000 --> 01:16:04,360
able to get anywhere with it I'm really
sorry to hear that I what that tells me

878
01:16:01,440 --> 01:16:09,920
is we need a liaison to help our
residents navigate through and maybe

879
01:16:07,560 --> 01:16:15,239
pelis county has a liaison and I'm just
not aware of it but that's something we

880
01:16:11,600 --> 01:16:15,239
can look into all right thank

881
01:16:16,080 --> 01:16:28,840
you substantial damage did is not based
on how much damage is on the buing like

882
01:16:25,040 --> 01:16:33,520
and inside out it's based on the cost
and if you go with the cost the cost

883
01:16:32,000 --> 01:16:40,040
that
before the cost that insurance companies

884
01:16:36,679 --> 01:16:45,239
agree to pay and the cost that actually
the

885
01:16:41,639 --> 01:16:50,000
contractor they want you to pay them is
totally three different numbers if you

886
01:16:48,080 --> 01:16:56,120
go with the cost of the insurance
companies I all the houses I think can

887
01:16:53,199 --> 01:17:03,480
there or what
cost that insurance company takes to for

888
01:16:59,880 --> 01:17:07,679
house to fix your damages is very low
okay very low of course because that's

889
01:17:05,199 --> 01:17:14,199
what they're going to pay out exactly so
so this L structure damage is based on

890
01:17:11,280 --> 01:17:20,280
the cost that's evaluable is not based
on actually what is the D establish that

891
01:17:17,239 --> 01:17:24,520
I totally 100% the yes ma'am um in in
regards to the appeals if your

892
01:17:22,080 --> 01:17:30,080
replacement comes in is he going to be
just diligent about appeals do we hope I

893
01:17:27,040 --> 01:17:33,880
sure hope so more diligent than I am
because very reasonable and diligent

894
01:17:31,960 --> 01:17:39,480
about it I think the concern is if
somebody replaces you where the appeals

895
01:17:36,840 --> 01:17:43,719
end up hope hopefully they'll they'll
work at it and be as passion about it as

896
01:17:41,320 --> 01:17:48,360
I am I can't you know again if I had a
crystal ball or the ability

897
01:17:46,000 --> 01:17:53,600
to predict the future I probably
wouldn't be standing here definitely be

898
01:17:51,000 --> 01:17:59,480
sitting on a boat out in the uh keys
somewhere fishing yes sir

899
01:17:55,560 --> 01:18:05,280
so can you clarify the difference
between my insurance company says your

900
01:18:02,520 --> 01:18:10,400
damages are this and this is this is
what uh you

901
01:18:07,520 --> 01:18:14,199
get as I understand that has absolutely
nothing to do with get your

902
01:18:11,760 --> 01:18:19,040
substantially damaged letter appeal it
come in with your contractor cost you

903
01:18:16,520 --> 01:18:23,480
see those numbers you approve or deny
based on that has absolutely nothing to

904
01:18:21,360 --> 01:18:27,880
do what the insurance company I do not
care about your insurance company one

905
01:18:25,159 --> 01:18:32,159
bit their job is to pay you as little as
they possibly can and maximize the

906
01:18:30,120 --> 01:18:36,639
premiums you pay I do not care about
your with respect

907
01:18:34,159 --> 01:18:41,159
complet care about your insurance compan
care about making sure your home is safe

908
01:18:38,639 --> 01:18:44,520
secure sanitary for you your family and
the people who live there after you and

909
01:18:43,000 --> 01:18:48,760
the people who live there after that
right so I I can get as much money as I

910
01:18:46,320 --> 01:18:53,480
can out of the insurance company seate
ball game over there versus what I'm do

911
01:18:51,679 --> 01:18:58,040
with you two more questions we're almost
at 10:30 we otted about an hour uh well

912
01:18:56,440 --> 01:19:02,040
we allotted two hours we have to clean
up time so I'm going to take two more

913
01:18:59,840 --> 01:19:07,880
questions yes sir in the back I
apologize if you've covered this already

914
01:19:04,120 --> 01:19:16,040
but is there a time limit to complete
once you've received your build back um

915
01:19:12,080 --> 01:19:21,320
permit so your permit will expire in 180
days you'll need to you'll either need

916
01:19:18,560 --> 01:19:26,960
to complete within 6 months or file for
an extension which would give you maybe

917
01:19:22,760 --> 01:19:34,159
another 90 days um um before permit
expiration okay one more question yes

918
01:19:29,600 --> 01:19:39,760
ma'am do you have like an outline to
help yes yes we do we actually have one

919
01:19:37,440 --> 01:19:46,400
it's on our website again Nancy sitting
next to you she did the most amazing

920
01:19:43,280 --> 01:19:51,880
work uh very early on in the process we
sat together um because she she's very

921
01:19:49,080 --> 01:19:55,440
thorough very detail oriented uh she
provided an excellent template which

922
01:19:53,600 --> 01:19:59,920
you'll find on our website
just a be it's beautiful uh it's a

923
01:19:58,120 --> 01:20:07,760
beautiful template and if you'll follow
that um she separated each item material

924
01:20:05,040 --> 01:20:14,159
labor to install uh where you can
provide again material costs how much it

925
01:20:10,239 --> 01:20:19,480
cost to install item by item um down to
the carpet fibers I mean she she it was

926
01:20:16,800 --> 01:20:23,800
an amazing template it's it's on our
website yes

927
01:20:21,320 --> 01:20:27,960
ma'am okay that was that's the last
question folks listen

928
01:20:25,280 --> 01:20:32,800
our building department is open 8: to
4:30 Monday through Friday we're

929
01:20:30,560 --> 01:20:37,600
responding to questions we're constantly
on the phon we're taking face Toof face

930
01:20:35,320 --> 01:20:43,320
meetings at the window I sit with people
as much as I reasonably can uh again I

931
01:20:40,560 --> 01:20:47,159
told you early I restricted that uh late
this week so that I could focus on

932
01:20:44,719 --> 01:20:50,920
getting Letters Out uh but I'll pick
that up again next week so that I can

933
01:20:49,040 --> 01:20:57,320
deal with you on your individual
concerns and issues we're not here to

934
01:20:54,400 --> 01:21:01,760
make make you tear down your house
that's not what we're

935
01:20:59,400 --> 01:21:05,639
doing I don't want you to have to do
that I will do everything I can to

936
01:21:03,480 --> 01:21:10,199
prevent you from doing that if we
finally end up in a situation where we

937
01:21:07,719 --> 01:21:15,480
don't have a choice but to tear down an
Elevate I'm going to make that as

938
01:21:11,880 --> 01:21:20,040
painless as possible for you so far I've
not run into that and we've seen some

939
01:21:17,320 --> 01:21:26,239
stuff that would just blow your mind at
how bad the structure Behind the Walls

940
01:21:23,880 --> 01:21:31,719
is we're we found ways to get that
corrected so that people don't have to

941
01:21:28,120 --> 01:21:31,719
knock down their homes