[0:05] good morning come on give me some
energy we are at capacity so we're going
[0:11] to go ahead and start four minutes early
um my name is Lisa Hendrickson I have
[0:16] the honor of serving as your mayor and I
also would like to introduce our
[0:20] District 3 commissioner Miss Aaron
[0:24] Shu morning so if you live in District 3
Aaron is your commissioner um did I miss
[0:33] any other Commissioners in the room
Readington Beachton Beach I'm sorry Tim
[0:38] Thompson Tim Thompson from Readington
Beach thank you so much for being here
[0:44] any other Commissioners or Mayors in the
room all right very good um if you could
[0:50] please silence your phones so that we
can have a productive meeting that would
[0:54] be great we do have a signin sheet um
it's important for us to know who would
[1:00] here so that we have any developing
information in the future we can reach
[1:05] out to you directly on this topic thank
you our staff is working extremely hard
[1:12] we asked for this open Forum today so
that we could be face to face with you
[1:19] and answer your questions without the
formalization of a commission meeting so
[1:25] there's no formal actions today even
though we have two Commissioners here
[1:29] this is no the commission meeting we are
not bound by the three minute rule for
[1:34] formality this is an open Forum with our
building official the only thing I ask
[1:40] is that we all please be respectful to
each other and of course to our staff
[1:46] and our building official who is working
many hours per meet this meeting is
[1:52] being recorded and we will post it on
our website so that residents who are
[1:58] not able to attend this morning's
meeting can review it at a later time
[2:04] convenient for them or if you miss
something and you'd like to re feel free
[2:10] um I'd like to gauge the audience a
little bit how many residents are here
[2:15] from Readington Shores can you raise
your
[2:17] handoo yes how many from Readington
Beach all right we got we got a good a
[2:25] good mix from both towns thank you all
for getting up early and being
[2:30] here um of those in the audience who has
received your substantial damage
[2:38] letter okay good good and I'm going to
assume the rest of you have not received
[2:45] your substantial damage letter go ahead
and raise your hand I get a feel okay
[2:51] all right it it kind of looks like we're
F on both towns and
[2:58] yeah okay um who in this room has filed
for an appeals
[3:05] process okay good good well Rob is going
to talk about all of these items um
[3:12] certainly just to be respectful to Rob
and everyone else if you have a question
[3:17] just raise your hand and allow Rob to
call on you we have one hour allotted
[3:23] and I want to be respectful to
everyone's time today so we are going to
[3:28] get started and I'd like to introduce
our intern building official Mr Rob
[3:39] pagles all right well I uh appreciate
you all coming out this morning I know
[3:44] you have a lot of questions I'm going to
try to address some of those right off
[3:47] the bat uh so we can get down to to
other business um the elephant in the
[3:53] room substantial damage letters where
are they what's going on with them let
[3:57] me address a few topics on that we have
a list two lists one for Readington
[4:02] beach one for Readington Shores on the
clipboard over here if your address is
[4:06] on that list then you have received a
letter or let me clarify a letter has
[4:10] been sent to your property
address if you haven't received if your
[4:14] address is on the list and you haven't
received the letter let us know you can
[4:18] contact the building department you
contact town hall and we can email that
[4:21] to you because we have that a record of
that if your address is not on the list
[4:26] you haven't received the letter that
means we haven't gotten the data from
[4:29] from Title
Basin we get the in fact on Wednesday
[4:34] night while we were in the commission
meeting just after 6:00 I received some
[4:38] data from Title Basin and we were able
to send out another 164 letters this
[4:42] week they went out yesterday afternoon
takes about two days to process and get
[4:47] all that organized so we to date for
both municipalities Beach and shortes
[4:54] we've sent out 885 Letters Out of
approximately 1,400 we expect to send so
[4:59] we're about
63% in letters being sent okay so if
[5:04] you're here you haven't gotten a
letter and your address is on that list
[5:10] that may be in your mailbox today maybe
on Monday if you are not substantially
[5:15] damaged once you receive your letter
then we can issue you your permit to
[5:19] rebuild if you are substantially damaged
per the letter then we do an appeal
[5:24] process you give be a market appraisal
you call Mike Twitty you have him come
[5:28] do a bbrr you do bbrr request and he'll
do a reappraisal of your home increase
[5:32] the property value you can have a
contractor submit cost
[5:37] estimate the idea is we're working with
a simple ratio what's the home worth not
[5:43] the property but the structure what is
the structure worth and what does it
[5:47] cost to repair if we increase the
structure value and we decrease the cost
[5:54] to repair then we change the ratio bring
you under the 49 for for the shores and
[6:00] 50% for the beach and once we get you
under that Mark then you can get a
[6:04] permit and rebuild your
home let me be perfectly clear not one
[6:10] person in this building expects or
demands or wants you to have to tear
[6:16] down your house and rebuild it that's
not what's going on
[6:21] here we want to get you back in your
home as quickly as possible but it does
[6:25] have to be a safe home to move back into
so we have to follow this process it's
[6:33] outlined and codified we're going to
follow the process to a te I cannot
[6:37] issue a permit until I issue a letter
and I cannot issue a letter until I get
[6:43] the data from title B what I what I need
you to hear is as soon as they send us
[6:48] data we immediately go to work I spent
all day Thursday locked away in my
[6:53] office some of you tried to call some of
you may have wanted to come by and and
[6:57] visit uh I locked myself away the staff
leave me alone let me work on these
[7:02] letters because the most important thing
to do that day was get those letters out
[7:07] and I was able to get all processed in
about 6 hours got it all processed got
[7:12] it to the town clerk does her thing and
then we were able to get those out
[7:16] yesterday so feel good about that
another 164 going out we're here working
[7:22] our tales off to serve your needs uh and
to me that was the most important thing
[7:28] now we're coming back on the letters
that we sent and we're re reviewing
[7:32] those permit applications that you put
in if you're not substantially damaged
[7:37] we are working to issue those permits
they'll start coming out Monday Tuesday
[7:42] um you should get notification by email
you or your contractor will get
[7:46] notification by email that the uh it
actually has a permit F gr as an
[7:49] attachment to the email so that happens
automatically when we do that any
[7:54] questions about letters yes yes ma'am
what's the difference between the
[7:58] exercise your working on now versus the
female letter that's on the property tax
[8:02] records already good question so uh just
I don't know if everybody heard that she
[8:06] has what's the difference between the
substantial damage letter and the FEMA
[8:11] letter the FEMA letter is an estimate
from Mike qut's office it's really the
[8:16] the property value typically doesn't
change much it's the cost estimate that
[8:20] the title Bas provides that makes the
difference there I saw a hand over yes
[8:24] sir yes um in my case my cost of repairs
for for a too low as under $400 to fix
[8:30] everything M and I fix it myself so I
based on our discussions on January 24th
[8:36] I went ahead and sent you a list of
materials that used to fix the house
[8:40] have heard back from you since went
ahead and followed the process that's on
[8:44] the portal and contact building
department on the 25th it's been over
[8:50] two weeks no response back or Okay so
let's let me let me just address one
[8:55] thing real quick and I appreciate that
and uh we'll deal we can deal with that
[9:00] specific issue um uh later in this
format with this number of people and
[9:06] with our time limit it is going to be
absolutely impossible to deal with each
[9:11] person's specific circumstance everybody
is generally the same but you all have
[9:17] little bitty tweaks that are a little
bit different so it's not going to be
[9:21] possible to to sit here and and if I
don't have my computer I don't have
[9:25] access to to to research stuff uh you
know we're we're doing our best working
[9:30] as hard as we can to to resolve those
issues that specific issue is really a
[9:34] non-issue we just need to get you
cleared up and I
[9:38] understand yeah no and I understand and
I understand that but um yeah this this
[9:43] won't be the form for that yes ma'am
well like she was saying FEMA gave us a
[9:48] different percentage this Title Basin is
given us a different percentage even my
[9:53] insurance company had to give a
percentage when they submitted in to be
[9:58] reimbursed
and there none of them match right right
[10:03] the only one that I'm concerned about is
the what's on the substantial damage
[10:06] letter that's the only one that makes a
difference between whether you're
[10:10] substantially damaged or not so you're
saying then all I need is an updated
[10:14] appraisal on my home and just submit
that that's all I need so we've
[10:20] uh maybe most likely so what I've
discovered and and I've done a few
[10:25] appeals and some of you raised your
hands that you've done an appeal um what
[10:29] I've discovered is nine times out of 10
when you submit a reappraisal of your
[10:35] home the value of the structure almost
doubles it's a range of 40 to 60%
[10:41] increase in the structure value and when
that happens it it effectively cuts that
[10:47] cost of repair part in half right and
increases that ratio so we get you non-s
[10:52] substantially damaged and it's typically
that appraisal that makes the biggest
[10:56] difference so that's all we need you you
well so you can email the building
[11:01] department you can bring it to our
window just get us the property
[11:05] appraisal and and and uh we now we now
have a a request form for appeal and
[11:13] then you reissue another letter do but
we can do that for you right at the
[11:16] window or we can email that to you and
you reissue another letter hand sir you
[11:20] had your hand for a little bit so that
the reappraisal process that where you
[11:25] mentioned it likely doubles is that
coming out of Twitty's office or is that
[11:29] coming out of a private adjustment
private I haven't I have not seen
[11:32] anything from Twitty's office on a
reappraisal yet okay the ones I'm
[11:36] looking at are private appraises i' so
just the followup so you can't tell us
[11:41] how long that process takes when we if
we submit the 20's office you I just
[11:45] have no idea uh this gentleman said
possibly two to three weeks want make
[11:51] some clarification on the process if
that's the case I'm willing to bet
[11:55] that's faster than private appraisal cuz
I know those folks are super busy yes
[11:59] ma'am so yesterday I got my letter as I
was sitting in the Appraiser's office
[12:02] and I was at 50.6 so when I asked them
so I need some clarification on where I
[12:07] go they told me that the lady there who
was very helpful said send her an email
[12:13] containing my letter my substantial
damage letter pictures of my home before
[12:18] the storm which I purchased in
May okay she said send that and I sent
[12:23] her my MLS which had all the pictures to
see what the upgrades were but my
[12:28] question is am I going to get a new
letter saying that I wasn't
[12:30] substantially D don't send you a new
letter typically I don't so then what do
[12:35] I
do what do you mean so when I send her
[12:38] all this information and they said it
takes two to three weeks CU I talked to
[12:42] the guy she transferred me over to the
guy in Mike Twitty's office and I said
[12:46] what do I do what's the process now
because I'm at 50.6 and I'm in
[12:49] Readington Beach you know I'm like
$2,000 okay so I'm like what do I do and
[12:55] he said that you submit all this
information then I will get back to you
[12:58] in 2 to three weeks am I getting a
letter and do I have bring that to you
[13:02] so you're you're asking questions about
what Twitty's doing and I have no idea
[13:06] you you bring the appraisal to me bring
the reappraisal to me when you get it
[13:09] from him from them sure oh so they'll
send me a new appraisal I don't know
[13:13] what they're going to do I can't answer
for to so you need what do I need to
[13:17] bring to you either a reappraisal from a
from a private appraiser or from my
[13:22] Twitty's office okay or a cost estimate
that reduces the cost to repair T's
[13:27] going to give you
[13:35] somebody for can hear the people asking
questions let's keep the chatter down
[13:39] please don't have the substantial letter
or damage letter yet but you got a
[13:44] contractor that comes in and he's coming
in under what Twitty's letter says with
[13:48] the theme of 50% doesn't matter with
respect it doesn't matter until you have
[13:52] the letter you're not going to get a
permit but our permit according to the
[13:56] sample letter that you guys provided on
your website say that the permits have
[13:59] to be submitted by April 6 are we going
to get an extension because it's taken 4
[14:03] months to get a subst I'll review that
uh I'll review that but I don't believe
[14:08] we're going to come anywhere close to
that to that deadline I don't believe
[14:12] that's going to be an issue but I'll
review
[14:15] that one sec we got a lot of folks
behind you go ahead
[14:30] you should submit you should
definely what's his question uh he said
[14:34] he came to the window with a private
appraisal and they told him to submit
[14:39] the private appraisal with the
application for for the rebuild permit I
[14:43] haven't got
sureid so I have
[14:52] to okay what I do um have you re have
you received your letter yet okay none
[14:57] of it matters until you receive your
letter so let's get your letter because
[15:00] if you're not substantially damaged I
don't need your appraisal I don't need
[15:04] we just need to get your permit to
[15:10] built everybody's going to get a letter
everybody's going to get a letter in the
[15:15] grave with
person two questions one is that the
[15:19] cost is based on the structure damage
structures so the point is that the cost
[15:27] before head
just have to one of the
[15:32] cost the cost to repair and bring it
back to preh Hurricane status I think
[15:39] answered your first question yeah uh yes
ma'am can you tell me again I'm the
[15:46] building official for the town of red
Geor second question once we get that
[15:50] letter and we have an El and we have a
demo how long will it take for us to get
[15:55] the
renovation you have to complete
[15:59] the interior demolition part of the deal
so you got to get your rough electric
[16:03] safe secure sanitary right you've heard
that term you drywall out studge dry you
[16:09] have to be in a place where you're ready
to cover things up and move on once you
[16:14] have your non-substantial damage letter
and your interior demolition permit is
[16:18] cleared out then we can issue your
renovation permit how long will that
[16:23] take couple days we just have to RW days
it just depend all depends on
[16:29] all depends on volum yes sir hey talking
about the the rough in of the electric
[16:36] it sounds like you're making that sound
that's part of the demo
[16:40] permit that's not part of the rebuild
permit I I would think that we're trying
[16:45] to get everything to Safe secure and
sanitized right that you know we we got
[16:50] our electric secured okay but I don't
it's nowhere near saying oh we did the
[16:56] rough in ready for the rebuild now
we didn't do a compl we didn't do a
[17:02] complete rough in on our so to clarify
safe secure sanitary what I've what I've
[17:06] instructed folks who who called me or or
sat on and talk to me we want you to
[17:10] bring your home to a minimal what we
what we call a minimal habitable
[17:13] standard you can do all of the
electrical including installing outlets
[17:17] and putting covers on them you can't
hang drywall but we want you to put a
[17:21] cover on that you can use that outlet
but I don't want you to accidentally
[17:24] touch something that's going to shock
you you can complete all of that stuff
[17:28] that way you can plug in in a stove and
you can cook in your own home no there's
[17:31] no drywall and you don't have
countertops to work with but you can
[17:34] cook on the stove you can have a a
toilet a tub a sink so you can wash your
[17:38] hands and wash dishes and take a shower
uh brush your teeth make sure your AC is
[17:43] working uh uh so you got plumming you
got AC you got your electrical
[17:47] everything is safe you can live in your
home there are no walls there are no
[17:52] walls I get it you're laying in your bed
and you're waving at somebody across the
[17:55] across the building I understand it's
not it's not living in your home it's
[18:01] camping in your own home but you can
with the Demolition permit you can bring
[18:05] your home to a minimal habitable
standard you can do your roof you can do
[18:09] windows and doors uh exterior doors not
interior doors everything but all of
[18:14] those parts that
really complete the home right all of
[18:19] that can be done on your interior
demolition permit so you just add if you
[18:23] need to do your roof add your roofer to
your inter interior demolition permit if
[18:27] you need to do electrical he may want to
your electrician may want to pull their
[18:31] own permit and that's fine but you can
add them to your end your demolition
[18:35] permit same with your plumber same with
your hbac put it all on there windows
[18:39] and doors put it all on that that permit
so that somebody can't break into your
[18:45] home so you can actually live in your
home you can sit down you're watching
[18:49] Oprah you're eating microwave popcorn
but you know you can see the entirety of
[18:54] your home from your living
room yes question
[19:09] that's not that's that'se repeat the
question speak up he asked about he
[19:13] asked about the tax implications of
raising or demolishing and rebuilding a
[19:17] home totally not totally not my mom
named me Robert they call because
[19:22] Robert's a doctor a lawyer an accountant
but everybody calls me
[19:26] Rob and I the thing is when I went over
there over here here over there you're
[19:34] going to have to talk an accountant
about
[19:36] that assesses taxes when sir I don't
have anything to do with it I can't help
[19:41] you with that question I'm so sorry it's
just out my just out of my wheelhouse
[19:46] yes ma'am I another question on this
demo
[19:49] permit direct right no I don't it's the
property of just not
[19:55] my I'm a builder I'm a builder yes ma'
so the demo permit say we just pulled
[20:01] that for the pulling out all the debris
out of the house can we add to it to add
[20:08] then all this stuff you're saying Ro
just said yes ma'am that's what I just
[20:12] said bring it up to a minimum habitable
standard yes ma'am I it's already
[20:15] submitted that's right okay that's right
yes ma'am who is title Bon accountable
[20:21] to I mean
[20:24] who the governor governor they were
hired by FD County to do
[20:31] this sir so um previously when we came
in we got our demo permit like you're
[20:37] saying make the health uh house health
safey and so forth we were dealing with
[20:41] another building inspector B yeah now
are you going to rotate out
[20:47] eventually is your last day here so I I
work because what you're saying to all
[20:51] of us here and then all of a sudden we
see you know Jimmy shows up next month
[20:55] right I work for safe built okay okay
safe built is a third party contractor
[20:59] that does a building department or does
a building official position we do all
[21:03] the inspections as well safe built is
working I live in Orlando okay um I'm
[21:09] supposed to be there last night my wife
supposed to be in my house 90 days
[21:14] ago months ago safe built is working on
a local permanent replacement for me uh
[21:22] some folks going be really happy about
that good um and and so the person that
[21:27] they bring in
God willing to be the last one okay but
[21:31] my question is is your predecessor was
just as clar he clarified what you're
[21:35] saying about how making the house safe
getting your electric that's common
[21:38] sense okay and we all know that and my
contractor has started to do work based
[21:43] on those on that uh permit the reality
is is that you have I don't know 75
[21:48] people in this room because if the next
person that comes in and says something
[21:52] different you um I will start the class
actual law soon I'm just saying but
[21:57] because
because the reality is I just want to
[22:00] make sure we're all good because a lot
of our you know a lot of us are prepared
[22:04] to do this bill's my supervisor he's
really was super nice and you are for
[22:09] years Bill's a wonderful man I came in
and worked with Bill for about a week
[22:13] before he pulled out and he and I went
over all of this stuff what you hear
[22:17] from me should be very similar to what
you heard from Bill I think it's exact
[22:21] clarifying no uh variation from that and
the gentleman that they bring in or the
[22:25] person I should say that they bring in
to replace me we don't I'll sit with
[22:29] them I still call Bill hey you know what
about this and when when audities come
[22:35] up and uh and he and I discuss them so
that there's consistency in the
[22:38] messaging and we'll try to continue that
I can't speak for the future if I could
[22:43] I'd be a millionaire I'd be a
billionaire but we'll do our best to I
[22:48] bought my house in May I would have
bought it in October the so I can see
[22:53] the future thank you what what if I
don't I want to sell my and not okay
[22:59] what are my choices that do I have to
apply for per I don't want to repair I
[23:04] don't want to leave in the house what I
do you so you're going to sell it as is
[23:08] and the and the and the seller just
needs to be a I mean the buyer just
[23:11] needs to be aware that they're going to
have to pull permits to to do the work
[23:15] and they are going to knock down the
house and build the whatever they want
[23:18] to do I mean you know do I have to apply
for a permit now before
[23:24] April if you sell the home and no work
has been done without a permit then
[23:30] eventually it falls under Code
Compliance for for neglect and disrepair
[23:35] but if you sell it to someone and they
immediately go into the process of of
[23:39] getting that corrected then then there
won't be a problem at all what is the
[23:42] duration for that neglect I'm can I
every home is going to age and and
[23:49] deteriorate differently so it it depends
on the amount of damage you took the
[23:52] amount of water how quickly you know
molds and things grow on the home and
[23:56] make it unhitable and unsafe in the
community yes ma'am letter or no letter
[24:00] we had already decided that we wanted to
raise our house okay we got our letter
[24:04] and we were over there m so uh we do
have all our paperwork all our we've
[24:10] already done the safety work we are
glamping in our home and when I come
[24:15] every week I wait in line I call every
week I have emailed multiple times uh
[24:19] two days ago I did get a call back and
the woman told me that our permit will
[24:24] be delayed to put up sheetrocking
cabinets until the house is raised your
[24:29] thought was that things are going to
shift I that's okay that's a specific
[24:34] question for your house and we do not
have time to deal with each person's
[24:39] individual specific circumstance I know
about your circumstance and we can talk
[24:44] after the meeting uh yes sir uh your
replacement you said they going to be a
[24:49] local person yes are they still going to
be through F yes yes yes ma'am so is it
[24:58] to do the safety build back
if we have not we got our letter work
[25:07] 100% substantially damaged we sent in
our
[25:12] appeal we are we don't want to spend the
money on anything until you guys come
[25:19] out and check it again tell us or may
what would you
[25:25] do cont you won't be able to do you
won't be able to do any renovation until
[25:30] you have a permit and I won't issue the
permit until your appeal has been
[25:33] completed which means we will have
already done all that I get that but is
[25:42] it that that's up I mean that's up
that's up to you I you know that's up to
[25:47] you I I can't advise you again we're
talking specific about your home and I
[25:50] can't advise that I haven't seen it I
don't have data to look at I I really
[25:55] can't uh it's a if you do that and your
appeal does not go through so let me I
[26:01] don't know if everybody heard her
question but she's concerned about uh uh
[26:06] spending money to bring the home to a
safe secure sanitary standard and and
[26:12] her home is uh damn sub is substantially
damage she's worried about the appeal
[26:17] process and the question is does it make
sense to spend the money that's a
[26:21] judgment call on you if we're able to
successfully appeal then you're You're
[26:27] Building back um if we're not able to
successfully appeal you may have to
[26:30] demolish or Elevate but um I can't make
the decision for you on on what you do
[26:36] there I'm just you know it's a tough
call I get
[26:40] it so we
decide
[26:44] Toge but not raise up can we just keep
the land and then sell it the question
[26:51] is uh can we can we demolish the home
and sell the land be absolutely you can
[26:56] do that you can absolutely I mean you're
you end up paying the demolished costs
[27:00] it may be to your benefit just sell as
is you may get some structure value I
[27:04] can't really yes ma'am yes if you
receive a substantial damage um how long
[27:11] do you have to reply and can you
submit
[27:16] bra Andes it does the cost of bra have
to be submitt with a detail
[27:23] report yes yes ma'am yes ma'am so how
long do you have
[27:31] FEMA says
uh I'm going to misquote the terminology
[27:36] it's a reasonable time frame is what
they say you have you have to do it
[27:40] within a reasonable time frame what is
exactly it's
[27:45] reasonable it's reasonable Can it can it
title Bas time frame what is title Bas
[27:51] time frame I haven't got my letter so
you tell me it's reasonable
[28:08] okay okay in the oh I'm sorry yes
[28:13] ma'am can you step out of there I'm so
[28:18] sorry
[Music]
[28:26] City material I look for three data
points four data points on that letter
[28:32] number one is it substantially damaged
or not number two what is the cost to
[28:37] repair estimate that they provideed
number three what's the assessed value
[28:42] and what's the percentage and that's
that's what forms the letter I'm happy
[28:46] to send that data out if you
[28:54] want why are we all supposed to
the established procedure that's the
[28:59] feema guidelines that's what we have to
[29:07] follow right I
agree I agree tell us again we
[29:14] got
make all that without a letter yes yes
[29:20] yes yes yes interior demolition permit
right now get it done get the drywall
[29:24] out get it cleaned out get the
electrical safety uh get the yeah the
[29:28] electrical system safe do your AC if you
need to do your AC stuff Plumbing
[29:33] whatever so the only is the drivew you
can't close can't hang drywall can't put
[29:37] up cabinets can't finish off your
plumbing until you get until you get the
[29:40] letter you can finish off the
letter yeah
[29:45] we again yes without the letter without
the letter yes yes yes yes you can have
[29:50] a toilet a shower and a sink okay yes
sir the the question is what is what
[29:58] what is the process for getting the
interior demolition permit you can apply
[30:01] for that online uh through our portal
and you can apply for it here uh there's
[30:06] some documents that need to be notorized
uh and the we have a couple of notaries
[30:11] in here so we do that for you for free U
but honestly I I don't deal with
[30:16] permitting part of it so I really don't
know all the stuff they're asking I done
[30:22] in one day oh absolutely absolutely we
and and then it goes through A Brief
[30:27] Review process we turn that out pretty
quick um yes sir that what what do we
[30:32] need do we need a liced contractor can
we pull you can pull a yeah you can pull
[30:37] a the question is what again what do we
need you can pull an owner Builder
[30:41] permit you just have to sign an
affidavit that says you understand that
[30:44] work done on your home under that permit
means that you cannot rent or sell your
[30:49] home within a
year yes sir I think you just said that
[30:54] you can do a a demolition permit online
try that
[30:58] I think what you mean to say is you can
submit a completed
[31:03] application correct it's not a writable
form you can't click on something corre
[31:09] I I don't know be honest I
have one second
[31:16] yes'am perhaps it be easier Rie step
byep once someone receives a substantial
[31:24] bamage letter what is the appeal process
was we've done the appeal process
[31:30] waiting for your answer but now I
understand coming to this meeting
[31:34] there's another form that was created
that also has to be I'm not going to go
[31:38] back and and ask people who have already
submitted their stuff to do that form
[31:42] that was just
dropped at the window because you know
[31:47] for all neighbors talking I'm telling my
neighbor how progressing and then this
[31:53] isown into
the it won't it won't affect you what
[31:58] are the steps I think everyone so you
receive a a letter she asked what what
[32:05] are the steps to do your appeal you get
your substantial Dam you get a letter
[32:09] that says you're substantially
damaged you send to us or get in our
[32:14] hands we do have a form for you to fill
out it also contains a a waiver um but
[32:21] you get it you get that information to
us and we put you in the queue I send
[32:25] out uh our inspectors to to do a
reassessment of your home they're going
[32:29] to come in and take pictures inside and
out make sure there's nothing that
[32:33] somebody missed some structural damage
that might be there something hidden
[32:37] they double check that they bring those
pictures back to me we start an appeal
[32:41] process the big form I have to fill out
we produce ultimately produce a
[32:46] report
um I'm so sorry I skipped a step um fill
[32:52] out the form and do the request we will
need either a cont contractor's cost
[32:59] estimate that lowers the Title Basin
cost estimate or a market appraisal you
[33:06] can get that for free from Twitty you
can hire your own appraiser you get that
[33:11] appraisal or costate or both or cost
estimate or both to us and we we begin
[33:17] your
[33:22] appeal women and you mentioned electric
so that you PL it Spector once the elect
[33:29] is done told us we not allow to put outl
in until the dry is up yeah that's
[33:36] incorrect you can put outlets in and put
just put covers over those yes sir just
[33:41] one more question um thank you for doing
all this I know you're getting beat up
[33:45] um but the fact is this is fun okay can
can you do me one favor in the
[33:50] leadership in the room can we do prepare
for the next
[33:54] one so this never I'm doing another
Saturday meeting no saying unfortunately
[33:59] unfortunately my wife will move out this
will I hope not and I pray this never
[34:04] happens again but can we learn from this
experience oh we yeah everybody well
[34:10] like I said usually in business I used
to be we used to do what's called an
[34:13] after action yeah and we used to pretty
much say the do's the don'ts The Good
[34:17] the Bad the Ugly cuz this is ugly and I
think a lot of this what you're saying
[34:22] because the confusion and the folks up
front they don't even understand some of
[34:26] the some of the issues because it's so
off the rails because you're saying
[34:30] don't do this don't do that but is the
next city over doing that I know it's
[34:34] different rules different organs I get
it but as confusing as this may be you
[34:39] know it's chaos and like the old saying
goes measured twice cut once we're we're
[34:44] measuring we're cutting like 15 times
and the board's still too
[34:53] short so sorry yes sir have two
questions um
[34:58] uh one what is the acceptable moisture
percentage in Wood under 20% under 20
[35:03] okay except for pressure treated which
we'll never make that okay and then the
[35:06] second question would be mine's not
substantially damaged but my air
[35:11] conditioner it still works but I want to
change it out I got something from the
[35:15] company you work for Fort Lauderdale
David Dixon said I have to go up 14 ft
[35:20] that's right my air conditioner that's
right my air conditioner has to go 14 ft
[35:23] my house yes you're you're 14 ft SE not
14t above sea level not about
[35:31] the my 10
T issue so I
[35:37] got yeah I mean there are options put it
on a pedestal put it on the roof put it
[35:42] in the back of the house but you got to
get it elevated because we got to get it
[35:45] out of flood
Elation yes ma'am in the back the
[35:51] walls let's can we talk about the walls
again you know how you're saying you can
[35:55] see through the house is there way we
can put one side up and then you can
[36:00] still see we're not allowing any
construction no rebuild construction
[36:03] without a renovation permit not even
just for one
[36:22] siring we go to the County website and
take the percent and app that amount
[36:27] won't be as accurate as the title
basement I don't know so where do we get
[36:30] the number you can request the data from
me okay so you'll tell us what that
[36:34] number is I don't do it automatically
but if you put in a request then I Then
[36:38] I then I pull that data out of the file
process we're all going to be in the
[36:41] same boat we're all going to be asking
what is that you may be that's
[36:46] true yes sir is there a different
process for the commercial I've got
[36:51] commercial
building3 and I'm getting nowhere yeah
[36:55] and Title Basin hasn't figured out how
to calculate
[36:58] substantial damage for commercial okay
building behind well and calling that
[37:04] commercial so I haven't received
anything on that either I got an empty
[37:09] building okay that you're talking about
a specific circumstance and I don't have
[37:13] the ability to look into that right now
so you'll have to question is the
[37:16] commercial side how when when can I
expect something on that I have no idea
[37:21] sir I don't know you're again you're
tring specifics and I I I just simply
[37:25] cannot deal with specifics on on
anything yes yeah I um got my letter
[37:30] substantial damage letter and it was
real close at
[37:34] 50.7 so I jump that g on the appeals
because I didn't want to
[37:38] spend appraisal done good so when that
gets submitted if it comes out all right
[37:45] and I'm able to rebuild on the ground
floor do I still have to do all of that
[37:50] whole package or do I just get my
contractor to submit a permit and get
[37:54] work started have your your contractor
can do what what whole package P are you
[37:57] talking about um that whole uh
permitting package that you have on the
[38:01] website well either you or your
contractor but it's the same for both
[38:05] okay and the other every is I
fortunately for me soon as I got on the
[38:10] island I got a crew to come in and start
pulling out the cabinets and did all of
[38:15] that before the stocks were for went in
so I need to go now and get after permit
[38:20] for all I did so can I do that on Monday
just go to the St and get it absolutely
[38:28] yes sir in the best yeah uh so I have a
substantial damage that of
[38:34] 60% uh that works out at about uh
$190,000 I'm allowed to spend to repair
[38:40] my house okay the the uh title person
come in with an estimate of $240,000 to
[38:46] do M right so if I get a contractor
which I have that comes in substantially
[38:52] less than that less than the 50% around
$100,000 will you accept and can I get a
[38:57] per based on the contractor's again
quotation again either a property
[39:02] appraisal that raises the value or a
contractor's estimate that lowers the
[39:06] cost to bring you below in the
Readington Shores 49% Readington Beach
[39:11] 50% either one but not
necessar either or or both I'll take yes
[39:20] sir yes they are yes yes sir can you
clarify how you're determining the value
[39:26] of the where that number is coming from
I'm not determining that at all that's a
[39:32] it's your property appraiser my are you
using to calculate whether the percent
[39:39] I'm not doing a calculation on that that
is title based okay what
[39:45] so when you get that your four dat three
or four data points from title base uh
[39:51] to to do your letter what are those
points again
[39:57] best property
value estimated
[40:01] damage whether or not it's substantially
damaged and the percentage those are the
[40:05] four okay so that's the property value
or the structure value structure value
[40:09] thank you okay so you're getting that
number from title
[40:12] base yes and I believe title base is
getting that from Mike TW okay that's
[40:17] I you mentioned that if we get that uh
interior demolation demolation permit P
[40:24] that something about you couldn't rent
for a year if you pull an owner Builder
[40:29] permit an owner Builder permit that's
right for Florida building code you
[40:34] cannot rent or sell your home for a year
so if I if I have a contractor do it I
[40:40] avoid that corre corre completely
correct correct yes ma'am yes ma'am um I
[40:45] just I haven't received my uh
substantial Dage letter yet but
[40:49] everybody beside me has in my
neighborhood do you as the building
[40:53] department know for a fact that Title
Basin has every body's address it in
[40:59] absolutely okay absolutely yes ma'am yes
sir um as far as the percentage we've
[41:05] heard some people with some numbers
really close to
[41:09] 49% 50.6 what if it comes in it's 48%
that's just boom okay you're you're not
[41:15] substantially damaging okay so the if uh
we go through the they come back they
[41:21] say you're substantially damaged we go
through the process we adjust those
[41:24] numbers with the appraisal with the with
the cost cost estimate to rebuild
[41:28] whatever and say the the cost of
estimate to rebuild is
[41:34] 48% then you're not substantially
damaged and you so no one's going to
[41:38] question that they assume you're coming
in under 48% and what have something
[41:42] 48.9% in the shores means you're not
substantially damage and you get a
[41:45] permit to rebuild what am I okay all
right because I I didn't know if they
[41:50] were saying hey yeah your estimate's 48%
but you're so close that you could have
[41:55] a cost overrun if you have cost what
happen well a 10% contingency on the
[42:00] cost is added is added just in case to
prevent to 10% overrun is already added
[42:07] in when they figure that either your
contractor does it or we do it uh
[42:11] ourselves but a 10% contingency is ated
just I mean I said both commission
[42:16] meetings on Wednesday if you watch one
episode of Property Brothers you know
[42:19] they open up a wall they find something
right some reason they hit you with an
[42:22] extra charge so we do have to add a 10%
con right so either I to let you know my
[42:28] contractor has put in the 10%
contingency or so you don't add
[42:33] another yeah I'll see it when I review
their numbers okay am my yes ma'am just
[42:38] one quick question the ground floor
businesses that have reopened how are
[42:42] they able to acquire their permits so
quickly and if they to my knowledge we
[42:45] haven't issued any permits to the ground
floor businesses that reopen I'm working
[42:50] with a few businesses that are that are
you know trying to get built back and
[42:53] coming up with some unique ways to to do
some of that stuff but to my knowledge
[42:56] we have an issue
yes
[43:02] sir safe bill yeah I have a whole team
yeah I have a whole team in fact they're
[43:07] doing all of our plan review
[43:11] now they
[43:20] have the ru about not able to um owner
build is that demo work the reu part if
[43:29] you do some demo yourself it's just
going to be the rebuild part it's just
[43:32] going to be the re so you demo your home
you had to demo your home to make make
[43:38] so you didn't burn down your neighbor's
home so you're not restricted to not
[43:41] selling or renting for a do that yes
good that's a good question yes me
[43:47] you're having to go through the appeal
process substantially damage letter so
[43:52] if you submit you know a new appraisal
and the list of cost of what it will be
[43:57] since that's a little bit different like
what kind of time frame to get a
[44:01] response it it greatly depends uh I have
completed about five or six I didn't get
[44:07] to do any this week because I'm
inundated with other things uh next week
[44:12] we're going to get back at it see if we
can see if we can get at it I want to
[44:15] get folks appeals done uh We've issued I
I think five first let me say that every
[44:23] appeal I've done so far has been
approved uh not not seen one that was
[44:28] had one that was 100% substantially
damaged we've done that appeal and
[44:33] issued that permit I feel like we spent
a lot of time on substantial damage
[44:38] appeals and that kind of thing let's
move off of that subject because just at
[44:42] this point I'm just repeating the same
answers do we have questions not related
[44:47] to substantial dams yes ma'am according
to the this I should have receiv my
[44:52] letter I haven't okay said that in the
beginning when we when we first started
[44:56] if your name name is on the list you
haven't gotten the letter yet it is
[44:59] either in the mail CU we sent some out
yesterday you can contact town hall or
[45:04] uh email building department and we will
email your to you
[45:09] yes I want to turn down
[45:17] I you don't have a
choice so spend all that money and then
[45:22] you say oh no you can't build that
big I I mean that's a planning zoning
[45:28] issue yeah we have a Planning and Zoning
guy that reviews all plans he's not here
[45:33] he's he does all that remote for us if
you demolish and take it to Bare Earth
[45:38] you now fall under new construction and
your permitting is just like new
[45:42] construction you go through all of the
all of the protocols for new
[45:47] construction which is Planning and
Zoning flood plane if you're doing some
[45:50] sea Waller duck you got to go through
nav me there's a whole bunch yes ma'am
[45:54] that's not what they said in the last
meeting that we had up here at this town
[45:57] with the FEMA Representatives they said
if you tear down rebuild you can only go
[46:02] 10% larger than the original structure
that's exactly what they said in that
[46:07] meeting okay that's for the grant if you
take the grant money from
[46:14] Fe yourself with no femr money do
[46:29] uh condos are a mess right now again
having
[46:34] trouble each condo has be individually
value we to look at the cost to repair
[46:40] each individual condo I know
[46:50] insance and
[46:54] again building
says
[46:58] that LEL ofage is based
[47:05] on% then you're level three so Ian
you're asking a specific question I
[47:10] can't
[47:12] answer you want to scoot by excuse me
sorry understand but the number of
[47:18] stories is immaterial BAS on the
individual unit action suit definitely
[47:23] sounds like
[47:27] I don't have
[47:35] abity yes your demo cost your demo cost
are part of the part of the total
[47:49] cost
solar is in process they hav't offered
[47:56] out um that hasn't been approved
obviously it works notice takes two
[48:03] weeks to uh you free them up from where
they are a week to get get the drug test
[48:09] you know so people who didn't have blood
insurance are they under the the same
[48:14] requirements of building that's a great
question that's a great question I mean
[48:18] I here here's the answer to that
question I'm jealous of just because
[48:22] just because you don't have flood
insurance and you don't want to get
[48:25] flood insurance doesn't mean you're not
subject to all of these rules and
[48:29] regulations your home your structure is
part of the nfip whether you accept
[48:36] flood insurance or not if you don't
follow get your permits do things by the
[48:41] book then I'll have no choice eventually
ultimately I'm going to file a 1316
[48:49] letter on your home with the nfip which
excludes your dwelling from the national
[48:54] flood insurance program which means you
will never be well you'll never be able
[48:59] to get subsidized for insurance and
anyone who buys your home won't be able
[49:03] to get subsidized for flood insurance so
you're going to be restricted on who you
[49:07] can sell your home to so yes you got to
follow same process you have to post
[49:13] permits in your you got you got to do it
all you got to do it all yes ma'am yes
[49:18] sir I understand that this has to do
with the theme of discount to the cities
[49:24] yes so I'm curious out of show of hands
how many people in this room have
[49:29] actually received money
from that's a good question who received
[49:34] fale Disaster
[49:37] Assistance I've received zero and all I
want them to do is get out of the way
[49:42] and I can't help you with that that's
certainly not not my my perview it's all
[49:46] over a disc yet the majority of people
are not receiving any money from I don't
[49:51] control that I don't control that sir
yes sir can you just speak to the
[49:55] process of
[Music]
[49:58] you have the home
and you say well I I want to do a little
[50:04] additional work so I'm I'm I'm bringing
the home back up to its original plus I
[50:09] want to do a little extra work while
it's all tore up what is the best
[50:13] process for that send us drawings of
what you're what you're what you're
[50:17] trying to do when you apply for permit
so the substantially damage how that
[50:24] relates to that when we're figuring out
it's all included right it's part of
[50:29] your substantial so if you if you're
thinking okay pie in the sky this is
[50:32] what I want to do give you the full
thing I'm going to put my house back
[50:35] here and the other part I'm going to I'm
going to add on to this is my total
[50:39] number I'm under the substantially
damaged number therefore I should just
[50:44] Smit it all at one time absolutely and
if it's denied then I can drop back to
[50:49] not doing that additional work
[50:58] you are part of the nfip whether you're
getting flood insurance or not so have
[51:18] this that's your decision to make you
can make that you make that decision if
[51:23] you make that decision by 13 16 per
anyone yes sir we received a substantial
[51:30] damage letter with more percentage is
[51:36] that
[51:40] maybe situation I have the ability to
research but if it came back in it said
[51:45] 0% awesome congratulations yes
sir not substantially damaged and permit
[51:52] and process under review and how to past
the holidays and stuff what the current
[51:57] I think we're I think we're a week away
from from issuing some permits that uh
[52:02] for stuff that we had during the
holidays and then the ones that we just
[52:05] sent out on Friday you know we're
probably a week or two from issuing
[52:08] those okay yes ma'am
um said
[52:14] about
in if we've already subed our decied we
[52:21] to make coule changes how does that you
need to you'll need to get redo your
[52:28] substantial Improvement worksheet to
account for those
[52:32] changes
[52:38] we Carrie and uh Carrie and Steve are
doing a great job they they they
[52:42] complete the workload every day whatever
we have on a daily basis they complete
[52:47] so it's we definitely don't have an
inspector issue as far as I as far as I
[52:51] know but you're the only one that's
revie I no I farmed that out to whole
[52:56] team we've got a bunch of people on on
I'm the only one reviewing appeals you
[53:01] don't want anyone else reviewing appeals
you want me reviewing appeals I promise
[53:05] you that that's a very slow process with
all that you have to do but you don't
[53:10] want to farm that
[53:14] out well that's why that's why we now
have a team doing uh a plan review
[53:20] that's why we have inspectors com out
there I'm relieving those parts of my
[53:25] workload so so that I can focus on the
things that really really matter to
[53:29] folks which are these appeals real quick
I want to I want to take a quick Str
[53:33] because we're starting to lose folks and
that and that's fine but I want to take
[53:36] a quick straw poll on a couple of things
that we've been talking about in our
[53:40] town so forgive me for for changing
gears here for a second there's been
[53:45] some um buzz that it would be helpful
for the building department to be open
[53:52] for um Extended some extended hours we
currently our our window is open and we
[53:58] answer phones from 8:30 to 4: Monday
through
[54:03] Friday um so we have a couple of options
for how to extend some hours one would
[54:09] be to change hours to 8 to
6 the other would be a maybe like a half
[54:17] day on a Saturday maybe not every
Saturday uh so just kind of want to get
[54:23] some some thoughts from our residents
um show of hands who thinks 8 to six
[54:31] would be a better
[54:34] option
days and then who thinks occasional s
[54:39] Saturday or an occasional Saturday half
day okay that was eight to
[54:46] six okay awesome yes
[54:53] sir no no we'll put that on separate
perment because your docks your pools
[54:58] your seaw walls they're not part of your
substantial damage or substantial
[55:02] Improvement we put let's put that on a
separate permit and keep that out of the
[55:06] calculation for for your damage yes
ma'am are you respons is this department
[55:10] responsible for new contractors getting
licenses to be able to do work in this
[55:15] area is that your
department no well pelis County
[55:20] registers and provides licenses for new
contractors we take that information and
[55:25] get them registered with us
my question is my neighbor who has a
[55:29] contracting business in Virginia he's
been to start a business here um he
[55:33] applied in October and what are we
January and they still haven't approved
[55:38] it that that's a specific question that
I I just don't have but is that LE
[55:42] what's the okay here's the general
question what's the general leag time if
[55:45] you apply for a Contracting license
typic I mean we get contractors that
[55:49] come in and sit down with our staff on a
daily basis and get get registered yes
[55:53] ma'am I just want to know I called on
Monday
[55:57] get one onone with you left a message I
didn't get a call back until Thursday
[56:03] was the best way to get want to talk
specifics we have been behind on emails
[56:08] we've been behind on phone so let me uh
let me tell you what we did this week
[56:13] the town clerk she's amazing we sat down
she and I she said what can we do to
[56:19] help and we hashed out a couple of
things uh number one we had one phone
[56:25] line coming into the building Department
we now have three phone lines coming
[56:28] into the building department if you call
your call rings at three different desks
[56:34] now before you go to voicemail because
our folks are on the phone all day every
[56:41] day uh we have if you've been here you
already know there is a line to the door
[56:47] every day from 8 8 to
4: um 8:15 we open at 8:30 people are
[56:54] standing on the steps waiting for us
almost daily our folks are
[57:00] just they're working their fingers to
the to the nub trying to get trying to
[57:04] get to you um we now if you leave a
voicemail we now get an email with your
[57:11] voicemail attached so we have a team so
we have about three people in the front
[57:18] who are dealing directly with the public
and then we always have two people in
[57:22] the back that are just doing permit
paperwork stuff trying to keep things
[57:27] organized and moving and they everybody
has access to the email so the folks
[57:32] that sitting in the back that aren't
dealing direct with the public or are
[57:35] are checking email and listening to your
voicemails and trying to get answer that
[57:39] just started this
week on Friday as of Friday we had
[57:46] cleared Friday at 4: we had cleared the
voicemail to only seven remaining
[57:52] voicemails that hadn't been attended to
now it's probably already up to 20 we we
[57:57] couldn't expand the voice box the the
mailbox so it's only 20 um we had it
[58:03] down to 7 she was really trying to get
it cleared out we we just ran out of
[58:07] time so uh we'll pick it up again on
Monday and we're just going to keep keep
[58:11] working through it it's just a process
if anybody has been here you know how
[58:16] busy we are we're we got six people
working on stuff uh just in this office
[58:23] not to mention the folks that are remote
that are working on stuff and it's it's
[58:27] a lot it's a lot yes sir I want to
commend your office we came in Thursday
[58:32] to finalize our after the fact demo
permit which got uh completed that day I
[58:39] was asked if when I needed inspection I
said how soon they said tomorrow which
[58:44] was yesterday they were out they passed
thank you fantastic have you gotten your
[58:48] letter
yet sub your subst damage assessment
[58:56] oh you're the Zer yeah you're the zero
[59:01] Fant we can get you we can get you your
rebuild permit get you
[59:06] going yes ma'am so I've had AO perm in
since October it's not been
[59:12] approved should have been I guess uh
what kind of demo dry wall safe secure
[59:17] BL so we we uh we have a handful and
again specific which I can't I can't
[59:26] addic but I will tell you that we have a
handful less than
[59:31] 10 that there was
some process we had some temporary uh
[59:37] contractors uh well all of our people
are contractors but we we had a couple
[59:42] people in that really kind of did things
out of order in the system and didn't
[59:47] like it and it was early on and uh we've
gone to the uh company that provides the
[59:55] software for a solution because we can't
we can't move them through um um it's
[1:00:02] just a weird I we don't understand it we
don't understand it but we're not there
[1:00:06] are about 10 maybe less than 10 that
we're having trouble with we're working
[1:00:11] I don't know if yours is in that stack
but um we don't have a substantial
[1:00:16] number of interior demolition permits
that haven't been issued um any that
[1:00:20] haven't most likely that's that's the
problem so we're we're trying to work
[1:00:24] with them to get a resolution yes ma'am
if we are acting as our own general
[1:00:28] contractor do we have to hire all
licensed contract subcontractors do they
[1:00:33] all have to be
licensed a GC if you're acting as so let
[1:00:38] me clarify if you're acting as owner
Builder right no you can do all the work
[1:00:44] yourself it's still subject to Florida
Cod and we will hold you accountable for
[1:00:49] doing things per the Florida code okay
but if we buy or but that means if you
[1:00:53] do owner Builder that means you cannot
rent or sell
[1:00:56] for uh if you hire someone to do some
work we ask that you add them to your
[1:01:02] contractor list on your permit so that
we can hold them responsible for the
[1:01:06] work uh down the road do they have to
all be licensed yeah oh yeah okay so
[1:01:11] they still have to all be licensed in
the State of
[1:01:14] Florida yes
[1:01:18] talking of
[1:01:28] assess it could haven't seen one yet
I've seen something that came close um
[1:01:34] I'll give you let me give you an example
uh we had a home that was assessed uh
[1:01:40] substantially damaged and they
determined they said that it was slab on
[1:01:44] grade and we went into the appeal and we
found that it was a wood frame structure
[1:01:51] on a crawl space and there was um uh
substan rot in the floor system okay so
[1:02:00] this is exactly what you're ask if you
didn't hear it in the back she asked
[1:02:04] what happens if you find something on
the appeal part that messes up the
[1:02:09] appeal basically and we found a a
substructure that that had some damage
[1:02:14] to it fortunately the repair fell you
know their their property appraisal was
[1:02:21] like a one of those 60 centers that
really shot their structure value up
[1:02:26] and then their contractor even with
those repairs was under the Title Basin
[1:02:31] number so they're still not
substantially damaged but it could it
[1:02:36] could change it but the point is safe
secure sanitary right and so if we find
[1:02:42] substantial we've seen a number of homes
where you pulled out the drywall and
[1:02:47] studs are just termite ridden I
shouldn't say that uh wood born or
[1:02:52] organisms have have appear to have eaten
away at the studs so you got to go back
[1:02:57] and fix that stuff for the safety of
your home and that adds to the cost uh
[1:03:02] to repair but it's it's necessary and if
it's to a level that puts you over the
[1:03:09] 50% then your home is still not save and
we are going to have to do something
[1:03:14] yes get the damage interior demolition
stuff all that stuff completed and then
[1:03:22] you come and inspect it and then we
apply for the permit to
[1:03:26] the other things or does that fall is
that permit good for the entire no
[1:03:30] you'll need a second permit so it's a
two permit process interor demolition
[1:03:35] again minimum Hab minimum habitable
standard s c sanitary and then a permit
[1:03:42] to rebuild renovation remodel permit
okay and then can you you can't apply
[1:03:47] for that until you pass the first one no
you can apply for that oh you can apply
[1:03:52] for both at the same time and then that
that second one takes longer I'm
[1:03:56] guessing a little bit because we have to
go through a few more checks okay and if
[1:04:01] you just use the contractor for that
part the GC then you still have to wait
[1:04:06] for that period for the uh the one year
to you use a GC you use a GC to pull the
[1:04:11] permit you don't have to wait even if I
do the owner permit for the first part
[1:04:17] correct so I can do the owner permit for
the
[1:04:20] first for
correct yes ma'am so I want to say thank
[1:04:26] you for having the meeting first and
foremost um and but perception is
[1:04:30] reality so my perception the previous
week was that I came I stood in line for
[1:04:35] 45 minutes I came to pay the permits and
the they rang the amount wrong so then I
[1:04:41] get an email back saying that I still
owe $3 so I just want you all to be
[1:04:45] aware that you know yes your hours are
working hours I'm a working mom I have
[1:04:49] three kids so no I'm not living in a
camper in my driveway yet um but you
[1:04:53] know I I appreciate you've added more
people it sounds like I appreciate
[1:04:57] you've added more phone lines but it's
still our reality that we're not in our
[1:05:00] home you know that there's still a
process I want to KN on to rebild I get
[1:05:05] all that but I think the inaccuracies of
information is where a lot of the motion
[1:05:09] comes from sure that's why we're doing
the town halt trying to eliminate
[1:05:12] inaccuracies and information we're all
still human you know people say the
[1:05:16] wrong thing they do the wrong thing they
don't have enough coffee in the morning
[1:05:19] you know when you send an email and you
say I paid the wrong amount I didn't
[1:05:23] type the amount in I my credit yep again
we're all human and and and mistake you
[1:05:28] know anybody's capable of making a
mistake so I'm sorry that happened but
[1:05:31] um you know we do our best to be EXA we
can yes ma' oh oh
[1:05:36] hi first of all you guys have I've been
so impressed with everything I know
[1:05:43] overwheling um my question was is there
a certain level for the seaw wall that
[1:05:50] you know of can you build up on SE
that's a PNC question I really don't
[1:06:01] add
[1:06:09] yes we've answered that question three
times and the answer is still no
[1:06:15] okay yes ma'am nany you had a question
[1:06:25] safe secure
[1:06:29] sanary toilet I don't
any I know so I can't do anything little
[1:06:38] little little vanity cabinet little
cabinet looks like this you can put a
[1:06:41] sink in there slide it up against the
wall Amazon's got a nice little sink for
[1:06:45] like a 100 bucks that you can roll
around it's kind of cool I don't listen
[1:06:50] I'm not going to bark at you for tiling
a shower okay I'm not going to bark at
[1:06:55] you you put your dur Rock up you seal
the pan you do it right you do it right
[1:07:00] we'll inspect it to verify
because it's a three-sided structure and
[1:07:06] we can see two two sides I'm okay if you
do that yeah nobody's going to get upset
[1:07:14] about that great
[1:07:18] question do your water here yeah elev
drall
[1:07:24] put yeah and and once you put your water
heater up you're not going to be able to
[1:07:28] drive all around behind it anyway and it
may be the same thing with your AC
[1:07:32] closet I'm not going to get we're not
going to get upset about those things
[1:07:35] but it's minimal minimal habitable
[1:07:46] standard you know how to
[1:07:56] lot terms
[1:08:00] of we're all advocates for
[Music]
[1:08:08] everybody you're uny with title Bas yeah
who do we talk to that ADV but they're
[1:08:15] not going to respond so who do we go to
for advocacy is the mayor going to do
[1:08:19] that is uh who who in the township is is
advocating for us
[1:08:29] our battery has died on the M the
light's not working um I'm asking about
[1:08:36] who's doing advocacy I heard the poliy
yes so who's doing ad advocacy so first
[1:08:41] of all the Florida Department of
Emergency Management contracted to bring
[1:08:46] tital Basin in okay so if we're having
issues with Title Basin we are to
[1:08:54] address those issues with the Florida
Department of Emergency Management
[1:08:58] that's fdm
fdem fdm reports to the
[1:09:04] governor so if we are having problems
with Title Basin they are not being
[1:09:09] addressed by fdm we go directly to the
governor I can tell you that our staff
[1:09:17] has had face-to-face meetings with f
directly with title Bing directly they
[1:09:24] have both waste the issues that we are
experiencing I myself have sent letters
[1:09:32] to our Congress women men Senators the
governor and I have personally spoken to
[1:09:40] the White House three times we are doing
advocacy what we are dealing with is a
[1:09:49] bureaucracy and we are impacted by that
bureaucracy that is the reality of it
[1:09:56] yes um I just want some clarity on one
thing I think you said earlier if a
[1:10:03] contractor has a estimate lower than the
property appraisers number that they
[1:10:10] assign for
you does can that move forward or do you
[1:10:14] still need to go through the appeal
process you have to get your substantial
[1:10:18] damage left I have it that is the that
is the appeal process the contractor
[1:10:23] estimate is the appeal process if you
are substantially damaged you will not
[1:10:28] get a permit until your appeal is
completed the contractor estimate is one
[1:10:33] part of the appeal process okay that's
in the appeal process are you getting
[1:10:39] any push back from we had a private
apprais will come
[1:10:42] out just like you said many times
substantially higher than what Twitty's
[1:10:48] office came out with right are you
getting any push back is that accepted
[1:10:52] it's a it's a I'm the one that makes the
determination and no one questions my
[1:10:56] judgment
great yes
[1:11:00] sir what are my
options if I cannot sell my home before
[1:11:06] the end of April 202 we've answered that
question for you already sir
[1:11:11] right oh if you can't sell your home I I
I I don't know I I I don't know what to
[1:11:16] tell you I can't predict Market factors
and I don't know we're talking about
[1:11:20] hypotheticals that I just I don't know
[1:11:25] process can I appeal after April
9th can you appeal
[1:11:32] what I CH my mind now I'm going to
repair the house but I'm pass at April
[1:11:38] 9th dead so let me just advise you on
that the longer you wait to do the
[1:11:43] interior Demolition and
the the
[1:11:51] longer the longer you wait to do your
interior Demolition and make your home
[1:11:57] safe secure and sanitary the more
expensive it's going to be to do
[1:12:02] that understand that you're going to
grow mold you're going to get Critters
[1:12:07] wood is going to rot and deteriorate
you're going to create structural damage
[1:12:11] eventually Code Compliance is going to
come and say this home now needs to be
[1:12:16] condemned for neglect so you can sit and
write it out as long as you want I my
[1:12:22] strong recommendation is at least get it
gutted cleaned so that you stop the
[1:12:27] damage while you're trying to sell it
but you can do whatever you want it's
[1:12:31] your
home second
[1:12:36] questioned
[1:12:48] the yes yeah you can and and let's get
your demo permit closed out by making
[1:12:55] sure that it's safe secure sanitary for
the purpose of sell yeah absolutely yes
[1:12:59] sir do you or anybody else have uh any
updated information on U what's got on
[1:13:07] with the city applying to FEMA for Grant
to
[1:13:11] elevate applying to the to FEA for
Grants excuse me to elevate your house
[1:13:16] we have some grant information uh in
packets over here I don't Gr stuff has a
[1:13:22] city applied yet because we can't apply
[1:13:32] before so Our Town Administrator was
going to address these questions that
[1:13:38] came up so I'll do the best that I can
to answer your question um the town did
[1:13:44] apply for FMA grants we filed our letter
of intent so that has been done I have
[1:13:52] not been informed that the letter of
intent was approved but I think the
[1:13:57] reason why that is is because the
governor was working with FEMA to create
[1:14:03] a new program which is what is being
called Elevate Florida the premise with
[1:14:10] Elevate Florida is that residents can go
directly
[1:14:16] to the directly to FEMA without having
the municipality town city county as the
[1:14:25] man or liaison or supporter so that I
would focus on Elevate Florida you can
[1:14:33] Google it to get additional information
but based on our last commission meeting
[1:14:39] Wednesday night we gave direction to the
staff to continue to Advocate and apply
[1:14:46] for other grants that are available so
it is our intent to participate in the
[1:14:53] grant process but understand in order
for us to do that we have to have
[1:14:58] Staffing and or outside Consultants to
help us management manage it because
[1:15:05] when we deal with federal grants it's
extremely laborious and there's a lot of
[1:15:10] red tape that we have to follow for the
meantime please look at what we have
[1:15:15] available for the grants here also pelis
County website is a great
[1:15:22] resource um for property information
grant information I do know that our
[1:15:29] staff is going to have a meeting uh next
week with pelis County Economic
[1:15:35] Development so we'll see what evolves
from that so yes to answer the question
[1:15:41] we are working on grants my wife already
contacted Elevate Florida and she
[1:15:47] couldn't be here today so I don't know
what the issue was but she said she ran
[1:15:51] into problems that basically made the
whole thing work with that she wasn't
[1:15:56] able to get anywhere with it I'm really
sorry to hear that I what that tells me
[1:16:01] is we need a liaison to help our
residents navigate through and maybe
[1:16:07] pelis county has a liaison and I'm just
not aware of it but that's something we
[1:16:11] can look into all right thank
[1:16:16] you substantial damage did is not based
on how much damage is on the buing like
[1:16:25] and inside out it's based on the cost
and if you go with the cost the cost
[1:16:32] that
before the cost that insurance companies
[1:16:36] agree to pay and the cost that actually
the
[1:16:41] contractor they want you to pay them is
totally three different numbers if you
[1:16:48] go with the cost of the insurance
companies I all the houses I think can
[1:16:53] there or what
cost that insurance company takes to for
[1:16:59] house to fix your damages is very low
okay very low of course because that's
[1:17:05] what they're going to pay out exactly so
so this L structure damage is based on
[1:17:11] the cost that's evaluable is not based
on actually what is the D establish that
[1:17:17] I totally 100% the yes ma'am um in in
regards to the appeals if your
[1:17:22] replacement comes in is he going to be
just diligent about appeals do we hope I
[1:17:27] sure hope so more diligent than I am
because very reasonable and diligent
[1:17:31] about it I think the concern is if
somebody replaces you where the appeals
[1:17:36] end up hope hopefully they'll they'll
work at it and be as passion about it as
[1:17:41] I am I can't you know again if I had a
crystal ball or the ability
[1:17:46] to predict the future I probably
wouldn't be standing here definitely be
[1:17:51] sitting on a boat out in the uh keys
somewhere fishing yes sir
[1:17:55] so can you clarify the difference
between my insurance company says your
[1:18:02] damages are this and this is this is
what uh you
[1:18:07] get as I understand that has absolutely
nothing to do with get your
[1:18:11] substantially damaged letter appeal it
come in with your contractor cost you
[1:18:16] see those numbers you approve or deny
based on that has absolutely nothing to
[1:18:21] do what the insurance company I do not
care about your insurance company one
[1:18:25] bit their job is to pay you as little as
they possibly can and maximize the
[1:18:30] premiums you pay I do not care about
your with respect
[1:18:34] complet care about your insurance compan
care about making sure your home is safe
[1:18:38] secure sanitary for you your family and
the people who live there after you and
[1:18:43] the people who live there after that
right so I I can get as much money as I
[1:18:46] can out of the insurance company seate
ball game over there versus what I'm do
[1:18:51] with you two more questions we're almost
at 10:30 we otted about an hour uh well
[1:18:56] we allotted two hours we have to clean
up time so I'm going to take two more
[1:18:59] questions yes sir in the back I
apologize if you've covered this already
[1:19:04] but is there a time limit to complete
once you've received your build back um
[1:19:12] permit so your permit will expire in 180
days you'll need to you'll either need
[1:19:18] to complete within 6 months or file for
an extension which would give you maybe
[1:19:22] another 90 days um um before permit
expiration okay one more question yes
[1:19:29] ma'am do you have like an outline to
help yes yes we do we actually have one
[1:19:37] it's on our website again Nancy sitting
next to you she did the most amazing
[1:19:43] work uh very early on in the process we
sat together um because she she's very
[1:19:49] thorough very detail oriented uh she
provided an excellent template which
[1:19:53] you'll find on our website
just a be it's beautiful uh it's a
[1:19:58] beautiful template and if you'll follow
that um she separated each item material
[1:20:05] labor to install uh where you can
provide again material costs how much it
[1:20:10] cost to install item by item um down to
the carpet fibers I mean she she it was
[1:20:16] an amazing template it's it's on our
website yes
[1:20:21] ma'am okay that was that's the last
question folks listen
[1:20:25] our building department is open 8: to
4:30 Monday through Friday we're
[1:20:30] responding to questions we're constantly
on the phon we're taking face Toof face
[1:20:35] meetings at the window I sit with people
as much as I reasonably can uh again I
[1:20:40] told you early I restricted that uh late
this week so that I could focus on
[1:20:44] getting Letters Out uh but I'll pick
that up again next week so that I can
[1:20:49] deal with you on your individual
concerns and issues we're not here to
[1:20:54] make make you tear down your house
that's not what we're
[1:20:59] doing I don't want you to have to do
that I will do everything I can to
[1:21:03] prevent you from doing that if we
finally end up in a situation where we
[1:21:07] don't have a choice but to tear down an
Elevate I'm going to make that as
[1:21:11] painless as possible for you so far I've
not run into that and we've seen some
[1:21:17] stuff that would just blow your mind at
how bad the structure Behind the Walls
[1:21:23] is we're we found ways to get that
corrected so that people don't have to
[1:21:28] knock down their homes