49:19
It is also on 2nd reading and nothing has. Changed since the first read. Okay, thank you. Do we have any questions from this daisy? All right, seeing none, I will close it to open it up to members of the public.
11:45
The Northeast, Oakland, neighborhood, historic downtown, and affordable housing. And part of our goal with affordable housing is what we wish to accomplish is to establish a housing rehab and repair program.
12:52
A rate study that said you can't rates, couldn't pay back the loan that you need to get that type of thing, then they're done that. The concern I think that they will be facing is without this, most of the activity that they have seen…