Mayors Accessibility Committee Meeting

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[3:19] So again, we don't have a quorum to conduct business. Oh, there's still enough we can do.
[3:26] So nothing for all business.
[3:29] Tation from Ms. Rose Neal. She's a certified licensed professional with World Financial Group. And how do you say that? Then they were the company, an
[3:48] agon company.
[15:03] We are not able to pay your medical bills and things of that age. You're going to use all of your savings. You're going to use all of your emergency funds. And you're going to also go and reach out to somebody else to ask them for a go-fund meet or something of that age. You can see it all the time. But can we prevent that? Absolutely. We should be able to prevent that. And if we have at least 10 times at annual salary, we should not have
[15:30] have any issues so let's just put it in the figure if I make $50,000 a year
[15:35] multiplied at times ten that's gonna give you a cool pack of a million at least I
[15:39] need at least a half a million dollars and life insurance and disability long-term
[15:43] care critical care terminal and that's what it's out there we have to get it we
[15:48] have to have it and it's out there for us to get we just have to know the right
[15:52] vehicles and what to get that and that's where I come in and help families
[15:56] understand where to get that, how to get that.
[15:59] Because that million is a lot of money.
[16:01] And it's scary to me.
[16:03] You know, when I'm sure it was scary to somebody else,
[16:06] but then when my son started working with me
[16:08] and putting the how to it, and giving me the confidence
[16:10] that I needed to understand that I could do this,
[16:13] everything else was just fine.
[16:14] And I believe that's the way it is with the people.
[16:16] If we give them confidence, if we give them concepts
[16:20] on how to do this, that will be doable for them.
[16:24] and they'll say, next, check, next.
[16:28] And so then we look at that management.
[16:30] Your current current current situation,
[16:31] you may have seven, eight, 12,000 more,
[16:34] or more in debt.
[16:37] Well, we say we want you to have zero.
[16:39] So how would I help you with that management?
[16:40] We have a debt roll-up program
[16:42] where we will personal financial strategy
[16:44] and we'll share with you how to take an extra set of $100
[16:49] and we'll help you find that within your spending habits.
[16:53] will say you're spending or you're saving and we'll help you find that and then we'll take
[16:57] that money and we will put it towards that management. Meaning we'll take an action
[17:03] hundred dollars, put it towards your lowest bill, your lowest credit card and then instead
[17:08] of it being twenty-five dollars that you pay a money, pay a hundred and twenty-five dollars
[17:13] and instead of being nineteen months we need to complete that payment of management. It will
[17:18] take you two months and then you take that $125 edit up to roll it up to the next bill and
[17:24] before you know like a 30 year bill which happens because we don't pay it off in a time
[17:30] in fashion because of life that will be reduced into pack if we are able to share the concept
[17:38] about that whole lot so that's another one of our strategies that is a workshop that we
[17:43] do and we can do separate workshops with any time you'd like for us to come back and do that and then we'll talk about
[17:49] emergency fund. A lot of people do not have $500 in and a account separate from the house account to do
[17:57] with emergency fund. I just got my car fixed. My mother used to just sell the songs basically on the
[18:02] highway, swap and stuff. He had the truck, I had the car and I need to bring the car down here so I can do my
[18:08] stuff that I want you to do. So he put my stuff originally in the truck and I was like
[18:13] I'm wearing this truck down here and in the family they call and say your car is great.
[18:17] I was like, yes.
[18:19] So I went to the car place and he was on the one side and I was on the side of the
[18:24] street for a stop out of my, out of this truck into my car because I had to get my car
[18:30] fixed.
[18:30] I had old car but she did.
[18:32] Anyway.
[18:35] Who knows?
[30:00] Or anything, the scan come when we don't have the proper education.
[30:07] And I believe that's our flight for a lot of areas. It's just, I don't trust anybody in finances because they took my money. I don't trust you because you in finances.
[30:24] Oh, we got to use learn and then we won't be scanned. Anything else? Any other time? I like the air. I think what they do need to be
[30:34] the principles and without those four principles our financial house is not
[30:40] gonna stay because
[30:56] at least when in the bed
[31:02] that's the role of some who your
[31:04] church right but this is something they can feed them for the rest of their life
[31:07] absolutely yeah I love the way you said that I love that yes and I like that we do
[31:12] want to be considered the community resource provider or the eighth on whatever
[31:18] you want to call it. And again, this is free. Okay. My education, my sharing, these workshops,
[31:26] and this, that, and the other, it's all free. And I do want to say, at the end of our workshop
[31:33] students, we have six workshops, and those are the ones that's on this here. I'll give you a card.
[31:39] But after that, everyone is a beautiful certificate of completion. And it has their name on it.
[31:48] it has our name on it. I've signed it or whoever does the lead of the event, you know,
[31:53] of the workshop. Signs it, but this is what you get. Are you surprised? People get so excited
[31:59] when they see these title certificates. This is my life. And yes, you complete it. And they
[32:05] start applying that education to their life when they go out with the work. So it is
[32:11] equitable. And so again, thank you so much and I'm going to leave this for you all as well.
[32:16] So, we do these workshops, but not by ourselves.
[32:19] We have this booklet called Safety of Future.
[32:22] It means what we just talked about,
[32:24] everything that we just talked about,
[32:25] and then some is in here.
[32:27] So, security is in here.
[32:29] Insurance is in here, the difference between long-term.
[32:32] I was like, there's a twin term and permanent,
[32:34] all of that is in here.
[32:35] And then we have a gorgeous workbook
[32:38] where you can become your own money manager
[32:41] while you complete the workshops.
[32:43] You're completing the information
[32:44] and material in this form, which now makes it more practical for individuals.
[32:51] So, these work folks are used as well, and they are definitely recommended for the workshops.
[32:56] So, I did present a proposal for consideration.
[33:00] I don't know if you received it, but I can send it again, just to share with you how we can have conversations
[33:08] start about the workshops and how they can be implemented into whatever areas you feel
[33:15] best that you know see it okay. May I approach and give this information?
[33:21] Equal
[33:27] recipes for the best of the individuals who didn't quite make it to see you then.
[33:32] It's fun. I'll leave.
[34:17] I'm here.
[34:21] You got me.
[34:28] The additional presentations are due today and there's no need to adjourn because we don't have a body to adjourn.