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[0:05]
good morning come on give me some
energy we are at capacity so we're going
[0:11]
to go ahead and start four minutes early
um my name is Lisa Hendrickson I have
[0:16]
the honor of serving as your mayor and I
also would like to introduce our
[0:20]
District 3 commissioner Miss Aaron
[0:24]
Shu morning so if you live in District 3
Aaron is your commissioner um did I miss
[0:33]
any other Commissioners in the room
Readington Beachton Beach I'm sorry Tim
[0:38]
Thompson Tim Thompson from Readington
Beach thank you so much for being here
[0:44]
any other Commissioners or Mayors in the
room all right very good um if you could
[0:50]
please silence your phones so that we
can have a productive meeting that would
[0:54]
be great we do have a signin sheet um
it's important for us to know who would
[1:00]
here so that we have any developing
information in the future we can reach
[1:05]
out to you directly on this topic thank
you our staff is working extremely hard
[1:12]
we asked for this open Forum today so
that we could be face to face with you
[1:19]
and answer your questions without the
formalization of a commission meeting so
[1:25]
there's no formal actions today even
though we have two Commissioners here
[1:29]
this is no the commission meeting we are
not bound by the three minute rule for
[1:34]
formality this is an open Forum with our
building official the only thing I ask
[1:40]
is that we all please be respectful to
each other and of course to our staff
[1:46]
and our building official who is working
many hours per meet this meeting is
[1:52]
being recorded and we will post it on
our website so that residents who are
[1:58]
not able to attend this morning's
meeting can review it at a later time
[2:04]
convenient for them or if you miss
something and you'd like to re feel free
[2:10]
um I'd like to gauge the audience a
little bit how many residents are here
[2:15]
from Readington Shores can you raise
your
[2:17]
handoo yes how many from Readington
Beach all right we got we got a good a
[2:25]
good mix from both towns thank you all
for getting up early and being
[2:30]
here um of those in the audience who has
received your substantial damage
[2:38]
letter okay good good and I'm going to
assume the rest of you have not received
[2:45]
your substantial damage letter go ahead
and raise your hand I get a feel okay
[2:51]
all right it it kind of looks like we're
F on both towns and
[2:58]
yeah okay um who in this room has filed
for an appeals
[3:05]
process okay good good well Rob is going
to talk about all of these items um
[3:12]
certainly just to be respectful to Rob
and everyone else if you have a question
[3:17]
just raise your hand and allow Rob to
call on you we have one hour allotted
[3:23]
and I want to be respectful to
everyone's time today so we are going to
[3:28]
get started and I'd like to introduce
our intern building official Mr Rob
[3:39]
pagles all right well I uh appreciate
you all coming out this morning I know
[3:44]
you have a lot of questions I'm going to
try to address some of those right off
[3:47]
the bat uh so we can get down to to
other business um the elephant in the
[3:53]
room substantial damage letters where
are they what's going on with them let
[3:57]
me address a few topics on that we have
a list two lists one for Readington
[4:02]
beach one for Readington Shores on the
clipboard over here if your address is
[4:06]
on that list then you have received a
letter or let me clarify a letter has
[4:10]
been sent to your property
address if you haven't received if your
[4:14]
address is on the list and you haven't
received the letter let us know you can
[4:18]
contact the building department you
contact town hall and we can email that
[4:21]
to you because we have that a record of
that if your address is not on the list
[4:26]
you haven't received the letter that
means we haven't gotten the data from
[4:29]
from Title
Basin we get the in fact on Wednesday
[4:34]
night while we were in the commission
meeting just after 6:00 I received some
[4:38]
data from Title Basin and we were able
to send out another 164 letters this
[4:42]
week they went out yesterday afternoon
takes about two days to process and get
[4:47]
all that organized so we to date for
both municipalities Beach and shortes
[4:54]
we've sent out 885 Letters Out of
approximately 1,400 we expect to send so
[4:59]
we're about
63% in letters being sent okay so if
[5:04]
you're here you haven't gotten a
letter and your address is on that list
[5:10]
that may be in your mailbox today maybe
on Monday if you are not substantially
[5:15]
damaged once you receive your letter
then we can issue you your permit to
[5:19]
rebuild if you are substantially damaged
per the letter then we do an appeal
[5:24]
process you give be a market appraisal
you call Mike Twitty you have him come
[5:28]
do a bbrr you do bbrr request and he'll
do a reappraisal of your home increase
[5:32]
the property value you can have a
contractor submit cost
[5:37]
estimate the idea is we're working with
a simple ratio what's the home worth not
[5:43]
the property but the structure what is
the structure worth and what does it
[5:47]
cost to repair if we increase the
structure value and we decrease the cost
[5:54]
to repair then we change the ratio bring
you under the 49 for for the shores and
[6:00]
50% for the beach and once we get you
under that Mark then you can get a
[6:04]
permit and rebuild your
home let me be perfectly clear not one
[6:10]
person in this building expects or
demands or wants you to have to tear
[6:16]
down your house and rebuild it that's
not what's going on
[6:21]
here we want to get you back in your
home as quickly as possible but it does
[6:25]
have to be a safe home to move back into
so we have to follow this process it's
[6:33]
outlined and codified we're going to
follow the process to a te I cannot
[6:37]
issue a permit until I issue a letter
and I cannot issue a letter until I get
[6:43]
the data from title B what I what I need
you to hear is as soon as they send us
[6:48]
data we immediately go to work I spent
all day Thursday locked away in my
[6:53]
office some of you tried to call some of
you may have wanted to come by and and
[6:57]
visit uh I locked myself away the staff
leave me alone let me work on these
[7:02]
letters because the most important thing
to do that day was get those letters out
[7:07]
and I was able to get all processed in
about 6 hours got it all processed got
[7:12]
it to the town clerk does her thing and
then we were able to get those out
[7:16]
yesterday so feel good about that
another 164 going out we're here working
[7:22]
our tales off to serve your needs uh and
to me that was the most important thing
[7:28]
now we're coming back on the letters
that we sent and we're re reviewing
[7:32]
those permit applications that you put
in if you're not substantially damaged
[7:37]
we are working to issue those permits
they'll start coming out Monday Tuesday
[7:42]
um you should get notification by email
you or your contractor will get
[7:46]
notification by email that the uh it
actually has a permit F gr as an
[7:49]
attachment to the email so that happens
automatically when we do that any
[7:54]
questions about letters yes yes ma'am
what's the difference between the
[7:58]
exercise your working on now versus the
female letter that's on the property tax
[8:02]
records already good question so uh just
I don't know if everybody heard that she
[8:06]
has what's the difference between the
substantial damage letter and the FEMA
[8:11]
letter the FEMA letter is an estimate
from Mike qut's office it's really the
[8:16]
the property value typically doesn't
change much it's the cost estimate that
[8:20]
the title Bas provides that makes the
difference there I saw a hand over yes
[8:24]
sir yes um in my case my cost of repairs
for for a too low as under $400 to fix
[8:30]
everything M and I fix it myself so I
based on our discussions on January 24th
[8:36]
I went ahead and sent you a list of
materials that used to fix the house
[8:40]
have heard back from you since went
ahead and followed the process that's on
[8:44]
the portal and contact building
department on the 25th it's been over
[8:50]
two weeks no response back or Okay so
let's let me let me just address one
[8:55]
thing real quick and I appreciate that
and uh we'll deal we can deal with that
[9:00]
specific issue um uh later in this
format with this number of people and
[9:06]
with our time limit it is going to be
absolutely impossible to deal with each
[9:11]
person's specific circumstance everybody
is generally the same but you all have
[9:17]
little bitty tweaks that are a little
bit different so it's not going to be
[9:21]
possible to to sit here and and if I
don't have my computer I don't have
[9:25]
access to to to research stuff uh you
know we're we're doing our best working
[9:30]
as hard as we can to to resolve those
issues that specific issue is really a
[9:34]
non-issue we just need to get you
cleared up and I
[9:38]
understand yeah no and I understand and
I understand that but um yeah this this
[9:43]
won't be the form for that yes ma'am
well like she was saying FEMA gave us a
[9:48]
different percentage this Title Basin is
given us a different percentage even my
[9:53]
insurance company had to give a
percentage when they submitted in to be
[9:58]
reimbursed
and there none of them match right right
[10:03]
the only one that I'm concerned about is
the what's on the substantial damage
[10:06]
letter that's the only one that makes a
difference between whether you're
[10:10]
substantially damaged or not so you're
saying then all I need is an updated
[10:14]
appraisal on my home and just submit
that that's all I need so we've
[10:20]
uh maybe most likely so what I've
discovered and and I've done a few
[10:25]
appeals and some of you raised your
hands that you've done an appeal um what
[10:29]
I've discovered is nine times out of 10
when you submit a reappraisal of your
[10:35]
home the value of the structure almost
doubles it's a range of 40 to 60%
[10:41]
increase in the structure value and when
that happens it it effectively cuts that
[10:47]
cost of repair part in half right and
increases that ratio so we get you non-s
[10:52]
substantially damaged and it's typically
that appraisal that makes the biggest
[10:56]
difference so that's all we need you you
well so you can email the building
[11:01]
department you can bring it to our
window just get us the property
[11:05]
appraisal and and and uh we now we now
have a a request form for appeal and
[11:13]
then you reissue another letter do but
we can do that for you right at the
[11:16]
window or we can email that to you and
you reissue another letter hand sir you
[11:20]
had your hand for a little bit so that
the reappraisal process that where you
[11:25]
mentioned it likely doubles is that
coming out of Twitty's office or is that
[11:29]
coming out of a private adjustment
private I haven't I have not seen
[11:32]
anything from Twitty's office on a
reappraisal yet okay the ones I'm
[11:36]
looking at are private appraises i' so
just the followup so you can't tell us
[11:41]
how long that process takes when we if
we submit the 20's office you I just
[11:45]
have no idea uh this gentleman said
possibly two to three weeks want make
[11:51]
some clarification on the process if
that's the case I'm willing to bet
[11:55]
that's faster than private appraisal cuz
I know those folks are super busy yes
[11:59]
ma'am so yesterday I got my letter as I
was sitting in the Appraiser's office
[12:02]
and I was at 50.6 so when I asked them
so I need some clarification on where I
[12:07]
go they told me that the lady there who
was very helpful said send her an email
[12:13]
containing my letter my substantial
damage letter pictures of my home before
[12:18]
the storm which I purchased in
May okay she said send that and I sent
[12:23]
her my MLS which had all the pictures to
see what the upgrades were but my
[12:28]
question is am I going to get a new
letter saying that I wasn't
[12:30]
substantially D don't send you a new
letter typically I don't so then what do
[12:35]
I
do what do you mean so when I send her
[12:38]
all this information and they said it
takes two to three weeks CU I talked to
[12:42]
the guy she transferred me over to the
guy in Mike Twitty's office and I said
[12:46]
what do I do what's the process now
because I'm at 50.6 and I'm in
[12:49]
Readington Beach you know I'm like
$2,000 okay so I'm like what do I do and
[12:55]
he said that you submit all this
information then I will get back to you
[12:58]
in 2 to three weeks am I getting a
letter and do I have bring that to you
[13:02]
so you're you're asking questions about
what Twitty's doing and I have no idea
[13:06]
you you bring the appraisal to me bring
the reappraisal to me when you get it
[13:09]
from him from them sure oh so they'll
send me a new appraisal I don't know
[13:13]
what they're going to do I can't answer
for to so you need what do I need to
[13:17]
bring to you either a reappraisal from a
from a private appraiser or from my
[13:22]
Twitty's office okay or a cost estimate
that reduces the cost to repair T's
[13:27]
going to give you
[13:35]
somebody for can hear the people asking
questions let's keep the chatter down
[13:39]
please don't have the substantial letter
or damage letter yet but you got a
[13:44]
contractor that comes in and he's coming
in under what Twitty's letter says with
[13:48]
the theme of 50% doesn't matter with
respect it doesn't matter until you have
[13:52]
the letter you're not going to get a
permit but our permit according to the
[13:56]
sample letter that you guys provided on
your website say that the permits have
[13:59]
to be submitted by April 6 are we going
to get an extension because it's taken 4
[14:03]
months to get a subst I'll review that
uh I'll review that but I don't believe
[14:08]
we're going to come anywhere close to
that to that deadline I don't believe
[14:12]
that's going to be an issue but I'll
review
[14:15]
that one sec we got a lot of folks
behind you go ahead
[14:30]
you should submit you should
definely what's his question uh he said
[14:34]
he came to the window with a private
appraisal and they told him to submit
[14:39]
the private appraisal with the
application for for the rebuild permit I
[14:43]
haven't got
sureid so I have
[14:52]
to okay what I do um have you re have
you received your letter yet okay none
[14:57]
of it matters until you receive your
letter so let's get your letter because
[15:00]
if you're not substantially damaged I
don't need your appraisal I don't need
[15:04]
we just need to get your permit to
[15:10]
built everybody's going to get a letter
everybody's going to get a letter in the
[15:15]
grave with
person two questions one is that the
[15:19]
cost is based on the structure damage
structures so the point is that the cost
[15:27]
before head
just have to one of the
[15:32]
cost the cost to repair and bring it
back to preh Hurricane status I think
[15:39]
answered your first question yeah uh yes
ma'am can you tell me again I'm the
[15:46]
building official for the town of red
Geor second question once we get that
[15:50]
letter and we have an El and we have a
demo how long will it take for us to get
[15:55]
the
renovation you have to complete
[15:59]
the interior demolition part of the deal
so you got to get your rough electric
[16:03]
safe secure sanitary right you've heard
that term you drywall out studge dry you
[16:09]
have to be in a place where you're ready
to cover things up and move on once you
[16:14]
have your non-substantial damage letter
and your interior demolition permit is
[16:18]
cleared out then we can issue your
renovation permit how long will that
[16:23]
take couple days we just have to RW days
it just depend all depends on
[16:29]
all depends on volum yes sir hey talking
about the the rough in of the electric
[16:36]
it sounds like you're making that sound
that's part of the demo
[16:40]
permit that's not part of the rebuild
permit I I would think that we're trying
[16:45]
to get everything to Safe secure and
sanitized right that you know we we got
[16:50]
our electric secured okay but I don't
it's nowhere near saying oh we did the
[16:56]
rough in ready for the rebuild now
we didn't do a compl we didn't do a
[17:02]
complete rough in on our so to clarify
safe secure sanitary what I've what I've
[17:06]
instructed folks who who called me or or
sat on and talk to me we want you to
[17:10]
bring your home to a minimal what we
what we call a minimal habitable
[17:13]
standard you can do all of the
electrical including installing outlets
[17:17]
and putting covers on them you can't
hang drywall but we want you to put a
[17:21]
cover on that you can use that outlet
but I don't want you to accidentally
[17:24]
touch something that's going to shock
you you can complete all of that stuff
[17:28]
that way you can plug in in a stove and
you can cook in your own home no there's
[17:31]
no drywall and you don't have
countertops to work with but you can
[17:34]
cook on the stove you can have a a
toilet a tub a sink so you can wash your
[17:38]
hands and wash dishes and take a shower
uh brush your teeth make sure your AC is
[17:43]
working uh uh so you got plumming you
got AC you got your electrical
[17:47]
everything is safe you can live in your
home there are no walls there are no
[17:52]
walls I get it you're laying in your bed
and you're waving at somebody across the
[17:55]
across the building I understand it's
not it's not living in your home it's
[18:01]
camping in your own home but you can
with the Demolition permit you can bring
[18:05]
your home to a minimal habitable
standard you can do your roof you can do
[18:09]
windows and doors uh exterior doors not
interior doors everything but all of
[18:14]
those parts that
really complete the home right all of
[18:19]
that can be done on your interior
demolition permit so you just add if you
[18:23]
need to do your roof add your roofer to
your inter interior demolition permit if
[18:27]
you need to do electrical he may want to
your electrician may want to pull their
[18:31]
own permit and that's fine but you can
add them to your end your demolition
[18:35]
permit same with your plumber same with
your hbac put it all on there windows
[18:39]
and doors put it all on that that permit
so that somebody can't break into your
[18:45]
home so you can actually live in your
home you can sit down you're watching
[18:49]
Oprah you're eating microwave popcorn
but you know you can see the entirety of
[18:54]
your home from your living
room yes question
[19:09]
that's not that's that'se repeat the
question speak up he asked about he
[19:13]
asked about the tax implications of
raising or demolishing and rebuilding a
[19:17]
home totally not totally not my mom
named me Robert they call because
[19:22]
Robert's a doctor a lawyer an accountant
but everybody calls me
[19:26]
Rob and I the thing is when I went over
there over here here over there you're
[19:34]
going to have to talk an accountant
about
[19:36]
that assesses taxes when sir I don't
have anything to do with it I can't help
[19:41]
you with that question I'm so sorry it's
just out my just out of my wheelhouse
[19:46]
yes ma'am I another question on this
demo
[19:49]
permit direct right no I don't it's the
property of just not
[19:55]
my I'm a builder I'm a builder yes ma'
so the demo permit say we just pulled
[20:01]
that for the pulling out all the debris
out of the house can we add to it to add
[20:08]
then all this stuff you're saying Ro
just said yes ma'am that's what I just
[20:12]
said bring it up to a minimum habitable
standard yes ma'am I it's already
[20:15]
submitted that's right okay that's right
yes ma'am who is title Bon accountable
[20:21]
to I mean
[20:24]
who the governor governor they were
hired by FD County to do
[20:31]
this sir so um previously when we came
in we got our demo permit like you're
[20:37]
saying make the health uh house health
safey and so forth we were dealing with
[20:41]
another building inspector B yeah now
are you going to rotate out
[20:47]
eventually is your last day here so I I
work because what you're saying to all
[20:51]
of us here and then all of a sudden we
see you know Jimmy shows up next month
[20:55]
right I work for safe built okay okay
safe built is a third party contractor
[20:59]
that does a building department or does
a building official position we do all
[21:03]
the inspections as well safe built is
working I live in Orlando okay um I'm
[21:09]
supposed to be there last night my wife
supposed to be in my house 90 days
[21:14]
ago months ago safe built is working on
a local permanent replacement for me uh
[21:22]
some folks going be really happy about
that good um and and so the person that
[21:27]
they bring in
God willing to be the last one okay but
[21:31]
my question is is your predecessor was
just as clar he clarified what you're
[21:35]
saying about how making the house safe
getting your electric that's common
[21:38]
sense okay and we all know that and my
contractor has started to do work based
[21:43]
on those on that uh permit the reality
is is that you have I don't know 75
[21:48]
people in this room because if the next
person that comes in and says something
[21:52]
different you um I will start the class
actual law soon I'm just saying but
[21:57]
because
because the reality is I just want to
[22:00]
make sure we're all good because a lot
of our you know a lot of us are prepared
[22:04]
to do this bill's my supervisor he's
really was super nice and you are for
[22:09]
years Bill's a wonderful man I came in
and worked with Bill for about a week
[22:13]
before he pulled out and he and I went
over all of this stuff what you hear
[22:17]
from me should be very similar to what
you heard from Bill I think it's exact
[22:21]
clarifying no uh variation from that and
the gentleman that they bring in or the
[22:25]
person I should say that they bring in
to replace me we don't I'll sit with
[22:29]
them I still call Bill hey you know what
about this and when when audities come
[22:35]
up and uh and he and I discuss them so
that there's consistency in the
[22:38]
messaging and we'll try to continue that
I can't speak for the future if I could
[22:43]
I'd be a millionaire I'd be a
billionaire but we'll do our best to I
[22:48]
bought my house in May I would have
bought it in October the so I can see
[22:53]
the future thank you what what if I
don't I want to sell my and not okay
[22:59]
what are my choices that do I have to
apply for per I don't want to repair I
[23:04]
don't want to leave in the house what I
do you so you're going to sell it as is
[23:08]
and the and the and the seller just
needs to be a I mean the buyer just
[23:11]
needs to be aware that they're going to
have to pull permits to to do the work
[23:15]
and they are going to knock down the
house and build the whatever they want
[23:18]
to do I mean you know do I have to apply
for a permit now before
[23:24]
April if you sell the home and no work
has been done without a permit then
[23:30]
eventually it falls under Code
Compliance for for neglect and disrepair
[23:35]
but if you sell it to someone and they
immediately go into the process of of
[23:39]
getting that corrected then then there
won't be a problem at all what is the
[23:42]
duration for that neglect I'm can I
every home is going to age and and
[23:49]
deteriorate differently so it it depends
on the amount of damage you took the
[23:52]
amount of water how quickly you know
molds and things grow on the home and
[23:56]
make it unhitable and unsafe in the
community yes ma'am letter or no letter
[24:00]
we had already decided that we wanted to
raise our house okay we got our letter
[24:04]
and we were over there m so uh we do
have all our paperwork all our we've
[24:10]
already done the safety work we are
glamping in our home and when I come
[24:15]
every week I wait in line I call every
week I have emailed multiple times uh
[24:19]
two days ago I did get a call back and
the woman told me that our permit will
[24:24]
be delayed to put up sheetrocking
cabinets until the house is raised your
[24:29]
thought was that things are going to
shift I that's okay that's a specific
[24:34]
question for your house and we do not
have time to deal with each person's
[24:39]
individual specific circumstance I know
about your circumstance and we can talk
[24:44]
after the meeting uh yes sir uh your
replacement you said they going to be a
[24:49]
local person yes are they still going to
be through F yes yes yes ma'am so is it
[24:58]
to do the safety build back
if we have not we got our letter work
[25:07]
100% substantially damaged we sent in
our
[25:12]
appeal we are we don't want to spend the
money on anything until you guys come
[25:19]
out and check it again tell us or may
what would you
[25:25]
do cont you won't be able to do you
won't be able to do any renovation until
[25:30]
you have a permit and I won't issue the
permit until your appeal has been
[25:33]
completed which means we will have
already done all that I get that but is
[25:42]
it that that's up I mean that's up
that's up to you I you know that's up to
[25:47]
you I I can't advise you again we're
talking specific about your home and I
[25:50]
can't advise that I haven't seen it I
don't have data to look at I I really
[25:55]
can't uh it's a if you do that and your
appeal does not go through so let me I
[26:01]
don't know if everybody heard her
question but she's concerned about uh uh
[26:06]
spending money to bring the home to a
safe secure sanitary standard and and
[26:12]
her home is uh damn sub is substantially
damage she's worried about the appeal
[26:17]
process and the question is does it make
sense to spend the money that's a
[26:21]
judgment call on you if we're able to
successfully appeal then you're You're
[26:27]
Building back um if we're not able to
successfully appeal you may have to
[26:30]
demolish or Elevate but um I can't make
the decision for you on on what you do
[26:36]
there I'm just you know it's a tough
call I get
[26:40]
it so we
decide
[26:44]
Toge but not raise up can we just keep
the land and then sell it the question
[26:51]
is uh can we can we demolish the home
and sell the land be absolutely you can
[26:56]
do that you can absolutely I mean you're
you end up paying the demolished costs
[27:00]
it may be to your benefit just sell as
is you may get some structure value I
[27:04]
can't really yes ma'am yes if you
receive a substantial damage um how long
[27:11]
do you have to reply and can you
submit
[27:16]
bra Andes it does the cost of bra have
to be submitt with a detail
[27:23]
report yes yes ma'am yes ma'am so how
long do you have
[27:31]
FEMA says
uh I'm going to misquote the terminology
[27:36]
it's a reasonable time frame is what
they say you have you have to do it
[27:40]
within a reasonable time frame what is
exactly it's
[27:45]
reasonable it's reasonable Can it can it
title Bas time frame what is title Bas
[27:51]
time frame I haven't got my letter so
you tell me it's reasonable
[28:08]
okay okay in the oh I'm sorry yes
[28:13]
ma'am can you step out of there I'm so
[28:18]
sorry
[Music]
[28:26]
City material I look for three data
points four data points on that letter
[28:32]
number one is it substantially damaged
or not number two what is the cost to
[28:37]
repair estimate that they provideed
number three what's the assessed value
[28:42]
and what's the percentage and that's
that's what forms the letter I'm happy
[28:46]
to send that data out if you
[28:54]
want why are we all supposed to
the established procedure that's the
[28:59]
feema guidelines that's what we have to
[29:07]
follow right I
agree I agree tell us again we
[29:14]
got
make all that without a letter yes yes
[29:20]
yes yes yes interior demolition permit
right now get it done get the drywall
[29:24]
out get it cleaned out get the
electrical safety uh get the yeah the
[29:28]
electrical system safe do your AC if you
need to do your AC stuff Plumbing
[29:33]
whatever so the only is the drivew you
can't close can't hang drywall can't put
[29:37]
up cabinets can't finish off your
plumbing until you get until you get the
[29:40]
letter you can finish off the
letter yeah
[29:45]
we again yes without the letter without
the letter yes yes yes yes you can have
[29:50]
a toilet a shower and a sink okay yes
sir the the question is what is what
[29:58]
what is the process for getting the
interior demolition permit you can apply
[30:01]
for that online uh through our portal
and you can apply for it here uh there's
[30:06]
some documents that need to be notorized
uh and the we have a couple of notaries
[30:11]
in here so we do that for you for free U
but honestly I I don't deal with
[30:16]
permitting part of it so I really don't
know all the stuff they're asking I done
[30:22]
in one day oh absolutely absolutely we
and and then it goes through A Brief
[30:27]
Review process we turn that out pretty
quick um yes sir that what what do we
[30:32]
need do we need a liced contractor can
we pull you can pull a yeah you can pull
[30:37]
a the question is what again what do we
need you can pull an owner Builder
[30:41]
permit you just have to sign an
affidavit that says you understand that
[30:44]
work done on your home under that permit
means that you cannot rent or sell your
[30:49]
home within a
year yes sir I think you just said that
[30:54]
you can do a a demolition permit online
try that
[30:58]
I think what you mean to say is you can
submit a completed
[31:03]
application correct it's not a writable
form you can't click on something corre
[31:09]
I I don't know be honest I
have one second
[31:16]
yes'am perhaps it be easier Rie step
byep once someone receives a substantial
[31:24]
bamage letter what is the appeal process
was we've done the appeal process
[31:30]
waiting for your answer but now I
understand coming to this meeting
[31:34]
there's another form that was created
that also has to be I'm not going to go
[31:38]
back and and ask people who have already
submitted their stuff to do that form
[31:42]
that was just
dropped at the window because you know
[31:47]
for all neighbors talking I'm telling my
neighbor how progressing and then this
[31:53]
isown into
the it won't it won't affect you what
[31:58]
are the steps I think everyone so you
receive a a letter she asked what what
[32:05]
are the steps to do your appeal you get
your substantial Dam you get a letter
[32:09]
that says you're substantially
damaged you send to us or get in our
[32:14]
hands we do have a form for you to fill
out it also contains a a waiver um but
[32:21]
you get it you get that information to
us and we put you in the queue I send
[32:25]
out uh our inspectors to to do a
reassessment of your home they're going
[32:29]
to come in and take pictures inside and
out make sure there's nothing that
[32:33]
somebody missed some structural damage
that might be there something hidden
[32:37]
they double check that they bring those
pictures back to me we start an appeal
[32:41]
process the big form I have to fill out
we produce ultimately produce a
[32:46]
report
um I'm so sorry I skipped a step um fill
[32:52]
out the form and do the request we will
need either a cont contractor's cost
[32:59]
estimate that lowers the Title Basin
cost estimate or a market appraisal you
[33:06]
can get that for free from Twitty you
can hire your own appraiser you get that
[33:11]
appraisal or costate or both or cost
estimate or both to us and we we begin
[33:17]
your
[33:22]
appeal women and you mentioned electric
so that you PL it Spector once the elect
[33:29]
is done told us we not allow to put outl
in until the dry is up yeah that's
[33:36]
incorrect you can put outlets in and put
just put covers over those yes sir just
[33:41]
one more question um thank you for doing
all this I know you're getting beat up
[33:45]
um but the fact is this is fun okay can
can you do me one favor in the
[33:50]
leadership in the room can we do prepare
for the next
[33:54]
one so this never I'm doing another
Saturday meeting no saying unfortunately
[33:59]
unfortunately my wife will move out this
will I hope not and I pray this never
[34:04]
happens again but can we learn from this
experience oh we yeah everybody well
[34:10]
like I said usually in business I used
to be we used to do what's called an
[34:13]
after action yeah and we used to pretty
much say the do's the don'ts The Good
[34:17]
the Bad the Ugly cuz this is ugly and I
think a lot of this what you're saying
[34:22]
because the confusion and the folks up
front they don't even understand some of
[34:26]
the some of the issues because it's so
off the rails because you're saying
[34:30]
don't do this don't do that but is the
next city over doing that I know it's
[34:34]
different rules different organs I get
it but as confusing as this may be you
[34:39]
know it's chaos and like the old saying
goes measured twice cut once we're we're
[34:44]
measuring we're cutting like 15 times
and the board's still too
[34:53]
short so sorry yes sir have two
questions um
[34:58]
uh one what is the acceptable moisture
percentage in Wood under 20% under 20
[35:03]
okay except for pressure treated which
we'll never make that okay and then the
[35:06]
second question would be mine's not
substantially damaged but my air
[35:11]
conditioner it still works but I want to
change it out I got something from the
[35:15]
company you work for Fort Lauderdale
David Dixon said I have to go up 14 ft
[35:20]
that's right my air conditioner that's
right my air conditioner has to go 14 ft
[35:23]
my house yes you're you're 14 ft SE not
14t above sea level not about
[35:31]
the my 10
T issue so I
[35:37]
got yeah I mean there are options put it
on a pedestal put it on the roof put it
[35:42]
in the back of the house but you got to
get it elevated because we got to get it
[35:45]
out of flood
Elation yes ma'am in the back the
[35:51]
walls let's can we talk about the walls
again you know how you're saying you can
[35:55]
see through the house is there way we
can put one side up and then you can
[36:00]
still see we're not allowing any
construction no rebuild construction
[36:03]
without a renovation permit not even
just for one
[36:22]
siring we go to the County website and
take the percent and app that amount
[36:27]
won't be as accurate as the title
basement I don't know so where do we get
[36:30]
the number you can request the data from
me okay so you'll tell us what that
[36:34]
number is I don't do it automatically
but if you put in a request then I Then
[36:38]
I then I pull that data out of the file
process we're all going to be in the
[36:41]
same boat we're all going to be asking
what is that you may be that's
[36:46]
true yes sir is there a different
process for the commercial I've got
[36:51]
commercial
building3 and I'm getting nowhere yeah
[36:55]
and Title Basin hasn't figured out how
to calculate
[36:58]
substantial damage for commercial okay
building behind well and calling that
[37:04]
commercial so I haven't received
anything on that either I got an empty
[37:09]
building okay that you're talking about
a specific circumstance and I don't have
[37:13]
the ability to look into that right now
so you'll have to question is the
[37:16]
commercial side how when when can I
expect something on that I have no idea
[37:21]
sir I don't know you're again you're
tring specifics and I I I just simply
[37:25]
cannot deal with specifics on on
anything yes yeah I um got my letter
[37:30]
substantial damage letter and it was
real close at
[37:34]
50.7 so I jump that g on the appeals
because I didn't want to
[37:38]
spend appraisal done good so when that
gets submitted if it comes out all right
[37:45]
and I'm able to rebuild on the ground
floor do I still have to do all of that
[37:50]
whole package or do I just get my
contractor to submit a permit and get
[37:54]
work started have your your contractor
can do what what whole package P are you
[37:57]
talking about um that whole uh
permitting package that you have on the
[38:01]
website well either you or your
contractor but it's the same for both
[38:05]
okay and the other every is I
fortunately for me soon as I got on the
[38:10]
island I got a crew to come in and start
pulling out the cabinets and did all of
[38:15]
that before the stocks were for went in
so I need to go now and get after permit
[38:20]
for all I did so can I do that on Monday
just go to the St and get it absolutely
[38:28]
yes sir in the best yeah uh so I have a
substantial damage that of
[38:34]
60% uh that works out at about uh
$190,000 I'm allowed to spend to repair
[38:40]
my house okay the the uh title person
come in with an estimate of $240,000 to
[38:46]
do M right so if I get a contractor
which I have that comes in substantially
[38:52]
less than that less than the 50% around
$100,000 will you accept and can I get a
[38:57]
per based on the contractor's again
quotation again either a property
[39:02]
appraisal that raises the value or a
contractor's estimate that lowers the
[39:06]
cost to bring you below in the
Readington Shores 49% Readington Beach
[39:11]
50% either one but not
necessar either or or both I'll take yes
[39:20]
sir yes they are yes yes sir can you
clarify how you're determining the value
[39:26]
of the where that number is coming from
I'm not determining that at all that's a
[39:32]
it's your property appraiser my are you
using to calculate whether the percent
[39:39]
I'm not doing a calculation on that that
is title based okay what
[39:45]
so when you get that your four dat three
or four data points from title base uh
[39:51]
to to do your letter what are those
points again
[39:57]
best property
value estimated
[40:01]
damage whether or not it's substantially
damaged and the percentage those are the
[40:05]
four okay so that's the property value
or the structure value structure value
[40:09]
thank you okay so you're getting that
number from title
[40:12]
base yes and I believe title base is
getting that from Mike TW okay that's
[40:17]
I you mentioned that if we get that uh
interior demolation demolation permit P
[40:24]
that something about you couldn't rent
for a year if you pull an owner Builder
[40:29]
permit an owner Builder permit that's
right for Florida building code you
[40:34]
cannot rent or sell your home for a year
so if I if I have a contractor do it I
[40:40]
avoid that corre corre completely
correct correct yes ma'am yes ma'am um I
[40:45]
just I haven't received my uh
substantial Dage letter yet but
[40:49]
everybody beside me has in my
neighborhood do you as the building
[40:53]
department know for a fact that Title
Basin has every body's address it in
[40:59]
absolutely okay absolutely yes ma'am yes
sir um as far as the percentage we've
[41:05]
heard some people with some numbers
really close to
[41:09]
49% 50.6 what if it comes in it's 48%
that's just boom okay you're you're not
[41:15]
substantially damaging okay so the if uh
we go through the they come back they
[41:21]
say you're substantially damaged we go
through the process we adjust those
[41:24]
numbers with the appraisal with the with
the cost cost estimate to rebuild
[41:28]
whatever and say the the cost of
estimate to rebuild is
[41:34]
48% then you're not substantially
damaged and you so no one's going to
[41:38]
question that they assume you're coming
in under 48% and what have something
[41:42]
48.9% in the shores means you're not
substantially damage and you get a
[41:45]
permit to rebuild what am I okay all
right because I I didn't know if they
[41:50]
were saying hey yeah your estimate's 48%
but you're so close that you could have
[41:55]
a cost overrun if you have cost what
happen well a 10% contingency on the
[42:00]
cost is added is added just in case to
prevent to 10% overrun is already added
[42:07]
in when they figure that either your
contractor does it or we do it uh
[42:11]
ourselves but a 10% contingency is ated
just I mean I said both commission
[42:16]
meetings on Wednesday if you watch one
episode of Property Brothers you know
[42:19]
they open up a wall they find something
right some reason they hit you with an
[42:22]
extra charge so we do have to add a 10%
con right so either I to let you know my
[42:28]
contractor has put in the 10%
contingency or so you don't add
[42:33]
another yeah I'll see it when I review
their numbers okay am my yes ma'am just
[42:38]
one quick question the ground floor
businesses that have reopened how are
[42:42]
they able to acquire their permits so
quickly and if they to my knowledge we
[42:45]
haven't issued any permits to the ground
floor businesses that reopen I'm working
[42:50]
with a few businesses that are that are
you know trying to get built back and
[42:53]
coming up with some unique ways to to do
some of that stuff but to my knowledge
[42:56]
we have an issue
yes
[43:02]
sir safe bill yeah I have a whole team
yeah I have a whole team in fact they're
[43:07]
doing all of our plan review
[43:11]
now they
[43:20]
have the ru about not able to um owner
build is that demo work the reu part if
[43:29]
you do some demo yourself it's just
going to be the rebuild part it's just
[43:32]
going to be the re so you demo your home
you had to demo your home to make make
[43:38]
so you didn't burn down your neighbor's
home so you're not restricted to not
[43:41]
selling or renting for a do that yes
good that's a good question yes me
[43:47]
you're having to go through the appeal
process substantially damage letter so
[43:52]
if you submit you know a new appraisal
and the list of cost of what it will be
[43:57]
since that's a little bit different like
what kind of time frame to get a
[44:01]
response it it greatly depends uh I have
completed about five or six I didn't get
[44:07]
to do any this week because I'm
inundated with other things uh next week
[44:12]
we're going to get back at it see if we
can see if we can get at it I want to
[44:15]
get folks appeals done uh We've issued I
I think five first let me say that every
[44:23]
appeal I've done so far has been
approved uh not not seen one that was
[44:28]
had one that was 100% substantially
damaged we've done that appeal and
[44:33]
issued that permit I feel like we spent
a lot of time on substantial damage
[44:38]
appeals and that kind of thing let's
move off of that subject because just at
[44:42]
this point I'm just repeating the same
answers do we have questions not related
[44:47]
to substantial dams yes ma'am according
to the this I should have receiv my
[44:52]
letter I haven't okay said that in the
beginning when we when we first started
[44:56]
if your name name is on the list you
haven't gotten the letter yet it is
[44:59]
either in the mail CU we sent some out
yesterday you can contact town hall or
[45:04]
uh email building department and we will
email your to you
[45:09]
yes I want to turn down
[45:17]
I you don't have a
choice so spend all that money and then
[45:22]
you say oh no you can't build that
big I I mean that's a planning zoning
[45:28]
issue yeah we have a Planning and Zoning
guy that reviews all plans he's not here
[45:33]
he's he does all that remote for us if
you demolish and take it to Bare Earth
[45:38]
you now fall under new construction and
your permitting is just like new
[45:42]
construction you go through all of the
all of the protocols for new
[45:47]
construction which is Planning and
Zoning flood plane if you're doing some
[45:50]
sea Waller duck you got to go through
nav me there's a whole bunch yes ma'am
[45:54]
that's not what they said in the last
meeting that we had up here at this town
[45:57]
with the FEMA Representatives they said
if you tear down rebuild you can only go
[46:02]
10% larger than the original structure
that's exactly what they said in that
[46:07]
meeting okay that's for the grant if you
take the grant money from
[46:14]
Fe yourself with no femr money do
[46:29]
uh condos are a mess right now again
having
[46:34]
trouble each condo has be individually
value we to look at the cost to repair
[46:40]
each individual condo I know
[46:50]
insance and
[46:54]
again building
says
[46:58]
that LEL ofage is based
[47:05]
on% then you're level three so Ian
you're asking a specific question I
[47:10]
can't
[47:12]
answer you want to scoot by excuse me
sorry understand but the number of
[47:18]
stories is immaterial BAS on the
individual unit action suit definitely
[47:23]
sounds like
[47:27]
I don't have
[47:35]
abity yes your demo cost your demo cost
are part of the part of the total
[47:49]
cost
solar is in process they hav't offered
[47:56]
out um that hasn't been approved
obviously it works notice takes two
[48:03]
weeks to uh you free them up from where
they are a week to get get the drug test
[48:09]
you know so people who didn't have blood
insurance are they under the the same
[48:14]
requirements of building that's a great
question that's a great question I mean
[48:18]
I here here's the answer to that
question I'm jealous of just because
[48:22]
just because you don't have flood
insurance and you don't want to get
[48:25]
flood insurance doesn't mean you're not
subject to all of these rules and
[48:29]
regulations your home your structure is
part of the nfip whether you accept
[48:36]
flood insurance or not if you don't
follow get your permits do things by the
[48:41]
book then I'll have no choice eventually
ultimately I'm going to file a 1316
[48:49]
letter on your home with the nfip which
excludes your dwelling from the national
[48:54]
flood insurance program which means you
will never be well you'll never be able
[48:59]
to get subsidized for insurance and
anyone who buys your home won't be able
[49:03]
to get subsidized for flood insurance so
you're going to be restricted on who you
[49:07]
can sell your home to so yes you got to
follow same process you have to post
[49:13]
permits in your you got you got to do it
all you got to do it all yes ma'am yes
[49:18]
sir I understand that this has to do
with the theme of discount to the cities
[49:24]
yes so I'm curious out of show of hands
how many people in this room have
[49:29]
actually received money
from that's a good question who received
[49:34]
fale Disaster
[49:37]
Assistance I've received zero and all I
want them to do is get out of the way
[49:42]
and I can't help you with that that's
certainly not not my my perview it's all
[49:46]
over a disc yet the majority of people
are not receiving any money from I don't
[49:51]
control that I don't control that sir
yes sir can you just speak to the
[49:55]
process of
[Music]
[49:58]
you have the home
and you say well I I want to do a little
[50:04]
additional work so I'm I'm I'm bringing
the home back up to its original plus I
[50:09]
want to do a little extra work while
it's all tore up what is the best
[50:13]
process for that send us drawings of
what you're what you're what you're
[50:17]
trying to do when you apply for permit
so the substantially damage how that
[50:24]
relates to that when we're figuring out
it's all included right it's part of
[50:29]
your substantial so if you if you're
thinking okay pie in the sky this is
[50:32]
what I want to do give you the full
thing I'm going to put my house back
[50:35]
here and the other part I'm going to I'm
going to add on to this is my total
[50:39]
number I'm under the substantially
damaged number therefore I should just
[50:44]
Smit it all at one time absolutely and
if it's denied then I can drop back to
[50:49]
not doing that additional work
[50:58]
you are part of the nfip whether you're
getting flood insurance or not so have
[51:18]
this that's your decision to make you
can make that you make that decision if
[51:23]
you make that decision by 13 16 per
anyone yes sir we received a substantial
[51:30]
damage letter with more percentage is
[51:36]
that
[51:40]
maybe situation I have the ability to
research but if it came back in it said
[51:45]
0% awesome congratulations yes
sir not substantially damaged and permit
[51:52]
and process under review and how to past
the holidays and stuff what the current
[51:57]
I think we're I think we're a week away
from from issuing some permits that uh
[52:02]
for stuff that we had during the
holidays and then the ones that we just
[52:05]
sent out on Friday you know we're
probably a week or two from issuing
[52:08]
those okay yes ma'am
um said
[52:14]
about
in if we've already subed our decied we
[52:21]
to make coule changes how does that you
need to you'll need to get redo your
[52:28]
substantial Improvement worksheet to
account for those
[52:32]
changes
[52:38]
we Carrie and uh Carrie and Steve are
doing a great job they they they
[52:42]
complete the workload every day whatever
we have on a daily basis they complete
[52:47]
so it's we definitely don't have an
inspector issue as far as I as far as I
[52:51]
know but you're the only one that's
revie I no I farmed that out to whole
[52:56]
team we've got a bunch of people on on
I'm the only one reviewing appeals you
[53:01]
don't want anyone else reviewing appeals
you want me reviewing appeals I promise
[53:05]
you that that's a very slow process with
all that you have to do but you don't
[53:10]
want to farm that
[53:14]
out well that's why that's why we now
have a team doing uh a plan review
[53:20]
that's why we have inspectors com out
there I'm relieving those parts of my
[53:25]
workload so so that I can focus on the
things that really really matter to
[53:29]
folks which are these appeals real quick
I want to I want to take a quick Str
[53:33]
because we're starting to lose folks and
that and that's fine but I want to take
[53:36]
a quick straw poll on a couple of things
that we've been talking about in our
[53:40]
town so forgive me for for changing
gears here for a second there's been
[53:45]
some um buzz that it would be helpful
for the building department to be open
[53:52]
for um Extended some extended hours we
currently our our window is open and we
[53:58]
answer phones from 8:30 to 4: Monday
through
[54:03]
Friday um so we have a couple of options
for how to extend some hours one would
[54:09]
be to change hours to 8 to
6 the other would be a maybe like a half
[54:17]
day on a Saturday maybe not every
Saturday uh so just kind of want to get
[54:23]
some some thoughts from our residents
um show of hands who thinks 8 to six
[54:31]
would be a better
[54:34]
option
days and then who thinks occasional s
[54:39]
Saturday or an occasional Saturday half
day okay that was eight to
[54:46]
six okay awesome yes
[54:53]
sir no no we'll put that on separate
perment because your docks your pools
[54:58]
your seaw walls they're not part of your
substantial damage or substantial
[55:02]
Improvement we put let's put that on a
separate permit and keep that out of the
[55:06]
calculation for for your damage yes
ma'am are you respons is this department
[55:10]
responsible for new contractors getting
licenses to be able to do work in this
[55:15]
area is that your
department no well pelis County
[55:20]
registers and provides licenses for new
contractors we take that information and
[55:25]
get them registered with us
my question is my neighbor who has a
[55:29]
contracting business in Virginia he's
been to start a business here um he
[55:33]
applied in October and what are we
January and they still haven't approved
[55:38]
it that that's a specific question that
I I just don't have but is that LE
[55:42]
what's the okay here's the general
question what's the general leag time if
[55:45]
you apply for a Contracting license
typic I mean we get contractors that
[55:49]
come in and sit down with our staff on a
daily basis and get get registered yes
[55:53]
ma'am I just want to know I called on
Monday
[55:57]
get one onone with you left a message I
didn't get a call back until Thursday
[56:03]
was the best way to get want to talk
specifics we have been behind on emails
[56:08]
we've been behind on phone so let me uh
let me tell you what we did this week
[56:13]
the town clerk she's amazing we sat down
she and I she said what can we do to
[56:19]
help and we hashed out a couple of
things uh number one we had one phone
[56:25]
line coming into the building Department
we now have three phone lines coming
[56:28]
into the building department if you call
your call rings at three different desks
[56:34]
now before you go to voicemail because
our folks are on the phone all day every
[56:41]
day uh we have if you've been here you
already know there is a line to the door
[56:47]
every day from 8 8 to
4: um 8:15 we open at 8:30 people are
[56:54]
standing on the steps waiting for us
almost daily our folks are
[57:00]
just they're working their fingers to
the to the nub trying to get trying to
[57:04]
get to you um we now if you leave a
voicemail we now get an email with your
[57:11]
voicemail attached so we have a team so
we have about three people in the front
[57:18]
who are dealing directly with the public
and then we always have two people in
[57:22]
the back that are just doing permit
paperwork stuff trying to keep things
[57:27]
organized and moving and they everybody
has access to the email so the folks
[57:32]
that sitting in the back that aren't
dealing direct with the public or are
[57:35]
are checking email and listening to your
voicemails and trying to get answer that
[57:39]
just started this
week on Friday as of Friday we had
[57:46]
cleared Friday at 4: we had cleared the
voicemail to only seven remaining
[57:52]
voicemails that hadn't been attended to
now it's probably already up to 20 we we
[57:57]
couldn't expand the voice box the the
mailbox so it's only 20 um we had it
[58:03]
down to 7 she was really trying to get
it cleared out we we just ran out of
[58:07]
time so uh we'll pick it up again on
Monday and we're just going to keep keep
[58:11]
working through it it's just a process
if anybody has been here you know how
[58:16]
busy we are we're we got six people
working on stuff uh just in this office
[58:23]
not to mention the folks that are remote
that are working on stuff and it's it's
[58:27]
a lot it's a lot yes sir I want to
commend your office we came in Thursday
[58:32]
to finalize our after the fact demo
permit which got uh completed that day I
[58:39]
was asked if when I needed inspection I
said how soon they said tomorrow which
[58:44]
was yesterday they were out they passed
thank you fantastic have you gotten your
[58:48]
letter
yet sub your subst damage assessment
[58:56]
oh you're the Zer yeah you're the zero
[59:01]
Fant we can get you we can get you your
rebuild permit get you
[59:06]
going yes ma'am so I've had AO perm in
since October it's not been
[59:12]
approved should have been I guess uh
what kind of demo dry wall safe secure
[59:17]
BL so we we uh we have a handful and
again specific which I can't I can't
[59:26]
addic but I will tell you that we have a
handful less than
[59:31]
10 that there was
some process we had some temporary uh
[59:37]
contractors uh well all of our people
are contractors but we we had a couple
[59:42]
people in that really kind of did things
out of order in the system and didn't
[59:47]
like it and it was early on and uh we've
gone to the uh company that provides the
[59:55]
software for a solution because we can't
we can't move them through um um it's
[1:00:02]
just a weird I we don't understand it we
don't understand it but we're not there
[1:00:06]
are about 10 maybe less than 10 that
we're having trouble with we're working
[1:00:11]
I don't know if yours is in that stack
but um we don't have a substantial
[1:00:16]
number of interior demolition permits
that haven't been issued um any that
[1:00:20]
haven't most likely that's that's the
problem so we're we're trying to work
[1:00:24]
with them to get a resolution yes ma'am
if we are acting as our own general
[1:00:28]
contractor do we have to hire all
licensed contract subcontractors do they
[1:00:33]
all have to be
licensed a GC if you're acting as so let
[1:00:38]
me clarify if you're acting as owner
Builder right no you can do all the work
[1:00:44]
yourself it's still subject to Florida
Cod and we will hold you accountable for
[1:00:49]
doing things per the Florida code okay
but if we buy or but that means if you
[1:00:53]
do owner Builder that means you cannot
rent or sell
[1:00:56]
for uh if you hire someone to do some
work we ask that you add them to your
[1:01:02]
contractor list on your permit so that
we can hold them responsible for the
[1:01:06]
work uh down the road do they have to
all be licensed yeah oh yeah okay so
[1:01:11]
they still have to all be licensed in
the State of
[1:01:14]
Florida yes
[1:01:18]
talking of
[1:01:28]
assess it could haven't seen one yet
I've seen something that came close um
[1:01:34]
I'll give you let me give you an example
uh we had a home that was assessed uh
[1:01:40]
substantially damaged and they
determined they said that it was slab on
[1:01:44]
grade and we went into the appeal and we
found that it was a wood frame structure
[1:01:51]
on a crawl space and there was um uh
substan rot in the floor system okay so
[1:02:00]
this is exactly what you're ask if you
didn't hear it in the back she asked
[1:02:04]
what happens if you find something on
the appeal part that messes up the
[1:02:09]
appeal basically and we found a a
substructure that that had some damage
[1:02:14]
to it fortunately the repair fell you
know their their property appraisal was
[1:02:21]
like a one of those 60 centers that
really shot their structure value up
[1:02:26]
and then their contractor even with
those repairs was under the Title Basin
[1:02:31]
number so they're still not
substantially damaged but it could it
[1:02:36]
could change it but the point is safe
secure sanitary right and so if we find
[1:02:42]
substantial we've seen a number of homes
where you pulled out the drywall and
[1:02:47]
studs are just termite ridden I
shouldn't say that uh wood born or
[1:02:52]
organisms have have appear to have eaten
away at the studs so you got to go back
[1:02:57]
and fix that stuff for the safety of
your home and that adds to the cost uh
[1:03:02]
to repair but it's it's necessary and if
it's to a level that puts you over the
[1:03:09]
50% then your home is still not save and
we are going to have to do something
[1:03:14]
yes get the damage interior demolition
stuff all that stuff completed and then
[1:03:22]
you come and inspect it and then we
apply for the permit to
[1:03:26]
the other things or does that fall is
that permit good for the entire no
[1:03:30]
you'll need a second permit so it's a
two permit process interor demolition
[1:03:35]
again minimum Hab minimum habitable
standard s c sanitary and then a permit
[1:03:42]
to rebuild renovation remodel permit
okay and then can you you can't apply
[1:03:47]
for that until you pass the first one no
you can apply for that oh you can apply
[1:03:52]
for both at the same time and then that
that second one takes longer I'm
[1:03:56]
guessing a little bit because we have to
go through a few more checks okay and if
[1:04:01]
you just use the contractor for that
part the GC then you still have to wait
[1:04:06]
for that period for the uh the one year
to you use a GC you use a GC to pull the
[1:04:11]
permit you don't have to wait even if I
do the owner permit for the first part
[1:04:17]
correct so I can do the owner permit for
the
[1:04:20]
first for
correct yes ma'am so I want to say thank
[1:04:26]
you for having the meeting first and
foremost um and but perception is
[1:04:30]
reality so my perception the previous
week was that I came I stood in line for
[1:04:35]
45 minutes I came to pay the permits and
the they rang the amount wrong so then I
[1:04:41]
get an email back saying that I still
owe $3 so I just want you all to be
[1:04:45]
aware that you know yes your hours are
working hours I'm a working mom I have
[1:04:49]
three kids so no I'm not living in a
camper in my driveway yet um but you
[1:04:53]
know I I appreciate you've added more
people it sounds like I appreciate
[1:04:57]
you've added more phone lines but it's
still our reality that we're not in our
[1:05:00]
home you know that there's still a
process I want to KN on to rebild I get
[1:05:05]
all that but I think the inaccuracies of
information is where a lot of the motion
[1:05:09]
comes from sure that's why we're doing
the town halt trying to eliminate
[1:05:12]
inaccuracies and information we're all
still human you know people say the
[1:05:16]
wrong thing they do the wrong thing they
don't have enough coffee in the morning
[1:05:19]
you know when you send an email and you
say I paid the wrong amount I didn't
[1:05:23]
type the amount in I my credit yep again
we're all human and and and mistake you
[1:05:28]
know anybody's capable of making a
mistake so I'm sorry that happened but
[1:05:31]
um you know we do our best to be EXA we
can yes ma' oh oh
[1:05:36]
hi first of all you guys have I've been
so impressed with everything I know
[1:05:43]
overwheling um my question was is there
a certain level for the seaw wall that
[1:05:50]
you know of can you build up on SE
that's a PNC question I really don't
[1:06:01]
add
[1:06:09]
yes we've answered that question three
times and the answer is still no
[1:06:15]
okay yes ma'am nany you had a question
[1:06:25]
safe secure
[1:06:29]
sanary toilet I don't
any I know so I can't do anything little
[1:06:38]
little little vanity cabinet little
cabinet looks like this you can put a
[1:06:41]
sink in there slide it up against the
wall Amazon's got a nice little sink for
[1:06:45]
like a 100 bucks that you can roll
around it's kind of cool I don't listen
[1:06:50]
I'm not going to bark at you for tiling
a shower okay I'm not going to bark at
[1:06:55]
you you put your dur Rock up you seal
the pan you do it right you do it right
[1:07:00]
we'll inspect it to verify
because it's a three-sided structure and
[1:07:06]
we can see two two sides I'm okay if you
do that yeah nobody's going to get upset
[1:07:14]
about that great
[1:07:18]
question do your water here yeah elev
drall
[1:07:24]
put yeah and and once you put your water
heater up you're not going to be able to
[1:07:28]
drive all around behind it anyway and it
may be the same thing with your AC
[1:07:32]
closet I'm not going to get we're not
going to get upset about those things
[1:07:35]
but it's minimal minimal habitable
[1:07:46]
standard you know how to
[1:07:56]
lot terms
[1:08:00]
of we're all advocates for
[Music]
[1:08:08]
everybody you're uny with title Bas yeah
who do we talk to that ADV but they're
[1:08:15]
not going to respond so who do we go to
for advocacy is the mayor going to do
[1:08:19]
that is uh who who in the township is is
advocating for us
[1:08:29]
our battery has died on the M the
light's not working um I'm asking about
[1:08:36]
who's doing advocacy I heard the poliy
yes so who's doing ad advocacy so first
[1:08:41]
of all the Florida Department of
Emergency Management contracted to bring
[1:08:46]
tital Basin in okay so if we're having
issues with Title Basin we are to
[1:08:54]
address those issues with the Florida
Department of Emergency Management
[1:08:58]
that's fdm
fdem fdm reports to the
[1:09:04]
governor so if we are having problems
with Title Basin they are not being
[1:09:09]
addressed by fdm we go directly to the
governor I can tell you that our staff
[1:09:17]
has had face-to-face meetings with f
directly with title Bing directly they
[1:09:24]
have both waste the issues that we are
experiencing I myself have sent letters
[1:09:32]
to our Congress women men Senators the
governor and I have personally spoken to
[1:09:40]
the White House three times we are doing
advocacy what we are dealing with is a
[1:09:49]
bureaucracy and we are impacted by that
bureaucracy that is the reality of it
[1:09:56]
yes um I just want some clarity on one
thing I think you said earlier if a
[1:10:03]
contractor has a estimate lower than the
property appraisers number that they
[1:10:10]
assign for
you does can that move forward or do you
[1:10:14]
still need to go through the appeal
process you have to get your substantial
[1:10:18]
damage left I have it that is the that
is the appeal process the contractor
[1:10:23]
estimate is the appeal process if you
are substantially damaged you will not
[1:10:28]
get a permit until your appeal is
completed the contractor estimate is one
[1:10:33]
part of the appeal process okay that's
in the appeal process are you getting
[1:10:39]
any push back from we had a private
apprais will come
[1:10:42]
out just like you said many times
substantially higher than what Twitty's
[1:10:48]
office came out with right are you
getting any push back is that accepted
[1:10:52]
it's a it's a I'm the one that makes the
determination and no one questions my
[1:10:56]
judgment
great yes
[1:11:00]
sir what are my
options if I cannot sell my home before
[1:11:06]
the end of April 202 we've answered that
question for you already sir
[1:11:11]
right oh if you can't sell your home I I
I I don't know I I I don't know what to
[1:11:16]
tell you I can't predict Market factors
and I don't know we're talking about
[1:11:20]
hypotheticals that I just I don't know
[1:11:25]
process can I appeal after April
9th can you appeal
[1:11:32]
what I CH my mind now I'm going to
repair the house but I'm pass at April
[1:11:38]
9th dead so let me just advise you on
that the longer you wait to do the
[1:11:43]
interior Demolition and
the the
[1:11:51]
longer the longer you wait to do your
interior Demolition and make your home
[1:11:57]
safe secure and sanitary the more
expensive it's going to be to do
[1:12:02]
that understand that you're going to
grow mold you're going to get Critters
[1:12:07]
wood is going to rot and deteriorate
you're going to create structural damage
[1:12:11]
eventually Code Compliance is going to
come and say this home now needs to be
[1:12:16]
condemned for neglect so you can sit and
write it out as long as you want I my
[1:12:22]
strong recommendation is at least get it
gutted cleaned so that you stop the
[1:12:27]
damage while you're trying to sell it
but you can do whatever you want it's
[1:12:31]
your
home second
[1:12:36]
questioned
[1:12:48]
the yes yeah you can and and let's get
your demo permit closed out by making
[1:12:55]
sure that it's safe secure sanitary for
the purpose of sell yeah absolutely yes
[1:12:59]
sir do you or anybody else have uh any
updated information on U what's got on
[1:13:07]
with the city applying to FEMA for Grant
to
[1:13:11]
elevate applying to the to FEA for
Grants excuse me to elevate your house
[1:13:16]
we have some grant information uh in
packets over here I don't Gr stuff has a
[1:13:22]
city applied yet because we can't apply
[1:13:32]
before so Our Town Administrator was
going to address these questions that
[1:13:38]
came up so I'll do the best that I can
to answer your question um the town did
[1:13:44]
apply for FMA grants we filed our letter
of intent so that has been done I have
[1:13:52]
not been informed that the letter of
intent was approved but I think the
[1:13:57]
reason why that is is because the
governor was working with FEMA to create
[1:14:03]
a new program which is what is being
called Elevate Florida the premise with
[1:14:10]
Elevate Florida is that residents can go
directly
[1:14:16]
to the directly to FEMA without having
the municipality town city county as the
[1:14:25]
man or liaison or supporter so that I
would focus on Elevate Florida you can
[1:14:33]
Google it to get additional information
but based on our last commission meeting
[1:14:39]
Wednesday night we gave direction to the
staff to continue to Advocate and apply
[1:14:46]
for other grants that are available so
it is our intent to participate in the
[1:14:53]
grant process but understand in order
for us to do that we have to have
[1:14:58]
Staffing and or outside Consultants to
help us management manage it because
[1:15:05]
when we deal with federal grants it's
extremely laborious and there's a lot of
[1:15:10]
red tape that we have to follow for the
meantime please look at what we have
[1:15:15]
available for the grants here also pelis
County website is a great
[1:15:22]
resource um for property information
grant information I do know that our
[1:15:29]
staff is going to have a meeting uh next
week with pelis County Economic
[1:15:35]
Development so we'll see what evolves
from that so yes to answer the question
[1:15:41]
we are working on grants my wife already
contacted Elevate Florida and she
[1:15:47]
couldn't be here today so I don't know
what the issue was but she said she ran
[1:15:51]
into problems that basically made the
whole thing work with that she wasn't
[1:15:56]
able to get anywhere with it I'm really
sorry to hear that I what that tells me
[1:16:01]
is we need a liaison to help our
residents navigate through and maybe
[1:16:07]
pelis county has a liaison and I'm just
not aware of it but that's something we
[1:16:11]
can look into all right thank
[1:16:16]
you substantial damage did is not based
on how much damage is on the buing like
[1:16:25]
and inside out it's based on the cost
and if you go with the cost the cost
[1:16:32]
that
before the cost that insurance companies
[1:16:36]
agree to pay and the cost that actually
the
[1:16:41]
contractor they want you to pay them is
totally three different numbers if you
[1:16:48]
go with the cost of the insurance
companies I all the houses I think can
[1:16:53]
there or what
cost that insurance company takes to for
[1:16:59]
house to fix your damages is very low
okay very low of course because that's
[1:17:05]
what they're going to pay out exactly so
so this L structure damage is based on
[1:17:11]
the cost that's evaluable is not based
on actually what is the D establish that
[1:17:17]
I totally 100% the yes ma'am um in in
regards to the appeals if your
[1:17:22]
replacement comes in is he going to be
just diligent about appeals do we hope I
[1:17:27]
sure hope so more diligent than I am
because very reasonable and diligent
[1:17:31]
about it I think the concern is if
somebody replaces you where the appeals
[1:17:36]
end up hope hopefully they'll they'll
work at it and be as passion about it as
[1:17:41]
I am I can't you know again if I had a
crystal ball or the ability
[1:17:46]
to predict the future I probably
wouldn't be standing here definitely be
[1:17:51]
sitting on a boat out in the uh keys
somewhere fishing yes sir
[1:17:55]
so can you clarify the difference
between my insurance company says your
[1:18:02]
damages are this and this is this is
what uh you
[1:18:07]
get as I understand that has absolutely
nothing to do with get your
[1:18:11]
substantially damaged letter appeal it
come in with your contractor cost you
[1:18:16]
see those numbers you approve or deny
based on that has absolutely nothing to
[1:18:21]
do what the insurance company I do not
care about your insurance company one
[1:18:25]
bit their job is to pay you as little as
they possibly can and maximize the
[1:18:30]
premiums you pay I do not care about
your with respect
[1:18:34]
complet care about your insurance compan
care about making sure your home is safe
[1:18:38]
secure sanitary for you your family and
the people who live there after you and
[1:18:43]
the people who live there after that
right so I I can get as much money as I
[1:18:46]
can out of the insurance company seate
ball game over there versus what I'm do
[1:18:51]
with you two more questions we're almost
at 10:30 we otted about an hour uh well
[1:18:56]
we allotted two hours we have to clean
up time so I'm going to take two more
[1:18:59]
questions yes sir in the back I
apologize if you've covered this already
[1:19:04]
but is there a time limit to complete
once you've received your build back um
[1:19:12]
permit so your permit will expire in 180
days you'll need to you'll either need
[1:19:18]
to complete within 6 months or file for
an extension which would give you maybe
[1:19:22]
another 90 days um um before permit
expiration okay one more question yes
[1:19:29]
ma'am do you have like an outline to
help yes yes we do we actually have one
[1:19:37]
it's on our website again Nancy sitting
next to you she did the most amazing
[1:19:43]
work uh very early on in the process we
sat together um because she she's very
[1:19:49]
thorough very detail oriented uh she
provided an excellent template which
[1:19:53]
you'll find on our website
just a be it's beautiful uh it's a
[1:19:58]
beautiful template and if you'll follow
that um she separated each item material
[1:20:05]
labor to install uh where you can
provide again material costs how much it
[1:20:10]
cost to install item by item um down to
the carpet fibers I mean she she it was
[1:20:16]
an amazing template it's it's on our
website yes
[1:20:21]
ma'am okay that was that's the last
question folks listen
[1:20:25]
our building department is open 8: to
4:30 Monday through Friday we're
[1:20:30]
responding to questions we're constantly
on the phon we're taking face Toof face
[1:20:35]
meetings at the window I sit with people
as much as I reasonably can uh again I
[1:20:40]
told you early I restricted that uh late
this week so that I could focus on
[1:20:44]
getting Letters Out uh but I'll pick
that up again next week so that I can
[1:20:49]
deal with you on your individual
concerns and issues we're not here to
[1:20:54]
make make you tear down your house
that's not what we're
[1:20:59]
doing I don't want you to have to do
that I will do everything I can to
[1:21:03]
prevent you from doing that if we
finally end up in a situation where we
[1:21:07]
don't have a choice but to tear down an
Elevate I'm going to make that as
[1:21:11]
painless as possible for you so far I've
not run into that and we've seen some
[1:21:17]
stuff that would just blow your mind at
how bad the structure Behind the Walls
[1:21:23]
is we're we found ways to get that
corrected so that people don't have to
[1:21:28]
knock down their homes