41:34
So what basically happens is that we're looking at so right now our 10-year forecast which typically includes 100% backfill of our VLF we're at about a5 to7 million structural deficit but then when you add the VLF you're looking at 7…
52:16
Uh really taking a long-term look at our future revenues. And every year for the next 10 years, the city um is forecasted to have the 5 to7 million structural budget deficit with rising costs for services just like um everybody's…